CSB Bank Limited - Asset Resilience Ratio
CSB Bank Limited (CSBBANK) has an Asset Resilience Ratio of -17.50% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CSB Bank Limited total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how CSB Bank Limited's Asset Resilience Ratio has changed over time. See CSB Bank Limited (CSBBANK) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down CSB Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of CSB Bank Limited.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-63.10 Billion | -17.5% |
| Total Liquid Assets | Rs-63.10 Billion | -17.50% |
Asset Resilience Insights
- Limited Liquidity: CSB Bank Limited maintains only -17.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
CSB Bank Limited Industry Peers by Asset Resilience Ratio
Compare CSB Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for CSB Bank Limited (2019–2024)
The table below shows the annual Asset Resilience Ratio data for CSB Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -8.56% | Rs-30.86 Billion ≈ $-333.79 Million |
Rs360.56 Billion ≈ $3.90 Billion |
-3.90pp |
| 2023-03-31 | -4.66% | Rs-13.59 Billion ≈ $-146.96 Million |
Rs291.62 Billion ≈ $3.15 Billion |
+0.93pp |
| 2022-03-31 | -5.59% | Rs-14.18 Billion ≈ $-153.36 Million |
Rs253.56 Billion ≈ $2.74 Billion |
-1.08pp |
| 2021-03-31 | -4.52% | Rs-10.54 Billion ≈ $-114.00 Million |
Rs233.37 Billion ≈ $2.52 Billion |
-0.92pp |
| 2020-03-31 | -3.59% | Rs-6.78 Billion ≈ $-73.32 Million |
Rs188.64 Billion ≈ $2.04 Billion |
+6.52pp |
| 2019-03-31 | -10.11% | Rs-16.64 Billion ≈ $-179.97 Million |
Rs164.53 Billion ≈ $1.78 Billion |
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About CSB Bank Limited
CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products;… Read more