Bank of India Asset Resilience Ratio

Latest as of March 2023: -5.11%

Bank of India asset resilience ratio. Bank of India (BANKINDIA) has an Asset Resilience Ratio of -5.11% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BANKINDIA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-422.14 Billion

≈ $-4.57 Billion USD Cash + Short-term Investments

Total Assets

Rs8.26 Trillion

≈ $89.33 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Bank of India (2019–2024)

Asset resilience ratio of Bank of India from 2019 to 2024. This chart shows how Bank of India's Asset Resilience Ratio has changed over time. Read how much debt does Bank of India carry for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Bank of India.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-422.14 Billion	-5.11%
Total Liquid Assets	Rs-422.14 Billion	-5.11%

Asset Resilience Insights

Limited Liquidity: Bank of India maintains only -5.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bank of India Industry Peers by Asset Resilience Ratio

Compare Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Banco da Amazônia S.A SA:BAZA3	Banks - Regional	-2.37%
Mystate Ltd AU:MYS	Banks - Regional	8.81%
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée PA:CRAV	Banks - Regional	-1.09%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
Bank Victoria International JK:BVIC	Banks - Regional	-5.34%
Hvidbjerg Bank CO:HVID	Banks - Regional	-50.56%

Bank of India Asset Resilience Ratio by Year (2019–2024)

Bank of India asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	25.10%	Rs2.32 Trillion ≈ $25.09 Billion	Rs9.24 Trillion ≈ $99.96 Billion	+30.21pp
2023-03-31	-5.11%	Rs-422.14 Billion ≈ $-4.57 Billion	Rs8.26 Trillion ≈ $89.33 Billion	+0.80pp
2022-03-31	-5.91%	Rs-439.26 Billion ≈ $-4.75 Billion	Rs7.43 Trillion ≈ $80.37 Billion	+1.95pp
2021-03-31	-7.86%	Rs-576.10 Billion ≈ $-6.23 Billion	Rs7.33 Trillion ≈ $79.25 Billion	-3.91pp
2020-03-31	-3.95%	Rs-262.03 Billion ≈ $-2.83 Billion	Rs6.63 Trillion ≈ $71.70 Billion	+0.30pp
2019-03-31	-4.26%	Rs-268.45 Billion ≈ $-2.90 Billion	Rs6.31 Trillion ≈ $68.23 Billion	--

pp = percentage points

About Bank of India

NSE:BANKINDIA India Banks - Regional

Market Cap

$6.54 Billion

Rs604.87 Billion INR

Market Cap Rank

#2896 Global

#122 in India

Share Price

Rs132.86

Change (1 day)

-2.09%

52-Week Range

Rs126.32 - Rs177.20

All Time High

Rs189.21