Bank of India (BANKINDIA) - Net Assets

Latest as of March 2026: Rs901.37 Billion INR ≈ $9.75 Billion USD

Based on the latest financial reports, Bank of India (BANKINDIA) has net assets worth Rs901.37 Billion INR (≈ $9.75 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs11.80 Trillion ≈ $127.56 Billion USD) and total liabilities (Rs10.89 Trillion ≈ $117.82 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of India tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs901.37 Billion
% of Total Assets	7.64%
Annual Growth Rate	15.23%
5-Year Change	59.11%
10-Year Change	167.39%
Growth Volatility	16.19

Bank of India - Net Assets Trend (2005–2026)

This chart illustrates how Bank of India's net assets have evolved over time, based on quarterly financial data. See Bank of India defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Bank of India (2005–2026)

The table below shows the annual net assets of Bank of India from 2005 to 2026. For live valuation and market cap data, see how much is Bank of India worth.

Year	Net Assets	Change
2026-03-31	Rs901.37 Billion ≈ $9.75 Billion	+11.44%
2025-03-31	Rs808.87 Billion ≈ $8.75 Billion	+14.34%
2024-03-31	Rs707.42 Billion ≈ $7.65 Billion	+16.76%
2023-03-31	Rs605.89 Billion ≈ $6.55 Billion	+6.95%
2022-03-31	Rs566.51 Billion ≈ $6.13 Billion	+12.99%
2021-03-31	Rs501.40 Billion ≈ $5.42 Billion	+10.87%
2020-03-31	Rs452.25 Billion ≈ $4.89 Billion	-5.42%
2019-03-31	Rs478.14 Billion ≈ $5.17 Billion	+29.52%
2018-03-31	Rs369.16 Billion ≈ $3.99 Billion	+9.51%
2017-03-31	Rs337.10 Billion ≈ $3.65 Billion	+0.80%
2016-03-31	Rs334.44 Billion ≈ $3.62 Billion	+2.30%
2015-03-31	Rs326.91 Billion ≈ $3.54 Billion	+5.94%
2014-03-31	Rs308.58 Billion ≈ $3.34 Billion	+25.72%
2013-03-31	Rs245.44 Billion ≈ $2.65 Billion	+14.28%
2012-03-31	Rs214.77 Billion ≈ $2.32 Billion	+21.43%
2011-03-31	Rs176.87 Billion ≈ $1.91 Billion	+19.80%
2010-03-31	Rs147.64 Billion ≈ $1.60 Billion	+7.31%
2009-03-31	Rs137.59 Billion ≈ $1.49 Billion	+28.64%
2008-03-31	Rs106.96 Billion ≈ $1.16 Billion	+77.36%
2007-03-31	Rs60.30 Billion ≈ $652.16 Million	+17.47%
2006-03-31	Rs51.34 Billion ≈ $555.18 Million	+11.83%
2005-03-31	Rs45.91 Billion ≈ $496.45 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank of India's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 18395161300000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Retained Earnings	Rs183.95 Billion	20.45%
Common Stock	Rs45.53 Billion	5.06%
Other Components	Rs670.10 Billion	74.49%
Total Equity	Rs899.59 Billion	100.00%

Bank of India Competitors by Market Cap

The table below lists competitors of Bank of India ranked by their market capitalization.

Company	Market Cap
Huadong Medicine Co Ltd SHE:000963	$7.27 Billion
Stockland AU:SGP	$7.28 Billion
Sibanye Stillwater Limited F:47VS	$7.28 Billion
Inner Mongolia Dazhong Mining Co Ltd SHE:001203	$7.28 Billion
IDFC First Bank Limited NSE:IDFCFIRSTB	$7.27 Billion
Gigabyte Technology Co Ltd TW:2376	$7.26 Billion
ASHTEAD UNSP.ADR/4 LS-10 F:0LCA	$7.26 Billion
Middleby Corp NASDAQ:MIDD	$7.25 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of India's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 807,257,600,000 to 899,585,500,000, a change of 92,327,900,000 (11.4%).
Net income of 103,063,000,000 contributed positively to equity growth.
Dividend payments of 18,438,300,000 reduced retained earnings.
New share issuances of 1,230,500,000 increased equity.
Other comprehensive income decreased equity by 410,484,842,000.
Other factors increased equity by 416,957,542,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs103.06 Billion	+11.46%
Dividends Paid	Rs18.44 Billion	-2.05%
Share Issuances	Rs1.23 Billion	+0.14%
Other Comprehensive Income	Rs-410.48 Billion	-45.63%
Other Changes	Rs416.96 Billion	+46.35%
Total Change	Rs-	11.44%

Book Value vs Market Value Analysis

This analysis compares Bank of India's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.75x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 10.55x to 0.75x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs14.00	Rs147.67	x
2006-03-31	Rs15.65	Rs147.67	x
2007-03-31	Rs18.38	Rs147.67	x
2008-03-31	Rs32.55	Rs147.67	x
2009-03-31	Rs41.66	Rs147.67	x
2010-03-31	Rs44.06	Rs147.67	x
2011-03-31	Rs53.80	Rs147.67	x
2012-03-31	Rs65.32	Rs147.67	x
2013-03-31	Rs74.65	Rs147.67	x
2014-03-31	Rs93.87	Rs147.67	x
2015-03-31	Rs99.21	Rs147.67	x
2016-03-31	Rs454.61	Rs147.67	x
2017-03-31	Rs339.28	Rs147.67	x
2018-03-31	Rs319.57	Rs147.67	x
2019-03-31	Rs145.36	Rs147.67	x
2020-03-31	Rs138.68	Rs147.67	x
2021-03-31	Rs152.46	Rs147.67	x
2022-03-31	Rs146.70	Rs147.67	x
2023-03-31	Rs147.27	Rs147.67	x
2024-03-31	Rs166.43	Rs147.67	x
2025-03-31	Rs177.29	Rs147.67	x
2026-03-31	Rs197.61	Rs147.67	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of India utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 11.46%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.18%
• Asset Turnover: 0.07x
• Equity Multiplier: 13.11x
Recent ROE (11.46%) is above the historical average (7.12%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	6.85%	4.38%	0.08x	20.73x	Rs-1.44 Billion
2006	14.15%	8.83%	0.07x	21.91x	Rs2.13 Billion
2007	18.42%	10.56%	0.07x	23.52x	Rs5.07 Billion
2008	18.41%	13.52%	0.08x	16.81x	Rs8.97 Billion
2009	22.58%	15.82%	0.09x	16.58x	Rs17.18 Billion
2010	12.35%	8.66%	0.07x	19.16x	Rs3.40 Billion
2011	14.42%	10.60%	0.07x	20.02x	Rs7.79 Billion
2012	12.72%	8.65%	0.08x	18.10x	Rs5.83 Billion
2013	28.89%	19.71%	0.08x	18.65x	Rs46.23 Billion
2014	9.71%	7.05%	0.07x	18.79x	Rs-905.91 Million
2015	6.19%	4.19%	0.08x	19.23x	Rs-12.39 Billion
2016	-18.61%	-13.66%	0.07x	18.49x	Rs-95.39 Billion
2017	-4.37%	-3.18%	0.07x	18.79x	Rs-48.33 Billion
2018	-16.22%	-13.98%	0.07x	16.74x	Rs-96.37 Billion
2019	-11.39%	-12.25%	0.07x	13.24x	Rs-101.92 Billion
2020	-6.77%	-6.23%	0.07x	14.71x	Rs-75.58 Billion
2021	4.17%	4.42%	0.06x	14.66x	Rs-29.15 Billion
2022	6.18%	7.66%	0.06x	13.15x	Rs-21.60 Billion
2023	6.35%	7.13%	0.07x	13.67x	Rs-22.05 Billion
2024	9.30%	9.77%	0.07x	13.10x	Rs-4.94 Billion
2025	11.83%	11.86%	0.08x	13.09x	Rs14.76 Billion
2026	11.46%	12.18%	0.07x	13.11x	Rs13.10 Billion

Industry Comparison

This section compares Bank of India's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $76,392,230,667
Average return on equity (ROE) among peers: 9.65%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank of India (BANKINDIA)	Rs901.37 Billion	6.85%	12.09x	$7.27 Billion
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.30 Billion
Bandhan Bank Limited (BANDHANBNK)	$44.46 Billion	25.01%	5.80x	$3.73 Billion
Bank of Baroda (BANKBARODA)	$218.99 Billion	20.25%	15.72x	$15.83 Billion
Canara Bank (CANBK)	$328.59 Billion	-7.93%	16.16x	$13.24 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$2.50 Billion	7.76%	16.26x	$142.52 Million
Central Bank of India (CENTRALBK)	$18.68 Billion	17.14%	29.40x	$3.24 Billion
CSB Bank Limited (CSBBANK)	$9.74 Billion	-20.27%	15.89x	$673.57 Million
City Union Bank Limited (CUB)	$16.41 Billion	19.63%	13.00x	$1.59 Billion
DCB Bank Limited (DCBBANK)	$40.49 Billion	7.10%	10.07x	$647.71 Million

About Bank of India

NSE:BANKINDIA India Banks - Regional

Market Cap

$7.27 Billion

Rs672.29 Billion INR

Market Cap Rank

#2836 Global

#122 in India

Share Price

Rs147.67

Change (1 day)

+0.36%

52-Week Range

Rs109.29 - Rs177.20

All Time High

Rs189.21