Aeon Credit Service Bhd - Asset Resilience Ratio

Latest as of February 2025: 0.25%

Aeon Credit Service Bhd (5139) has an Asset Resilience Ratio of 0.25% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Aeon Credit Service Bhd to assess the company's strategic physical and investment asset allocation.

Liquid Assets

RM35.90 Million

≈ $9.01 Million USD Cash + Short-term Investments

Total Assets

RM14.34 Billion

≈ $3.60 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how Aeon Credit Service Bhd's Asset Resilience Ratio has changed over time. See Aeon Credit Service Bhd balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Aeon Credit Service Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Aeon Credit Service Bhd (5139) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM35.90 Million	0.25%
Total Liquid Assets	RM35.90 Million	0.25%

Asset Resilience Insights

Limited Liquidity: Aeon Credit Service Bhd maintains only 0.25% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aeon Credit Service Bhd Industry Peers by Asset Resilience Ratio

Compare Aeon Credit Service Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
FinVolution Group NYSE:FINV	Credit Services	10.65%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
MAS Financial Services Limited NSE:MASFIN	Credit Services	5.68%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	3.47%
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Clipan Finance Indonesia Tbk JK:CFIN	Credit Services	0.39%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for Aeon Credit Service Bhd (2016–2025)

The table below shows the annual Asset Resilience Ratio data for Aeon Credit Service Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-02-28	0.25%	RM35.90 Million ≈ $9.01 Million	RM14.34 Billion ≈ $3.60 Billion	-0.23pp
2024-02-29	0.48%	RM60.70 Million ≈ $15.24 Million	RM12.62 Billion ≈ $3.17 Billion	+2.52pp
2023-02-28	-2.04%	RM-226.67 Million ≈ $-56.91 Million	RM11.12 Billion ≈ $2.79 Billion	-1.78pp
2022-02-28	-0.26%	RM-26.06 Million ≈ $-6.54 Million	RM10.14 Billion ≈ $2.55 Billion	-0.53pp
2021-02-28	0.28%	RM28.16 Million ≈ $7.07 Million	RM10.23 Billion ≈ $2.57 Billion	+0.55pp
2020-02-29	-0.28%	RM-28.81 Million ≈ $-7.23 Million	RM10.43 Billion ≈ $2.62 Billion	-0.38pp
2019-02-28	0.11%	RM9.32 Million ≈ $2.34 Million	RM8.66 Billion ≈ $2.17 Billion	+0.05pp
2018-02-28	0.06%	RM4.77 Million ≈ $1.20 Million	RM7.71 Billion ≈ $1.93 Billion	+0.01pp
2017-02-28	0.05%	RM3.47 Million ≈ $871.70K	RM7.28 Billion ≈ $1.83 Billion	-0.18pp
2016-02-29	0.23%	RM13.82 Million ≈ $3.47 Million	RM6.10 Billion ≈ $1.53 Billion	--

pp = percentage points

About Aeon Credit Service Bhd

KLSE:5139 Malaysia Credit Services

Market Cap

$751.24 Million

RM2.99 Billion MYR

Market Cap Rank

#10331 Global

#97 in Malaysia

Share Price

RM5.86

Change (1 day)

-0.34%

52-Week Range

RM4.85 - RM6.09

All Time High

RM7.43