Central Bank of India - Asset Resilience Ratio

Latest as of June 2024: -3.57%

Central Bank of India (CENTRALBK) has an Asset Resilience Ratio of -3.57% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Central Bank of India's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-160.42 Billion
≈ $-1.73 Billion USD Cash + Short-term Investments

Total Assets

Rs4.49 Trillion
≈ $48.59 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how Central Bank of India's Asset Resilience Ratio has changed over time. See CENTRALBK equity to assets ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Central Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Central Bank of India stock valuation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs-160.42 Billion -3.57%
Total Liquid Assets Rs-160.42 Billion -3.57%

Asset Resilience Insights

  • Limited Liquidity: Central Bank of India maintains only -3.57% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Central Bank of India Industry Peers by Asset Resilience Ratio

Compare Central Bank of India's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Kreditbanken A/S
CO:KRE
Banks - Regional 0.05%
Nu Holdings Ltd
NYSE:NU
Banks - Regional 1.52%
Commerzbank AG
XETRA:CBK
Banks - Regional 5.22%
Bank Mandiri Persero Tbk PT
JK:BMRI
Banks - Regional -0.12%
Axos Financial Inc
NYSE:AX
Banks - Regional 0.21%
Bank of Nanjing Co Ltd
SHG:601009
Banks - Regional -5.31%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
King’s Town Bank
TW:2809
Banks - Regional -9.61%

Annual Asset Resilience Ratio for Central Bank of India (2019–2024)

The table below shows the annual Asset Resilience Ratio data for Central Bank of India.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 -16.80% Rs-752.16 Billion
≈ $-8.13 Billion
Rs4.48 Trillion
≈ $48.42 Billion
-10.43pp
2023-03-31 -6.37% Rs-259.33 Billion
≈ $-2.80 Billion
Rs4.07 Trillion
≈ $44.02 Billion
+3.07pp
2022-03-31 -9.44% Rs-365.78 Billion
≈ $-3.96 Billion
Rs3.87 Trillion
≈ $41.90 Billion
-1.14pp
2021-03-31 -8.30% Rs-307.13 Billion
≈ $-3.32 Billion
Rs3.70 Trillion
≈ $40.01 Billion
-0.37pp
2020-03-31 -7.93% Rs-283.54 Billion
≈ $-3.07 Billion
Rs3.57 Trillion
≈ $38.64 Billion
-2.08pp
2019-03-31 -5.86% Rs-194.42 Billion
≈ $-2.10 Billion
Rs3.32 Trillion
≈ $35.89 Billion
--
pp = percentage points

About Central Bank of India

NSE:CENTRALBK India Banks - Regional
Market Cap
$3.13 Billion
Rs289.64 Billion INR
Market Cap Rank
#4889 Global
#208 in India
Share Price
Rs32.00
Change (1 day)
+0.41%
52-Week Range
Rs29.62 - Rs40.48
All Time High
Rs120.90
About

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It p… Read more