CSB Bank Limited (CSBBANK) - Net Assets

Latest as of September 2025: Rs47.00 Billion INR ≈ $508.32 Million USD

Based on the latest financial reports, CSB Bank Limited (CSBBANK) has net assets worth Rs47.00 Billion INR (≈ $508.32 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs500.20 Billion ≈ $5.41 Billion USD) and total liabilities (Rs453.20 Billion ≈ $4.90 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CSBBANK asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs47.00 Billion
% of Total Assets	9.4%
Annual Growth Rate	18.41%
5-Year Change	106.3%
10-Year Change	403.78%
Growth Volatility	50.43

CSB Bank Limited - Net Assets Trend (2010–2025)

This chart illustrates how CSB Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of CSB Bank Limited for the complete picture of this company's asset base.

Annual Net Assets for CSB Bank Limited (2010–2025)

The table below shows the annual net assets of CSB Bank Limited from 2010 to 2025. For live valuation and market cap data, see CSB Bank Limited (CSBBANK) total market value.

Year	Net Assets	Change
2025-03-31	Rs44.98 Billion ≈ $486.41 Million	+18.25%
2024-03-31	Rs38.04 Billion ≈ $411.35 Million	+18.73%
2023-03-31	Rs32.04 Billion ≈ $346.46 Million	+20.83%
2022-03-31	Rs26.51 Billion ≈ $286.74 Million	+21.61%
2021-03-31	Rs21.80 Billion ≈ $235.78 Million	+11.20%
2020-03-31	Rs19.61 Billion ≈ $212.04 Million	+101.30%
2019-03-31	Rs9.74 Billion ≈ $105.33 Million	+175.42%
2018-03-31	Rs3.54 Billion ≈ $38.25 Million	-35.25%
2017-03-31	Rs5.46 Billion ≈ $59.06 Million	-38.83%
2016-03-31	Rs8.93 Billion ≈ $96.55 Million	+0.48%
2015-03-31	Rs8.88 Billion ≈ $96.09 Million	+15.38%
2014-03-31	Rs7.70 Billion ≈ $83.28 Million	+32.77%
2013-03-31	Rs5.80 Billion ≈ $62.72 Million	+9.61%
2012-03-31	Rs5.29 Billion ≈ $57.22 Million	+4.20%
2011-03-31	Rs5.08 Billion ≈ $54.92 Million	+42.42%
2010-03-31	Rs3.57 Billion ≈ $38.56 Million	--

Equity Component Analysis

This analysis shows how different components contribute to CSB Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 962040700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs9.56 Billion	21.26%
Common Stock	Rs1.74 Billion	3.86%
Other Comprehensive Income	Rs15.64 Billion	34.77%
Other Components	Rs18.04 Billion	40.11%
Total Equity	Rs44.98 Billion	100.00%

CSB Bank Limited Competitors by Market Cap

The table below lists competitors of CSB Bank Limited ranked by their market capitalization.

Company	Market Cap
Beijing Bayi Space LCD Technology Co Ltd SHG:688181	$699.98 Million
Materials Analysis Technology TWO:3587	$700.15 Million
Shandong Realcan Pharmaceutical Co Ltd SHE:002589	$700.19 Million
Kingfa Science & Technology (India) Limited NSE:KINGFA	$700.39 Million
Collins Foods Ltd AU:CKF	$699.64 Million
Basilea Pharmaceutica AG SW:BSLN	$699.48 Million
Fidus Investment Corp NASDAQ:FDUS	$699.41 Million
Salim Ivomas Pratama Tbk JK:SIMP	$699.40 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in CSB Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 38,036,468,000 to 44,977,300,000, a change of 6,940,832,000 (18.2%).
Net income of 5,937,977,000 contributed positively to equity growth.
Other comprehensive income increased equity by 3,571,479,000.
Other factors decreased equity by 2,568,624,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs5.94 Billion	+13.2%
Other Comprehensive Income	Rs3.57 Billion	+7.94%
Other Changes	Rs-2.57 Billion	-5.71%
Total Change	Rs-	18.25%

Book Value vs Market Value Analysis

This analysis compares CSB Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.47x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 3.38x to 1.47x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2010-03-31	Rs112.91	Rs381.95	x
2011-03-31	Rs160.80	Rs381.95	x
2012-03-31	Rs141.97	Rs381.95	x
2013-03-31	Rs155.45	Rs381.95	x
2014-03-31	Rs158.07	Rs381.95	x
2015-03-31	Rs175.40	Rs381.95	x
2016-03-31	Rs143.02	Rs381.95	x
2017-03-31	Rs38.21	Rs381.95	x
2018-03-31	Rs24.74	Rs381.95	x
2019-03-31	Rs117.08	Rs381.95	x
2020-03-31	Rs136.29	Rs381.95	x
2021-03-31	Rs125.66	Rs381.95	x
2022-03-31	Rs152.83	Rs381.95	x
2023-03-31	Rs184.66	Rs381.95	x
2024-03-31	Rs219.25	Rs381.95	x
2025-03-31	Rs259.27	Rs381.95	x

Capital Efficiency Dashboard

This dashboard shows how efficiently CSB Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.20%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.99%
• Asset Turnover: 0.10x
• Equity Multiplier: 10.64x
Recent ROE (13.20%) is above the historical average (-0.08%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	-1.74%	-0.96%	0.08x	21.50x	Rs-418.45 Million
2011	3.93%	2.42%	0.08x	19.28x	Rs-308.09 Million
2012	4.92%	2.28%	0.10x	22.70x	Rs-268.69 Million
2013	4.59%	7.12%	0.03x	23.19x	Rs-313.80 Million
2014	3.49%	6.08%	0.03x	19.89x	Rs-501.23 Million
2015	-5.98%	-15.14%	0.02x	17.74x	Rs-1.42 Billion
2016	-16.77%	-9.53%	0.10x	17.55x	Rs-2.39 Billion
2017	-10.62%	-3.63%	0.10x	28.88x	Rs-1.13 Billion
2018	-35.94%	-9.33%	0.09x	43.36x	Rs-1.62 Billion
2019	-20.27%	-13.92%	0.09x	16.89x	Rs-2.95 Billion
2020	0.65%	0.77%	0.09x	9.62x	Rs-1.83 Billion
2021	10.02%	10.04%	0.09x	10.70x	Rs3.78 Million
2022	17.29%	20.07%	0.09x	9.56x	Rs1.93 Billion
2023	17.09%	20.77%	0.09x	9.10x	Rs2.27 Billion
2024	14.90%	16.14%	0.10x	9.48x	Rs1.86 Billion
2025	13.20%	12.99%	0.10x	10.64x	Rs1.44 Billion

Industry Comparison

This section compares CSB Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $119,285,791,556
Average return on equity (ROE) among peers: 8.15%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
CSB Bank Limited (CSBBANK)	Rs47.00 Billion	-1.74%	9.64x	$699.76 Million
AU Small Finance Bank Limited (AUBANK)	$62.75 Billion	18.66%	7.22x	$8.21 Billion
Bandhan Bank Limited (BANDHANBNK)	$216.10 Billion	10.32%	7.23x	$3.48 Billion
Bank of Baroda (BANKBARODA)	$133.71 Billion	17.83%	16.32x	$14.73 Billion
Bank of India (BANKINDIA)	$245.44 Billion	28.81%	17.60x	$6.89 Billion
Canara Bank (CANBK)	$254.09 Billion	11.69%	15.50x	$13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$136.92 Million
Central Bank of India (CENTRALBK)	$110.28 Billion	11.92%	18.04x	$3.57 Billion
City Union Bank Limited (CUB)	$48.41 Billion	14.11%	8.35x	$2.17 Billion
DCB Bank Limited (DCBBANK)	$1.64 Billion	-51.93%	21.79x	$649.92 Million

About CSB Bank Limited

NSE:CSBBANK India Banks - Regional

Market Cap

$699.76 Million

Rs64.71 Billion INR

Market Cap Rank

#10855 Global

#518 in India

Share Price

Rs381.95

Change (1 day)

-2.45%

52-Week Range

Rs332.30 - Rs557.45

All Time High

Rs557.45