Central Bank of India (CENTRALBK) - Net Assets

Latest as of March 2026: Rs390.93 Billion INR ≈ $4.23 Billion USD

Based on the latest financial reports, Central Bank of India (CENTRALBK) has net assets worth Rs390.93 Billion INR (≈ $4.23 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs5.51 Trillion ≈ $59.60 Billion USD) and total liabilities (Rs5.12 Trillion ≈ $55.37 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CENTRALBK tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs390.93 Billion
% of Total Assets	7.09%
Annual Growth Rate	14.14%
5-Year Change	41.61%
10-Year Change	114.26%
Growth Volatility	16.99

Central Bank of India - Net Assets Trend (2003–2026)

This chart illustrates how Central Bank of India's net assets have evolved over time, based on quarterly financial data. See Central Bank of India (CENTRALBK) defensive interval to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Central Bank of India (2003–2026)

The table below shows the annual net assets of Central Bank of India from 2003 to 2026. For live valuation and market cap data, see CENTRALBK market cap overview.

Year	Net Assets	Change
2026-03-31	Rs390.93 Billion ≈ $4.23 Billion	+5.75%
2025-03-31	Rs369.67 Billion ≈ $4.00 Billion	+13.92%
2024-03-31	Rs324.51 Billion ≈ $3.51 Billion	+10.81%
2023-03-31	Rs292.84 Billion ≈ $3.17 Billion	+6.07%
2022-03-31	Rs276.07 Billion ≈ $2.99 Billion	+3.99%
2021-03-31	Rs265.47 Billion ≈ $2.87 Billion	+23.01%
2020-03-31	Rs215.82 Billion ≈ $2.33 Billion	+11.02%
2019-03-31	Rs194.39 Billion ≈ $2.10 Billion	+6.52%
2018-03-31	Rs182.50 Billion ≈ $1.97 Billion	+0.02%
2017-03-31	Rs182.46 Billion ≈ $1.97 Billion	-1.60%
2016-03-31	Rs185.43 Billion ≈ $2.01 Billion	+4.36%
2015-03-31	Rs177.68 Billion ≈ $1.92 Billion	+10.76%
2014-03-31	Rs160.41 Billion ≈ $1.73 Billion	+3.05%
2013-03-31	Rs155.66 Billion ≈ $1.68 Billion	+22.69%
2012-03-31	Rs126.87 Billion ≈ $1.37 Billion	+15.04%
2011-03-31	Rs110.28 Billion ≈ $1.19 Billion	+39.02%
2010-03-31	Rs79.33 Billion ≈ $857.90 Million	+21.20%
2009-03-31	Rs65.45 Billion ≈ $707.86 Million	+9.08%
2008-03-31	Rs60.00 Billion ≈ $648.91 Million	+80.94%
2007-03-31	Rs33.16 Billion ≈ $358.62 Million	+12.63%
2006-03-31	Rs29.44 Billion ≈ $318.40 Million	+6.77%
2005-03-31	Rs27.58 Billion ≈ $298.21 Million	+12.34%
2004-03-31	Rs24.55 Billion ≈ $265.46 Million	+31.41%
2003-03-31	Rs18.68 Billion ≈ $202.01 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Central Bank of India's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs90.51 Billion	23.21%
Other Components	Rs299.50 Billion	76.79%
Total Equity	Rs390.01 Billion	100.00%

Central Bank of India Competitors by Market Cap

The table below lists competitors of Central Bank of India ranked by their market capitalization.

Company	Market Cap
Xenon Pharmaceuticals Inc NASDAQ:XENE	$3.24 Billion
Tegna Inc NYSE:TGNA	$3.24 Billion
Genscript Biotech Corporation F:G51	$3.24 Billion
Navan, Inc. Class A Common Stock NASDAQ:NAVN	$3.24 Billion
ITI Limited NSE:ITI	$3.24 Billion
Xiangcai Co Ltd SHG:600095	$3.24 Billion
Suzhou Hesheng Special Material Co Ltd SHE:002290	$3.24 Billion
New Hope Corporation Ltd AU:NHC	$3.24 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Central Bank of India's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 368,814,800,000 to 390,011,400,000, a change of 21,196,600,000 (5.7%).
Net income of 45,237,800,000 contributed positively to equity growth.
Dividend payments of 7,128,200,000 reduced retained earnings.
Other comprehensive income decreased equity by 136,835,566,000.
Other factors increased equity by 119,922,566,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs45.24 Billion	+11.6%
Dividends Paid	Rs7.13 Billion	-1.83%
Other Comprehensive Income	Rs-136.84 Billion	-35.09%
Other Changes	Rs119.92 Billion	+30.75%
Total Change	Rs-	5.75%

Book Value vs Market Value Analysis

This analysis compares Central Bank of India's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.77x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 15.51x to 0.77x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2003-03-31	Rs2.13	Rs33.10	x
2004-03-31	Rs2.81	Rs33.10	x
2005-03-31	Rs20.78	Rs33.10	x
2006-03-31	Rs22.18	Rs33.10	x
2007-03-31	Rs86.61	Rs33.10	x
2008-03-31	Rs135.74	Rs33.10	x
2009-03-31	Rs137.40	Rs33.10	x
2010-03-31	Rs166.56	Rs33.10	x
2011-03-31	Rs272.30	Rs33.10	x
2012-03-31	Rs196.56	Rs33.10	x
2013-03-31	Rs17.90	Rs33.10	x
2014-03-31	Rs140.74	Rs33.10	x
2015-03-31	Rs124.76	Rs33.10	x
2016-03-31	Rs111.60	Rs33.10	x
2017-03-31	Rs99.65	Rs33.10	x
2018-03-31	Rs93.97	Rs33.10	x
2019-03-31	Rs22.34	Rs33.10	x
2020-03-31	Rs24.81	Rs33.10	x
2021-03-31	Rs30.52	Rs33.10	x
2022-03-31	Rs31.74	Rs33.10	x
2023-03-31	Rs33.66	Rs33.10	x
2024-03-31	Rs37.29	Rs33.10	x
2025-03-31	Rs42.49	Rs33.10	x
2026-03-31	Rs43.11	Rs33.10	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Central Bank of India utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 11.60%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 10.62%
• Asset Turnover: 0.08x
• Equity Multiplier: 14.13x
Recent ROE (11.60%) is above the historical average (3.58%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2003	17.28%	5.91%	0.10x	30.64x	Rs1.35 Billion
2004	26.14%	10.50%	0.10x	25.88x	Rs3.93 Billion
2005	12.65%	5.64%	0.09x	24.87x	Rs726.39 Million
2006	8.61%	4.25%	0.08x	25.37x	Rs-408.71 Million
2007	15.44%	7.57%	0.07x	28.08x	Rs1.80 Billion
2008	9.93%	6.75%	0.07x	20.73x	Rs-40.88 Million
2009	9.74%	5.51%	0.08x	22.65x	Rs-169.29 Million
2010	14.69%	8.41%	0.08x	23.12x	Rs3.71 Billion
2011	11.49%	7.65%	0.08x	19.08x	Rs1.64 Billion
2012	4.30%	2.64%	0.09x	18.18x	Rs-7.22 Billion
2013	6.60%	4.35%	0.09x	17.29x	Rs-5.28 Billion
2014	-7.84%	-4.75%	0.09x	18.12x	Rs-28.57 Billion
2015	3.46%	2.16%	0.09x	17.64x	Rs-11.60 Billion
2016	-7.62%	-5.06%	0.09x	16.57x	Rs-32.62 Billion
2017	-13.42%	-8.84%	0.08x	18.38x	Rs-42.66 Billion
2018	-28.01%	-19.04%	0.08x	17.98x	Rs-69.23 Billion
2019	-29.04%	-22.38%	0.08x	17.11x	Rs-75.73 Billion
2020	-5.25%	-4.31%	0.07x	16.59x	Rs-32.85 Billion
2021	-3.34%	-3.40%	0.07x	13.96x	Rs-35.33 Billion
2022	3.84%	4.09%	0.07x	14.06x	Rs-16.98 Billion
2023	5.75%	5.64%	0.07x	13.93x	Rs-12.43 Billion
2024	8.24%	7.50%	0.08x	13.83x	Rs-5.70 Billion
2025	10.67%	9.91%	0.08x	13.03x	Rs2.46 Billion
2026	11.60%	10.62%	0.08x	14.13x	Rs6.24 Billion

Industry Comparison

This section compares Central Bank of India's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $115,334,142,444
Average return on equity (ROE) among peers: 5.95%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Central Bank of India (CENTRALBK)	Rs390.93 Billion	17.28%	13.10x	$3.24 Billion
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.30 Billion
Bandhan Bank Limited (BANDHANBNK)	$44.46 Billion	25.01%	5.80x	$3.73 Billion
Bank of Baroda (BANKBARODA)	$218.99 Billion	20.25%	15.72x	$15.83 Billion
Bank of India (BANKINDIA)	$369.16 Billion	-16.15%	15.66x	$7.27 Billion
Canara Bank (CANBK)	$328.59 Billion	-7.93%	16.16x	$13.24 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$2.50 Billion	7.76%	16.26x	$142.52 Million
CSB Bank Limited (CSBBANK)	$9.74 Billion	-20.27%	15.89x	$673.57 Million
City Union Bank Limited (CUB)	$16.41 Billion	19.63%	13.00x	$1.59 Billion
DCB Bank Limited (DCBBANK)	$40.49 Billion	7.10%	10.07x	$647.71 Million

About Central Bank of India

NSE:CENTRALBK India Banks - Regional

Market Cap

$3.24 Billion

Rs299.60 Billion INR

Market Cap Rank

#4797 Global

#204 in India

Share Price

Rs33.10

Change (1 day)

-2.27%

52-Week Range

Rs29.62 - Rs40.48

All Time High

Rs120.90