Central Bank of India - Asset Resilience Ratio

Latest as of June 2024: -3.57%

Central Bank of India (CENTRALBK) has an Asset Resilience Ratio of -3.57% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Central Bank of India working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-160.42 Billion
≈ $-1.73 Billion USD Cash + Short-term Investments

Total Assets

Rs4.49 Trillion
≈ $48.59 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how Central Bank of India's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Central Bank of India balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down Central Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Central Bank of India strategic investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs-160.42 Billion -3.57%
Total Liquid Assets Rs-160.42 Billion -3.57%

Asset Resilience Insights

  • Limited Liquidity: Central Bank of India maintains only -3.57% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Central Bank of India Industry Peers by Asset Resilience Ratio

Compare Central Bank of India's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Santander Bank Polska S.A.
WAR:SPL
Banks - Regional 4.41%
Banco Santander Chile
NYSE:BSAC
Banks - Regional 7.94%
Bank of Baroda
NSE:BANKBARODA
Banks - Regional -12.63%
Turkiye Is Bankasi AS Class C
IS:ISCTR
Banks - Regional -38.78%
Ringkjoebing Landbobank A/S
CO:RILBA
Banks - Regional 0.03%
ABSA Bank Limited
JSE:ABSP
Banks - Regional 2.72%
Mechanics Bank
NASDAQ:MCHB
Banks - Regional 18.39%
Laurentian Bank Of Canada
TO:LB
Banks - Regional 0.55%

Annual Asset Resilience Ratio for Central Bank of India (2019–2024)

The table below shows the annual Asset Resilience Ratio data for Central Bank of India.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 -16.80% Rs-752.16 Billion
≈ $-8.13 Billion
Rs4.48 Trillion
≈ $48.42 Billion
-10.43pp
2023-03-31 -6.37% Rs-259.33 Billion
≈ $-2.80 Billion
Rs4.07 Trillion
≈ $44.02 Billion
+3.07pp
2022-03-31 -9.44% Rs-365.78 Billion
≈ $-3.96 Billion
Rs3.87 Trillion
≈ $41.90 Billion
-1.14pp
2021-03-31 -8.30% Rs-307.13 Billion
≈ $-3.32 Billion
Rs3.70 Trillion
≈ $40.01 Billion
-0.37pp
2020-03-31 -7.93% Rs-283.54 Billion
≈ $-3.07 Billion
Rs3.57 Trillion
≈ $38.64 Billion
-2.08pp
2019-03-31 -5.86% Rs-194.42 Billion
≈ $-2.10 Billion
Rs3.32 Trillion
≈ $35.89 Billion
--
pp = percentage points

About Central Bank of India

NSE:CENTRALBK India Banks - Regional
Market Cap
$2.97 Billion
Rs275.07 Billion INR
Market Cap Rank
#4964 Global
#219 in India
Share Price
Rs30.39
Change (1 day)
-0.23%
52-Week Range
Rs29.62 - Rs40.44
All Time High
Rs120.90
About

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It p… Read more