Bandhan Bank Limited Net Assets

Latest as of June 2026: Rs261.60 Billion INR ≈ $2.83 Billion USD

Bandhan Bank Limited net assets. Based on the latest financial reports, Bandhan Bank Limited (BANDHANBNK) has net assets worth Rs261.60 Billion INR (≈ $2.83 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs2.09 Trillion ≈ $22.65 Billion USD) and total liabilities (Rs1.83 Trillion ≈ $19.82 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is Bandhan Bank Limited growing its equity to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs261.60 Billion
% of Total Assets	12.49%
Annual Growth Rate	42.96%
5-Year Change	47.14%
10-Year Change	475.17%
Growth Volatility	157.73

Net Assets of Bandhan Bank Limited (2015–2026)

Net assets of Bandhan Bank Limited from 2015 to 2026. This chart illustrates how Bandhan Bank Limited's net assets have evolved over time, based on quarterly financial data. See BANDHANBNK equity financing ratio to measure how much of total assets are equity-financed.

Annual Net Assets for Bandhan Bank Limited (2015–2026)

The table below shows the annual net assets of Bandhan Bank Limited from 2015 to 2026. For live market cap and overall valuation, see Bandhan Bank Limited (BANDHANBNK) market capitalisation.

Year	Net Assets	Change
2026-03-31	Rs255.75 Billion ≈ $2.77 Billion	+3.94%
2025-03-31	Rs246.05 Billion ≈ $2.66 Billion	+13.86%
2024-03-31	Rs216.10 Billion ≈ $2.34 Billion	+10.34%
2023-03-31	Rs195.84 Billion ≈ $2.12 Billion	+12.67%
2022-03-31	Rs173.81 Billion ≈ $1.88 Billion	-0.16%
2021-03-31	Rs174.08 Billion ≈ $1.88 Billion	+14.56%
2020-03-31	Rs151.95 Billion ≈ $1.64 Billion	+35.65%
2019-03-31	Rs112.02 Billion ≈ $1.21 Billion	+19.40%
2018-03-31	Rs93.82 Billion ≈ $1.01 Billion	+111.00%
2017-03-31	Rs44.46 Billion ≈ $480.87 Million	+33.35%
2016-03-31	Rs33.35 Billion ≈ $360.61 Million	+564.74%
2015-03-31	Rs5.02 Billion ≈ $54.25 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bandhan Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1887736.9% over the analyzed period, indicating profitable operations and earnings retention.

Bandhan Bank Limited Net Assets Breakdown (March 2026)

Bandhan Bank Limited net assets breakdown by equity component as of March 2026.

Component	Amount	Percentage
Retained Earnings	Rs108.74 Billion	42.52%
Common Stock	Rs16.11 Billion	6.30%
Other Components	Rs130.90 Billion	51.18%
Total Equity	Rs255.75 Billion	100.00%

Bandhan Bank Limited Competitors by Market Cap

The table below lists competitors of Bandhan Bank Limited ranked by their market capitalization.

Company	Market Cap
FRASERS PROPERTY F:1IQ	$2.69 Billion
OLAM GROUP LTD F:K25	$2.69 Billion
Ardagh Metal Packaging SA NYSE:AMBP	$2.69 Billion
Disc Medicine Inc. NASDAQ:IRON	$2.69 Billion
ATAI Life Sciences BV NASDAQ:ATAI	$2.69 Billion
Matrix TA:MTRX	$2.69 Billion
Cargotec Oyj HE:CGCBV	$2.68 Billion
Ningxia Orient Tantalum Industry Co Ltd SHE:000962	$2.68 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bandhan Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 246,050,069,000 to 255,748,969,000, a change of 9,698,900,000 (3.9%).
Net income of 12,235,627,000 contributed positively to equity growth.
Dividend payments of 2,416,457,000 reduced retained earnings.
New share issuances of 120,000 increased equity.
Other comprehensive income decreased equity by 73,454,420,000.
Other factors increased equity by 73,334,030,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs12.24 Billion	+4.78%
Dividends Paid	Rs2.42 Billion	-0.94%
Share Issuances	Rs120.00K	+0.0%
Other Comprehensive Income	Rs-73.45 Billion	-28.72%
Other Changes	Rs73.33 Billion	+28.67%
Total Change	Rs-	3.94%

Book Value vs Market Value Analysis

This analysis compares Bandhan Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.97x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 33.69x to 0.97x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2015-03-31	Rs4.58	Rs154.33	x
2016-03-31	Rs30.45	Rs154.33	x
2017-03-31	Rs40.60	Rs154.33	x
2018-03-31	Rs85.45	Rs154.33	x
2019-03-31	Rs91.90	Rs154.33	x
2020-03-31	Rs94.30	Rs154.33	x
2021-03-31	Rs108.05	Rs154.33	x
2022-03-31	Rs107.88	Rs154.33	x
2023-03-31	Rs121.56	Rs154.33	x
2024-03-31	Rs134.13	Rs154.33	x
2025-03-31	Rs152.72	Rs154.33	x
2026-03-31	Rs158.65	Rs154.33	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bandhan Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 4.78%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 5.01%
• Asset Turnover: 0.12x
• Equity Multiplier: 8.26x
Recent ROE (4.78%) is below the historical average (11.32%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	0.11%	7.24%	0.02x	1.05x	Rs-495.87 Million
2016	8.25%	15.90%	0.09x	5.92x	Rs-582.03 Million
2017	25.01%	25.75%	0.14x	6.80x	Rs6.67 Billion
2018	14.34%	24.63%	0.12x	4.72x	Rs4.07 Billion
2019	17.42%	25.20%	0.14x	5.04x	Rs8.31 Billion
2020	19.90%	24.30%	0.14x	6.04x	Rs15.04 Billion
2021	12.67%	15.16%	0.13x	6.61x	Rs4.65 Billion
2022	0.72%	0.75%	0.12x	7.99x	Rs-16.12 Billion
2023	11.21%	11.95%	0.12x	7.95x	Rs2.36 Billion
2024	10.32%	10.60%	0.12x	8.23x	Rs685.99 Million
2025	11.16%	11.02%	0.13x	7.78x	Rs2.85 Billion
2026	4.78%	5.01%	0.12x	8.26x	Rs-13.34 Billion

Industry Comparison

This section compares Bandhan Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $148,327,464,556
Average return on equity (ROE) among peers: 2.49%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bandhan Bank Limited (BANDHANBNK)	Rs261.60 Billion	0.11%	7.00x	$2.69 Billion
AU Small Finance Bank Limited (AUBANK)	$10.01 Billion	24.70%	5.27x	$7.00 Billion
Bank of Baroda (BANKBARODA)	$286.07 Billion	18.35%	14.99x	$13.34 Billion
Bank of India (BANKINDIA)	$605.89 Billion	6.33%	12.63x	$6.54 Billion
Canara Bank (CANBK)	$76.02 Billion	18.15%	16.60x	$11.53 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$2.50 Billion	7.76%	16.26x	$133.02 Million
Central Bank of India (CENTRALBK)	$324.51 Billion	8.22%	12.80x	$2.81 Billion
CSB Bank Limited (CSBBANK)	$7.70 Billion	3.49%	18.89x	$542.24 Million
City Union Bank Limited (CUB)	$20.25 Billion	17.14%	11.34x	$1.72 Billion
DCB Bank Limited (DCBBANK)	$1.99 Billion	-81.69%	22.36x	$671.12 Million

About Bandhan Bank Limited

NSE:BANDHANBNK India Banks - Regional

Market Cap

$2.69 Billion

Rs248.65 Billion INR

Market Cap Rank

#5027 Global

#225 in India

Share Price

Rs154.33

Change (1 day)

-4.64%

52-Week Range

Rs135.47 - Rs216.74

All Time High

Rs713.01