Aeon Credit Service Bhd - Asset Resilience Ratio

Latest as of February 2025: 0.25%

Aeon Credit Service Bhd (5139) has an Asset Resilience Ratio of 0.25% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Aeon Credit Service Bhd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

RM35.90 Million

≈ $9.01 Million USD Cash + Short-term Investments

Total Assets

RM14.34 Billion

≈ $3.60 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how Aeon Credit Service Bhd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Aeon Credit Service Bhd's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Aeon Credit Service Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore 5139 long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM35.90 Million	0.25%
Total Liquid Assets	RM35.90 Million	0.25%

Asset Resilience Insights

Limited Liquidity: Aeon Credit Service Bhd maintains only 0.25% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aeon Credit Service Bhd Industry Peers by Asset Resilience Ratio

Compare Aeon Credit Service Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Enova International Inc NYSE:ENVA	Credit Services	1.83%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Clipan Finance Indonesia Tbk JK:CFIN	Credit Services	0.39%
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
Mint Corp V:MIT	Credit Services	0.00%
Butn Ltd AU:BTN	Credit Services	3.72%
PBS Finanse SA WAR:PBF	Credit Services	6.81%

Annual Asset Resilience Ratio for Aeon Credit Service Bhd (2016–2025)

The table below shows the annual Asset Resilience Ratio data for Aeon Credit Service Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-02-28	0.25%	RM35.90 Million ≈ $9.01 Million	RM14.34 Billion ≈ $3.60 Billion	-0.23pp
2024-02-29	0.48%	RM60.70 Million ≈ $15.24 Million	RM12.62 Billion ≈ $3.17 Billion	+2.52pp
2023-02-28	-2.04%	RM-226.67 Million ≈ $-56.91 Million	RM11.12 Billion ≈ $2.79 Billion	-1.78pp
2022-02-28	-0.26%	RM-26.06 Million ≈ $-6.54 Million	RM10.14 Billion ≈ $2.55 Billion	-0.53pp
2021-02-28	0.28%	RM28.16 Million ≈ $7.07 Million	RM10.23 Billion ≈ $2.57 Billion	+0.55pp
2020-02-29	-0.28%	RM-28.81 Million ≈ $-7.23 Million	RM10.43 Billion ≈ $2.62 Billion	-0.38pp
2019-02-28	0.11%	RM9.32 Million ≈ $2.34 Million	RM8.66 Billion ≈ $2.17 Billion	+0.05pp
2018-02-28	0.06%	RM4.77 Million ≈ $1.20 Million	RM7.71 Billion ≈ $1.93 Billion	+0.01pp
2017-02-28	0.05%	RM3.47 Million ≈ $871.70K	RM7.28 Billion ≈ $1.83 Billion	-0.18pp
2016-02-29	0.23%	RM13.82 Million ≈ $3.47 Million	RM6.10 Billion ≈ $1.53 Billion	--

pp = percentage points

About Aeon Credit Service Bhd

KLSE:5139 Malaysia Credit Services

Market Cap

$679.45 Million

RM2.71 Billion MYR

Market Cap Rank

#10721 Global

#109 in Malaysia

Share Price

RM5.30

Change (1 day)

-1.49%

52-Week Range

RM5.11 - RM6.09

All Time High

RM7.43