Central Bank of India - Asset Resilience Ratio
Central Bank of India (CENTRALBK) has an Asset Resilience Ratio of -3.57% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Central Bank of India's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Central Bank of India's Asset Resilience Ratio has changed over time. See CENTRALBK equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Central Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Central Bank of India stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-160.42 Billion | -3.57% |
| Total Liquid Assets | Rs-160.42 Billion | -3.57% |
Asset Resilience Insights
- Limited Liquidity: Central Bank of India maintains only -3.57% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Central Bank of India Industry Peers by Asset Resilience Ratio
Compare Central Bank of India's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
|
Nu Holdings Ltd
NYSE:NU |
Banks - Regional | 1.52% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Axos Financial Inc
NYSE:AX |
Banks - Regional | 0.21% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for Central Bank of India (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Central Bank of India.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -16.80% | Rs-752.16 Billion ≈ $-8.13 Billion |
Rs4.48 Trillion ≈ $48.42 Billion |
-10.43pp |
| 2023-03-31 | -6.37% | Rs-259.33 Billion ≈ $-2.80 Billion |
Rs4.07 Trillion ≈ $44.02 Billion |
+3.07pp |
| 2022-03-31 | -9.44% | Rs-365.78 Billion ≈ $-3.96 Billion |
Rs3.87 Trillion ≈ $41.90 Billion |
-1.14pp |
| 2021-03-31 | -8.30% | Rs-307.13 Billion ≈ $-3.32 Billion |
Rs3.70 Trillion ≈ $40.01 Billion |
-0.37pp |
| 2020-03-31 | -7.93% | Rs-283.54 Billion ≈ $-3.07 Billion |
Rs3.57 Trillion ≈ $38.64 Billion |
-2.08pp |
| 2019-03-31 | -5.86% | Rs-194.42 Billion ≈ $-2.10 Billion |
Rs3.32 Trillion ≈ $35.89 Billion |
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About Central Bank of India
Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It p… Read more