Bank of India - Asset Resilience Ratio

Latest as of March 2023: -5.11%

Bank of India (BANKINDIA) has an Asset Resilience Ratio of -5.11% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bank of India strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-422.14 Billion

≈ $-4.57 Billion USD Cash + Short-term Investments

Total Assets

Rs8.26 Trillion

≈ $89.33 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how Bank of India's Asset Resilience Ratio has changed over time. See Bank of India balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BANKINDIA market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-422.14 Billion	-5.11%
Total Liquid Assets	Rs-422.14 Billion	-5.11%

Asset Resilience Insights

Limited Liquidity: Bank of India maintains only -5.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bank of India Industry Peers by Asset Resilience Ratio

Compare Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Bank of India (2019–2024)

The table below shows the annual Asset Resilience Ratio data for Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	25.10%	Rs2.32 Trillion ≈ $25.09 Billion	Rs9.24 Trillion ≈ $99.96 Billion	+30.21pp
2023-03-31	-5.11%	Rs-422.14 Billion ≈ $-4.57 Billion	Rs8.26 Trillion ≈ $89.33 Billion	+0.80pp
2022-03-31	-5.91%	Rs-439.26 Billion ≈ $-4.75 Billion	Rs7.43 Trillion ≈ $80.37 Billion	+1.95pp
2021-03-31	-7.86%	Rs-576.10 Billion ≈ $-6.23 Billion	Rs7.33 Trillion ≈ $79.25 Billion	-3.91pp
2020-03-31	-3.95%	Rs-262.03 Billion ≈ $-2.83 Billion	Rs6.63 Trillion ≈ $71.70 Billion	+0.30pp
2019-03-31	-4.26%	Rs-268.45 Billion ≈ $-2.90 Billion	Rs6.31 Trillion ≈ $68.23 Billion	--

pp = percentage points

About Bank of India

NSE:BANKINDIA India Banks - Regional

Market Cap

$7.27 Billion

Rs672.29 Billion INR

Market Cap Rank

#2836 Global

#122 in India

Share Price

Rs147.67

Change (1 day)

+0.36%

52-Week Range

Rs109.29 - Rs177.20

All Time High

Rs189.21