Cholamandalam Financial Holdings Limited - Asset Resilience Ratio
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has an Asset Resilience Ratio of 6.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Cholamandalam Financial Holdings Limited for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Cholamandalam Financial Holdings Limited's Asset Resilience Ratio has changed over time. See shareholders equity of Cholamandalam Financial Holdings Limited for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Cholamandalam Financial Holdings Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CHOLAHLDNG stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs105.06 Billion | 4.38% |
| Short-term Investments | Rs47.66 Billion | 1.99% |
| Total Liquid Assets | Rs152.72 Billion | 6.37% |
Asset Resilience Insights
- Limited Liquidity: Cholamandalam Financial Holdings Limited maintains only 6.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Cholamandalam Financial Holdings Limited Industry Peers by Asset Resilience Ratio
Compare Cholamandalam Financial Holdings Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for Cholamandalam Financial Holdings Limited (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Cholamandalam Financial Holdings Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 2.39% | Rs53.59 Billion ≈ $579.54 Million |
Rs2.25 Trillion ≈ $24.29 Billion |
-0.26pp |
| 2024-03-31 | 2.64% | Rs46.74 Billion ≈ $505.52 Million |
Rs1.77 Trillion ≈ $19.13 Billion |
-13.38pp |
| 2023-03-31 | 16.02% | Rs209.97 Billion ≈ $2.27 Billion |
Rs1.31 Trillion ≈ $14.17 Billion |
+11.25pp |
| 2022-03-31 | 4.77% | Rs46.63 Billion ≈ $504.30 Million |
Rs977.72 Billion ≈ $10.57 Billion |
-3.13pp |
| 2021-03-31 | 7.90% | Rs69.97 Billion ≈ $756.70 Million |
Rs886.16 Billion ≈ $9.58 Billion |
-5.33pp |
| 2020-03-31 | 13.23% | Rs100.34 Billion ≈ $1.09 Billion |
Rs758.55 Billion ≈ $8.20 Billion |
+2.65pp |
| 2019-03-31 | 10.57% | Rs71.84 Billion ≈ $776.92 Million |
Rs679.37 Billion ≈ $7.35 Billion |
+0.62pp |
| 2018-03-31 | 9.95% | Rs10.27 Billion ≈ $111.03 Million |
Rs103.19 Billion ≈ $1.12 Billion |
+0.11pp |
| 2017-03-31 | 9.84% | Rs7.77 Billion ≈ $84.02 Million |
Rs78.92 Billion ≈ $853.54 Million |
+0.67pp |
| 2016-03-31 | 9.17% | Rs8.90 Billion ≈ $96.30 Million |
Rs97.07 Billion ≈ $1.05 Billion |
+7.70pp |
| 2015-03-31 | 1.47% | Rs4.48 Billion ≈ $48.43 Million |
Rs303.98 Billion ≈ $3.29 Billion |
+0.32pp |
| 2014-03-31 | 1.16% | Rs3.16 Billion ≈ $34.20 Million |
Rs273.59 Billion ≈ $2.96 Billion |
-0.63pp |
| 2013-03-31 | 1.78% | Rs4.13 Billion ≈ $44.67 Million |
Rs231.62 Billion ≈ $2.50 Billion |
+0.53pp |
| 2012-03-31 | 1.25% | Rs2.12 Billion ≈ $22.94 Million |
Rs169.00 Billion ≈ $1.83 Billion |
+0.43pp |
| 2011-03-31 | 0.83% | Rs1.04 Billion ≈ $11.26 Million |
Rs125.75 Billion ≈ $1.36 Billion |
-6.67pp |
| 2010-03-31 | 7.50% | Rs3.45 Billion ≈ $37.35 Million |
Rs46.07 Billion ≈ $498.24 Million |
-0.33pp |
| 2009-03-31 | 7.82% | Rs3.04 Billion ≈ $32.92 Million |
Rs38.91 Billion ≈ $420.78 Million |
+1.00pp |
| 2008-03-31 | 6.82% | Rs2.53 Billion ≈ $27.35 Million |
Rs37.07 Billion ≈ $400.93 Million |
+1.01pp |
| 2007-03-31 | 5.81% | Rs1.51 Billion ≈ $16.28 Million |
Rs25.92 Billion ≈ $280.28 Million |
+0.65pp |
| 2006-03-31 | 5.16% | Rs984.20 Million ≈ $10.64 Million |
Rs19.07 Billion ≈ $206.27 Million |
-0.84pp |
| 2005-03-31 | 6.00% | Rs736.80 Million ≈ $7.97 Million |
Rs12.27 Billion ≈ $132.72 Million |
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About Cholamandalam Financial Holdings Limited
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other … Read more