Bandhan Bank Limited (BANDHANBNK) - Net Assets

Latest as of March 2026: Rs255.75 Billion INR ≈ $2.77 Billion USD

Based on the latest financial reports, Bandhan Bank Limited (BANDHANBNK) has net assets worth Rs255.75 Billion INR (≈ $2.77 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs2.11 Trillion ≈ $22.83 Billion USD) and total liabilities (Rs1.86 Trillion ≈ $20.07 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bandhan Bank Limited tangible book value ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs255.75 Billion
% of Total Assets	12.11%
Annual Growth Rate	42.96%
5-Year Change	47.14%
10-Year Change	475.17%
Growth Volatility	157.73

Bandhan Bank Limited - Net Assets Trend (2015–2026)

This chart illustrates how Bandhan Bank Limited's net assets have evolved over time, based on quarterly financial data. See Bandhan Bank Limited (BANDHANBNK) defensive interval to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Bandhan Bank Limited (2015–2026)

The table below shows the annual net assets of Bandhan Bank Limited from 2015 to 2026. For live valuation and market cap data, see BANDHANBNK stock market capitalisation.

Year	Net Assets	Change
2026-03-31	Rs255.75 Billion ≈ $2.77 Billion	+3.94%
2025-03-31	Rs246.05 Billion ≈ $2.66 Billion	+13.86%
2024-03-31	Rs216.10 Billion ≈ $2.34 Billion	+10.34%
2023-03-31	Rs195.84 Billion ≈ $2.12 Billion	+12.67%
2022-03-31	Rs173.81 Billion ≈ $1.88 Billion	-0.16%
2021-03-31	Rs174.08 Billion ≈ $1.88 Billion	+14.56%
2020-03-31	Rs151.95 Billion ≈ $1.64 Billion	+35.65%
2019-03-31	Rs112.02 Billion ≈ $1.21 Billion	+19.40%
2018-03-31	Rs93.82 Billion ≈ $1.01 Billion	+111.00%
2017-03-31	Rs44.46 Billion ≈ $480.87 Million	+33.35%
2016-03-31	Rs33.35 Billion ≈ $360.61 Million	+564.74%
2015-03-31	Rs5.02 Billion ≈ $54.25 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bandhan Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs16.11 Billion	6.30%
Other Components	Rs239.64 Billion	93.70%
Total Equity	Rs255.75 Billion	100.00%

Bandhan Bank Limited Competitors by Market Cap

The table below lists competitors of Bandhan Bank Limited ranked by their market capitalization.

Company	Market Cap
Sacyr SA MC:SCYR	$3.78 Billion
Athabasca Oil Corp TO:ATH	$3.78 Billion
Plug Power Inc NASDAQ:PLUG	$3.78 Billion
Perfect World Co Ltd SHE:002624	$3.78 Billion
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	$3.78 Billion
Sonae SGPS SA LS:SON	$3.77 Billion
Hunan Valin Steel Co Ltd SHE:000932	$3.77 Billion
St Galler Kantonalbank AG SW:SGKN	$3.77 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bandhan Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 246,050,069,000 to 255,748,969,000, a change of 9,698,900,000 (3.9%).
Net income of 12,235,627,000 contributed positively to equity growth.
Dividend payments of 2,416,457,000 reduced retained earnings.
New share issuances of 120,000 increased equity.
Other comprehensive income decreased equity by 229,940,355,000.
Other factors increased equity by 229,819,965,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs12.24 Billion	+4.78%
Dividends Paid	Rs2.42 Billion	-0.94%
Share Issuances	Rs120.00K	+0.0%
Other Comprehensive Income	Rs-229.94 Billion	-89.91%
Other Changes	Rs229.82 Billion	+89.86%
Total Change	Rs-	3.94%

Book Value vs Market Value Analysis

This analysis compares Bandhan Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.37x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 47.32x to 1.37x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2015-03-31	Rs4.58	Rs216.74	x
2016-03-31	Rs30.45	Rs216.74	x
2017-03-31	Rs40.60	Rs216.74	x
2018-03-31	Rs85.45	Rs216.74	x
2019-03-31	Rs91.90	Rs216.74	x
2020-03-31	Rs94.30	Rs216.74	x
2021-03-31	Rs108.05	Rs216.74	x
2022-03-31	Rs107.88	Rs216.74	x
2023-03-31	Rs121.56	Rs216.74	x
2024-03-31	Rs134.13	Rs216.74	x
2025-03-31	Rs152.72	Rs216.74	x
2026-03-31	Rs158.65	Rs216.74	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bandhan Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 4.78%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 5.01%
• Asset Turnover: 0.12x
• Equity Multiplier: 8.26x
Recent ROE (4.78%) is below the historical average (11.32%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	0.11%	7.24%	0.02x	1.05x	Rs-495.87 Million
2016	8.25%	15.90%	0.09x	5.92x	Rs-582.03 Million
2017	25.01%	25.75%	0.14x	6.80x	Rs6.67 Billion
2018	14.34%	24.63%	0.12x	4.72x	Rs4.07 Billion
2019	17.42%	25.20%	0.14x	5.04x	Rs8.31 Billion
2020	19.90%	24.30%	0.14x	6.04x	Rs15.04 Billion
2021	12.67%	15.16%	0.13x	6.61x	Rs4.65 Billion
2022	0.72%	0.75%	0.12x	7.99x	Rs-16.12 Billion
2023	11.21%	11.95%	0.12x	7.95x	Rs2.36 Billion
2024	10.32%	10.60%	0.12x	8.23x	Rs685.99 Million
2025	11.16%	11.02%	0.13x	7.78x	Rs2.85 Billion
2026	4.78%	5.01%	0.12x	8.26x	Rs-13.34 Billion

Industry Comparison

This section compares Bandhan Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $133,206,885,778
Average return on equity (ROE) among peers: 7.46%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bandhan Bank Limited (BANDHANBNK)	Rs255.75 Billion	0.11%	7.26x	$3.78 Billion
AU Small Finance Bank Limited (AUBANK)	$31.63 Billion	12.07%	9.31x	$8.28 Billion
Bank of Baroda (BANKBARODA)	$433.00 Billion	4.19%	15.61x	$15.40 Billion
Bank of India (BANKINDIA)	$337.10 Billion	-4.36%	17.75x	$7.17 Billion
Canara Bank (CANBK)	$328.59 Billion	-7.93%	16.16x	$13.03 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$5.16 Billion	12.13%	12.87x	$144.45 Million
Central Bank of India (CENTRALBK)	$18.68 Billion	17.14%	29.40x	$3.13 Billion
CSB Bank Limited (CSBBANK)	$5.29 Billion	4.92%	21.70x	$676.96 Million
City Union Bank Limited (CUB)	$8.26 Billion	18.50%	13.00x	$1.65 Billion
DCB Bank Limited (DCBBANK)	$31.16 Billion	10.44%	10.49x	$639.91 Million

About Bandhan Bank Limited

NSE:BANDHANBNK India Banks - Regional

Market Cap

$3.78 Billion

Rs349.16 Billion INR

Market Cap Rank

#4362 Global

#186 in India

Share Price

Rs216.74

Change (1 day)

+2.78%

52-Week Range

Rs135.47 - Rs216.74

All Time High

Rs713.01