CSB Bank Limited (CSBBANK) - Net Assets

Latest as of June 2026: Rs51.77 Billion INR ≈ $559.87 Million USD

Based on the latest financial reports, CSB Bank Limited (CSBBANK) has net assets worth Rs51.77 Billion INR (≈ $559.87 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs581.01 Billion ≈ $6.28 Billion USD) and total liabilities (Rs529.24 Billion ≈ $5.72 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CSBBANK capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs51.77 Billion
% of Total Assets	8.91%
Annual Growth Rate	17.79%
5-Year Change	84.59%
10-Year Change	796.15%
Growth Volatility	49.02

CSB Bank Limited - Net Assets Trend (2010–2026)

This chart illustrates how CSB Bank Limited's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see CSB Bank Limited stock valuation.

Annual Net Assets for CSB Bank Limited (2010–2026)

The table below shows the annual net assets of CSB Bank Limited from 2010 to 2026. Also explore CSB Bank Limited (CSBBANK) net asset momentum to track the company's year-over-year net asset growth rate.

Year	Net Assets	Change
2026-03-31	Rs48.94 Billion ≈ $529.30 Million	+8.82%
2025-03-31	Rs44.98 Billion ≈ $486.41 Million	+18.25%
2024-03-31	Rs38.04 Billion ≈ $411.35 Million	+18.73%
2023-03-31	Rs32.04 Billion ≈ $346.46 Million	+20.83%
2022-03-31	Rs26.51 Billion ≈ $286.74 Million	+21.61%
2021-03-31	Rs21.80 Billion ≈ $235.78 Million	+11.20%
2020-03-31	Rs19.61 Billion ≈ $212.04 Million	+101.30%
2019-03-31	Rs9.74 Billion ≈ $105.33 Million	+175.42%
2018-03-31	Rs3.54 Billion ≈ $38.25 Million	-35.25%
2017-03-31	Rs5.46 Billion ≈ $59.06 Million	-38.83%
2016-03-31	Rs8.93 Billion ≈ $96.55 Million	+0.48%
2015-03-31	Rs8.88 Billion ≈ $96.09 Million	+15.38%
2014-03-31	Rs7.70 Billion ≈ $83.28 Million	+32.77%
2013-03-31	Rs5.80 Billion ≈ $62.72 Million	+9.61%
2012-03-31	Rs5.29 Billion ≈ $57.22 Million	+4.20%
2011-03-31	Rs5.08 Billion ≈ $54.92 Million	+42.42%
2010-03-31	Rs3.57 Billion ≈ $38.56 Million	--

Equity Component Analysis

This analysis shows how different components contribute to CSB Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1431857900000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Retained Earnings	Rs14.26 Billion	29.14%
Common Stock	Rs1.74 Billion	3.55%
Other Comprehensive Income	Rs14.88 Billion	30.39%
Other Components	Rs18.07 Billion	36.92%
Total Equity	Rs48.94 Billion	100.00%

CSB Bank Limited Competitors by Market Cap

The table below lists competitors of CSB Bank Limited ranked by their market capitalization.

Company	Market Cap
Zhong Fu Tong Co Ltd SHE:300560	$603.12 Million
Cracker Barrel Old Country Store NASDAQ:CBRL	$603.26 Million
Qualipoly Chemical Corp TW:4722	$603.30 Million
Hamaton Automotive Technology Co Ltd SHE:300643	$603.54 Million
Shenzhen Refond Optoelectronics Co Ltd SHE:300241	$602.53 Million
TVS Supply Chain Solutions Limited NSE:TVSSCS	$602.51 Million
CytomX Therapeutics Inc NASDAQ:CTMX	$602.49 Million
Bichamp Cutting Technology Hunan Co Ltd SHE:002843	$602.29 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in CSB Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 44,977,300,000 to 48,942,800,000, a change of 3,965,500,000 (8.8%).
Net income of 6,331,800,000 contributed positively to equity growth.
Other comprehensive income decreased equity by 761,125,000.
Other factors decreased equity by 1,605,175,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs6.33 Billion	+12.94%
Other Comprehensive Income	Rs-761.12 Million	-1.56%
Other Changes	Rs-1.61 Billion	-3.28%
Total Change	Rs-	8.82%

Book Value vs Market Value Analysis

This analysis compares CSB Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.17x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.91x to 1.17x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2010-03-31	Rs112.91	Rs328.75	x
2011-03-31	Rs160.80	Rs328.75	x
2012-03-31	Rs141.97	Rs328.75	x
2013-03-31	Rs155.45	Rs328.75	x
2014-03-31	Rs158.07	Rs328.75	x
2015-03-31	Rs175.40	Rs328.75	x
2016-03-31	Rs143.02	Rs328.75	x
2017-03-31	Rs38.21	Rs328.75	x
2018-03-31	Rs24.74	Rs328.75	x
2019-03-31	Rs117.08	Rs328.75	x
2020-03-31	Rs136.29	Rs328.75	x
2021-03-31	Rs125.66	Rs328.75	x
2022-03-31	Rs152.83	Rs328.75	x
2023-03-31	Rs184.66	Rs328.75	x
2024-03-31	Rs219.25	Rs328.75	x
2025-03-31	Rs259.27	Rs328.75	x
2026-03-31	Rs282.13	Rs328.75	x

Capital Efficiency Dashboard

This dashboard shows how efficiently CSB Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.94%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 11.14%
• Asset Turnover: 0.10x
• Equity Multiplier: 11.79x
Recent ROE (12.94%) is above the historical average (0.69%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	-1.74%	-0.96%	0.08x	21.50x	Rs-418.45 Million
2011	3.93%	2.42%	0.08x	19.28x	Rs-308.09 Million
2012	4.92%	2.28%	0.10x	22.70x	Rs-268.69 Million
2013	4.59%	7.12%	0.03x	23.19x	Rs-313.80 Million
2014	3.49%	6.08%	0.03x	19.89x	Rs-501.23 Million
2015	-5.98%	-15.14%	0.02x	17.74x	Rs-1.42 Billion
2016	-16.77%	-9.53%	0.10x	17.55x	Rs-2.39 Billion
2017	-10.62%	-3.63%	0.10x	28.88x	Rs-1.13 Billion
2018	-35.94%	-9.33%	0.09x	43.36x	Rs-1.62 Billion
2019	-20.27%	-13.92%	0.09x	16.89x	Rs-2.95 Billion
2020	0.65%	0.77%	0.09x	9.62x	Rs-1.83 Billion
2021	10.02%	10.04%	0.09x	10.70x	Rs3.78 Million
2022	17.29%	20.07%	0.09x	9.56x	Rs1.93 Billion
2023	17.09%	20.77%	0.09x	9.10x	Rs2.27 Billion
2024	14.90%	16.14%	0.10x	9.48x	Rs1.86 Billion
2025	13.20%	12.99%	0.10x	10.64x	Rs1.44 Billion
2026	12.94%	11.14%	0.10x	11.79x	Rs1.44 Billion

Industry Comparison

This section compares CSB Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $163,873,302,111
Average return on equity (ROE) among peers: 8.45%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
CSB Bank Limited (CSBBANK)	Rs51.77 Billion	-1.74%	10.22x	$602.54 Million
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.37 Billion
Bandhan Bank Limited (BANDHANBNK)	$5.02 Billion	0.11%	0.05x	$3.01 Billion
Bank of Baroda (BANKBARODA)	$426.97 Billion	-11.87%	15.19x	$13.14 Billion
Bank of India (BANKINDIA)	$566.51 Billion	6.17%	12.12x	$6.79 Billion
Canara Bank (CANBK)	$151.59 Billion	19.79%	16.58x	$12.09 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$133.82 Million
Central Bank of India (CENTRALBK)	$276.07 Billion	3.83%	13.03x	$2.97 Billion
City Union Bank Limited (CUB)	$5.67 Billion	17.95%	11.96x	$1.83 Billion
DCB Bank Limited (DCBBANK)	$34.22 Billion	9.87%	10.25x	$766.32 Million

About CSB Bank Limited

NSE:CSBBANK India Banks - Regional

Market Cap

$602.54 Million

Rs55.72 Billion INR

Market Cap Rank

#11333 Global

#559 in India

Share Price

Rs328.75

Change (1 day)

+10.93%

52-Week Range

Rs296.35 - Rs557.45

All Time High

Rs557.45