CSB Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -17.50%

CSB Bank Limited (CSBBANK) has an Asset Resilience Ratio of -17.50% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of CSB Bank Limited to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-63.10 Billion

≈ $-682.38 Million USD Cash + Short-term Investments

Total Assets

Rs360.56 Billion

≈ $3.90 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how CSB Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of CSB Bank Limited.

Liquid Assets Composition Over Time

This chart breaks down CSB Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of CSB Bank Limited to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-63.10 Billion	-17.5%
Total Liquid Assets	Rs-63.10 Billion	-17.50%

Asset Resilience Insights

Limited Liquidity: CSB Bank Limited maintains only -17.50% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

CSB Bank Limited Industry Peers by Asset Resilience Ratio

Compare CSB Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for CSB Bank Limited (2019–2024)

The table below shows the annual Asset Resilience Ratio data for CSB Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-8.56%	Rs-30.86 Billion ≈ $-333.79 Million	Rs360.56 Billion ≈ $3.90 Billion	-3.90pp
2023-03-31	-4.66%	Rs-13.59 Billion ≈ $-146.96 Million	Rs291.62 Billion ≈ $3.15 Billion	+0.93pp
2022-03-31	-5.59%	Rs-14.18 Billion ≈ $-153.36 Million	Rs253.56 Billion ≈ $2.74 Billion	-1.08pp
2021-03-31	-4.52%	Rs-10.54 Billion ≈ $-114.00 Million	Rs233.37 Billion ≈ $2.52 Billion	-0.92pp
2020-03-31	-3.59%	Rs-6.78 Billion ≈ $-73.32 Million	Rs188.64 Billion ≈ $2.04 Billion	+6.52pp
2019-03-31	-10.11%	Rs-16.64 Billion ≈ $-179.97 Million	Rs164.53 Billion ≈ $1.78 Billion	--

pp = percentage points

About CSB Bank Limited

NSE:CSBBANK India Banks - Regional

Market Cap

$602.54 Million

Rs55.72 Billion INR

Market Cap Rank

#11333 Global

#559 in India

Share Price

Rs328.75

Change (1 day)

+10.93%

52-Week Range

Rs296.35 - Rs557.45

All Time High

Rs557.45