Bank of India (BANKINDIA) - Net Assets

Latest as of December 2025: Rs865.70 Billion INR ≈ $9.36 Billion USD

Based on the latest financial reports, Bank of India (BANKINDIA) has net assets worth Rs865.70 Billion INR (≈ $9.36 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs11.21 Trillion ≈ $121.20 Billion USD) and total liabilities (Rs10.34 Trillion ≈ $111.84 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of India asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs865.70 Billion
% of Total Assets	7.72%
Annual Growth Rate	15.43%
5-Year Change	61.32%
10-Year Change	141.86%
Growth Volatility	16.56

Bank of India - Net Assets Trend (2005–2025)

This chart illustrates how Bank of India's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Bank of India for the complete picture of this company's asset base.

Annual Net Assets for Bank of India (2005–2025)

The table below shows the annual net assets of Bank of India from 2005 to 2025. For live valuation and market cap data, see how much is Bank of India worth.

Year	Net Assets	Change
2025-03-31	Rs808.87 Billion ≈ $8.75 Billion	+14.34%
2024-03-31	Rs707.42 Billion ≈ $7.65 Billion	+16.76%
2023-03-31	Rs605.89 Billion ≈ $6.55 Billion	+6.95%
2022-03-31	Rs566.51 Billion ≈ $6.13 Billion	+12.99%
2021-03-31	Rs501.40 Billion ≈ $5.42 Billion	+10.87%
2020-03-31	Rs452.25 Billion ≈ $4.89 Billion	-5.42%
2019-03-31	Rs478.14 Billion ≈ $5.17 Billion	+29.52%
2018-03-31	Rs369.16 Billion ≈ $3.99 Billion	+9.51%
2017-03-31	Rs337.10 Billion ≈ $3.65 Billion	+0.80%
2016-03-31	Rs334.44 Billion ≈ $3.62 Billion	+2.30%
2015-03-31	Rs326.91 Billion ≈ $3.54 Billion	+5.94%
2014-03-31	Rs308.58 Billion ≈ $3.34 Billion	+25.72%
2013-03-31	Rs245.44 Billion ≈ $2.65 Billion	+14.28%
2012-03-31	Rs214.77 Billion ≈ $2.32 Billion	+21.43%
2011-03-31	Rs176.87 Billion ≈ $1.91 Billion	+19.80%
2010-03-31	Rs147.64 Billion ≈ $1.60 Billion	+7.31%
2009-03-31	Rs137.59 Billion ≈ $1.49 Billion	+28.64%
2008-03-31	Rs106.96 Billion ≈ $1.16 Billion	+77.36%
2007-03-31	Rs60.30 Billion ≈ $652.16 Million	+17.47%
2006-03-31	Rs51.34 Billion ≈ $555.18 Million	+11.83%
2005-03-31	Rs45.91 Billion ≈ $496.45 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank of India's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 13094313400000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs130.94 Billion	16.22%
Common Stock	Rs45.53 Billion	5.64%
Other Comprehensive Income	Rs410.48 Billion	50.85%
Other Components	Rs220.30 Billion	27.29%
Total Equity	Rs807.26 Billion	100.00%

Bank of India Competitors by Market Cap

The table below lists competitors of Bank of India ranked by their market capitalization.

Company	Market Cap
FormFactor Inc NASDAQ:FORM	$6.89 Billion
Clearwater Analytics Holdings Inc NYSE:CWAN	$6.89 Billion
Shenzhen Fastprint Circuit Tech Co Ltd SHE:002436	$6.89 Billion
Petrovietnam Gas JSC VN:GAS	$6.89 Billion
Aura Minerals Inc. Common Shares NASDAQ:AUGO	$6.88 Billion
Frontline Ltd NYSE:FRO	$6.88 Billion
Yongxing Special Stainless Steel Co Ltd SHE:002756	$6.88 Billion
Mineral Resources Limited F:F5J	$6.88 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of India's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 705,812,546,000 to 807,257,600,000, a change of 101,445,054,000 (14.4%).
Net income of 95,482,797,000 contributed positively to equity growth.
Dividend payments of 12,747,500,000 reduced retained earnings.
Share repurchases of 1,114,598,000 reduced equity.
New share issuances of 1,114,600,000 increased equity.
Other comprehensive income increased equity by 42,775,273,000.
Other factors decreased equity by 24,065,518,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs95.48 Billion	+11.83%
Dividends Paid	Rs12.75 Billion	-1.58%
Share Repurchases	Rs1.11 Billion	-0.14%
Share Issuances	Rs1.11 Billion	+0.14%
Other Comprehensive Income	Rs42.78 Billion	+5.3%
Other Changes	Rs-24.07 Billion	-2.98%
Total Change	Rs-	14.37%

Book Value vs Market Value Analysis

This analysis compares Bank of India's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.79x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 9.99x to 0.79x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs14.00	Rs139.87	x
2006-03-31	Rs15.65	Rs139.87	x
2007-03-31	Rs18.38	Rs139.87	x
2008-03-31	Rs32.55	Rs139.87	x
2009-03-31	Rs41.66	Rs139.87	x
2010-03-31	Rs44.06	Rs139.87	x
2011-03-31	Rs53.80	Rs139.87	x
2012-03-31	Rs65.32	Rs139.87	x
2013-03-31	Rs74.65	Rs139.87	x
2014-03-31	Rs93.87	Rs139.87	x
2015-03-31	Rs99.21	Rs139.87	x
2016-03-31	Rs454.61	Rs139.87	x
2017-03-31	Rs339.28	Rs139.87	x
2018-03-31	Rs319.57	Rs139.87	x
2019-03-31	Rs145.36	Rs139.87	x
2020-03-31	Rs138.68	Rs139.87	x
2021-03-31	Rs152.46	Rs139.87	x
2022-03-31	Rs146.70	Rs139.87	x
2023-03-31	Rs147.27	Rs139.87	x
2024-03-31	Rs166.43	Rs139.87	x
2025-03-31	Rs177.29	Rs139.87	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of India utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 11.83%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 11.86%
• Asset Turnover: 0.08x
• Equity Multiplier: 13.09x
Recent ROE (11.83%) is above the historical average (6.91%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	6.85%	4.38%	0.08x	20.73x	Rs-1.44 Billion
2006	14.15%	8.83%	0.07x	21.91x	Rs2.13 Billion
2007	18.42%	10.56%	0.07x	23.52x	Rs5.07 Billion
2008	18.41%	13.52%	0.08x	16.81x	Rs8.97 Billion
2009	22.58%	15.82%	0.09x	16.58x	Rs17.18 Billion
2010	12.35%	8.66%	0.07x	19.16x	Rs3.40 Billion
2011	14.42%	10.60%	0.07x	20.02x	Rs7.79 Billion
2012	12.72%	8.65%	0.08x	18.10x	Rs5.83 Billion
2013	28.89%	19.71%	0.08x	18.65x	Rs46.23 Billion
2014	9.71%	7.05%	0.07x	18.79x	Rs-905.91 Million
2015	6.19%	4.19%	0.08x	19.23x	Rs-12.39 Billion
2016	-18.61%	-13.66%	0.07x	18.49x	Rs-95.39 Billion
2017	-4.37%	-3.18%	0.07x	18.79x	Rs-48.33 Billion
2018	-16.22%	-13.98%	0.07x	16.74x	Rs-96.37 Billion
2019	-11.39%	-12.25%	0.07x	13.24x	Rs-101.92 Billion
2020	-6.77%	-6.23%	0.07x	14.71x	Rs-75.58 Billion
2021	4.17%	4.42%	0.06x	14.66x	Rs-29.15 Billion
2022	6.18%	7.66%	0.06x	13.15x	Rs-21.60 Billion
2023	6.35%	7.13%	0.07x	13.67x	Rs-22.05 Billion
2024	9.30%	9.77%	0.07x	13.10x	Rs-4.94 Billion
2025	11.83%	11.86%	0.08x	13.09x	Rs14.76 Billion

Industry Comparison

This section compares Bank of India's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $93,001,401,444
Average return on equity (ROE) among peers: 4.29%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank of India (BANKINDIA)	Rs865.70 Billion	6.85%	11.95x	$6.89 Billion
AU Small Finance Bank Limited (AUBANK)	$62.75 Billion	18.66%	7.22x	$8.21 Billion
Bandhan Bank Limited (BANDHANBNK)	$216.10 Billion	10.32%	7.23x	$3.48 Billion
Bank of Baroda (BANKBARODA)	$133.71 Billion	17.83%	16.32x	$14.73 Billion
Canara Bank (CANBK)	$254.09 Billion	11.69%	15.50x	$13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$136.92 Million
Central Bank of India (CENTRALBK)	$110.28 Billion	11.92%	18.04x	$3.57 Billion
CSB Bank Limited (CSBBANK)	$8.88 Billion	-5.98%	16.74x	$699.76 Million
City Union Bank Limited (CUB)	$48.41 Billion	14.11%	8.35x	$2.17 Billion
DCB Bank Limited (DCBBANK)	$1.64 Billion	-51.93%	21.79x	$649.92 Million

About Bank of India

NSE:BANKINDIA India Banks - Regional

Market Cap

$6.89 Billion

Rs636.78 Billion INR

Market Cap Rank

#2894 Global

#124 in India

Share Price

Rs139.87

Change (1 day)

-2.33%

52-Week Range

Rs107.86 - Rs177.20

All Time High

Rs189.21