Capital Trust Limited
Capital Trust Limited, a non-banking finance company, provides structured business loans to shopkeepers and traders in India. It offers secured and unsecured capital business loans. The company was incorporated in 1985 and is based in New Delhi, India.
Capital Trust Limited - Asset Resilience Ratio
Capital Trust Limited (CAPTRUST) has an Asset Resilience Ratio of 2.88% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Capital Trust Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Capital Trust Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹21.30 Million | 1.44% |
| Short-term Investments | ₹21.30 Million | 1.44% |
| Total Liquid Assets | ₹42.60 Million | 2.88% |
Asset Resilience Insights
- Limited Liquidity: Capital Trust Limited maintains only 2.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
Capital Trust Limited Industry Peers by Asset Resilience Ratio
Compare Capital Trust Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Capital Trust Limited (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Capital Trust Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 24.62% | ₹501.23 Million | ₹2.04 Billion | +17.22pp |
| 2024-03-31 | 7.39% | ₹132.62 Million | ₹1.79 Billion | -61.95pp |
| 2023-03-31 | 69.35% | ₹1.30 Billion | ₹1.88 Billion | +51.71pp |
| 2022-03-31 | 17.64% | ₹623.90 Million | ₹3.54 Billion | +6.37pp |
| 2021-03-31 | 11.27% | ₹458.85 Million | ₹4.07 Billion | -14.08pp |
| 2020-03-31 | 25.35% | ₹1.15 Billion | ₹4.52 Billion | +12.25pp |
| 2019-03-31 | 13.10% | ₹967.64 Million | ₹7.39 Billion | +3.75pp |
| 2018-03-31 | 9.35% | ₹754.04 Million | ₹8.07 Billion | +31.61pp |
| 2017-03-31 | -22.26% | ₹-1.37 Billion | ₹6.14 Billion | -4.18pp |
| 2015-03-31 | -18.09% | ₹-224.08 Million | ₹1.24 Billion | -95.69pp |
| 2011-03-31 | 77.60% | ₹156.97 Million | ₹202.28 Million | -10.19pp |
| 2010-03-31 | 87.79% | ₹142.33 Million | ₹162.12 Million | +29.26pp |
| 2009-03-31 | 58.53% | ₹60.83 Million | ₹103.93 Million | -- |