Cholamandalam Financial Holdings Limited (CHOLAHLDNG) - Total Assets

Latest as of September 2025: Rs2.40 Trillion INR ≈ $25.94 Billion USD

Based on the latest financial reports, Cholamandalam Financial Holdings Limited (CHOLAHLDNG) holds total assets worth Rs2.40 Trillion INR (≈ $25.94 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Cholamandalam Financial Holdings Limited (CHOLAHLDNG) net assets for net asset value and shareholders' equity analysis.

Cholamandalam Financial Holdings Limited - Total Assets Trend (2005–2025)

This chart illustrates how Cholamandalam Financial Holdings Limited's total assets have evolved over time, based on quarterly financial data.

Cholamandalam Financial Holdings Limited - Asset Composition Analysis

Current Asset Composition (March 2025)

Cholamandalam Financial Holdings Limited's total assets of Rs2.40 Trillion consist of 26.4% current assets and 73.6% non-current assets.

Asset Category	Amount (INR)	% of Total Assets
Cash & Equivalents	Rs47.97 Billion	2.4%
Accounts Receivable	Rs9.75 Billion	0.4%
Inventory	Rs0.00	0.0%
Property, Plant & Equipment	Rs19.05 Billion	0.9%
Intangible Assets	Rs1.07 Billion	0.1%
Goodwill	Rs427.20 Million	0.0%

Asset Composition Trend (2005–2025)

This chart illustrates how Cholamandalam Financial Holdings Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Cholamandalam Financial Holdings Limited market capitalisation.

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Key Asset Composition Facts

Current vs. Non-Current Assets: Cholamandalam Financial Holdings Limited's current assets represent 26.4% of total assets in 2025, a decrease from 44.2% in 2005.
Cash Position: Cash and equivalents constituted 2.4% of total assets in 2025, down from 2.4% in 2005.
Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
Asset Diversification: The largest asset category is cash and equivalents at 2.4% of total assets.

Cholamandalam Financial Holdings Limited Competitors by Total Assets

Key competitors of Cholamandalam Financial Holdings Limited based on total assets are shown below.

Company	Country	Total Assets
Upstart Holdings Inc NASDAQ:UPST	USA	$2.97 Billion
Beijing Cuiwei Tower Co Ltd SHG:603123	China	CN¥6.48 Billion
Peninsula Group Ltd TA:PEN	Israel	ILA1.78 Billion
Pioneer Credit Ltd AU:PNC	Australia	AU$396.51 Million
Wisr Ltd AU:WZR	Australia	AU$1.02 Billion
Blender Financial Technologies Ltd TA:BLND	Israel	ILA170.07 Million
Intan Baruprana Finance Tbk JK:IBFN	Indonesia	Rp500.61 Billion
Fast Finance SA WAR:FFI	Poland	zł1.67 Million

Cholamandalam Financial Holdings Limited - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric	Current	1 Year Ago	5 Years Ago
Current Ratio	9.60	8.58	77.03
Quick Ratio	9.60	8.58	77.03
Cash Ratio	0.49	0.44	0.00
Working Capital	Rs1.86 Trillion	Rs1.55 Trillion	Rs698.22 Billion

Cholamandalam Financial Holdings Limited - Advanced Valuation Insights

This section examines the relationship between Cholamandalam Financial Holdings Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio	2.43
Latest Market Cap to Assets Ratio	0.00
Asset Growth Rate (YoY)	27.0%
Total Assets	Rs2.25 Trillion
Market Capitalization	$3.16 Billion USD

Valuation Analysis

Below Book Valuation: The market values Cholamandalam Financial Holdings Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Cholamandalam Financial Holdings Limited's assets grew by 27.0% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Cholamandalam Financial Holdings Limited (2005–2025)

The table below shows the annual total assets of Cholamandalam Financial Holdings Limited from 2005 to 2025.

Year	Total Assets	Change
2025-03-31	Rs2.25 Trillion ≈ $24.29 Billion	+26.96%
2024-03-31	Rs1.77 Trillion ≈ $19.13 Billion	+35.02%
2023-03-31	Rs1.31 Trillion ≈ $14.17 Billion	+34.02%
2022-03-31	Rs977.72 Billion ≈ $10.57 Billion	+10.33%
2021-03-31	Rs886.16 Billion ≈ $9.58 Billion	+16.82%
2020-03-31	Rs758.55 Billion ≈ $8.20 Billion	+11.65%
2019-03-31	Rs679.37 Billion ≈ $7.35 Billion	+558.37%
2018-03-31	Rs103.19 Billion ≈ $1.12 Billion	+30.75%
2017-03-31	Rs78.92 Billion ≈ $853.54 Million	-18.70%
2016-03-31	Rs97.07 Billion ≈ $1.05 Billion	-68.07%
2015-03-31	Rs303.98 Billion ≈ $3.29 Billion	+11.11%
2014-03-31	Rs273.59 Billion ≈ $2.96 Billion	+18.12%
2013-03-31	Rs231.62 Billion ≈ $2.50 Billion	+37.05%
2012-03-31	Rs169.00 Billion ≈ $1.83 Billion	+34.40%
2011-03-31	Rs125.75 Billion ≈ $1.36 Billion	+172.94%
2010-03-31	Rs46.07 Billion ≈ $498.24 Million	+18.41%
2009-03-31	Rs38.91 Billion ≈ $420.78 Million	+4.95%
2008-03-31	Rs37.07 Billion ≈ $400.93 Million	+43.04%
2007-03-31	Rs25.92 Billion ≈ $280.28 Million	+35.88%
2006-03-31	Rs19.07 Billion ≈ $206.27 Million	+55.42%
2005-03-31	Rs12.27 Billion ≈ $132.72 Million	--

About Cholamandalam Financial Holdings Limited

NSE:CHOLAHLDNG India Credit Services

Market Cap

$3.16 Billion

Rs292.20 Billion INR

Market Cap Rank

#4781 Global

#204 in India

Share Price

Rs1556.10

Change (1 day)

+0.49%

52-Week Range

Rs1350.90 - Rs2166.00

All Time High

Rs2166.00