CSL Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 1.26%

CSL Finance Limited (CSLFINANCE) has an Asset Resilience Ratio of 1.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CSL Finance Limited (CSLFINANCE) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs175.17 Million

≈ $1.89 Million USD Cash + Short-term Investments

Total Assets

Rs13.91 Billion

≈ $150.40 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how CSL Finance Limited's Asset Resilience Ratio has changed over time. See CSLFINANCE book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down CSL Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CSLFINANCE market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs175.17 Million	1.26%
Total Liquid Assets	Rs175.17 Million	1.26%

Asset Resilience Insights

Limited Liquidity: CSL Finance Limited maintains only 1.26% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

CSL Finance Limited Industry Peers by Asset Resilience Ratio

Compare CSL Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for CSL Finance Limited (2012–2025)

The table below shows the annual Asset Resilience Ratio data for CSL Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	1.31%	Rs162.72 Million ≈ $1.76 Million	Rs12.45 Billion ≈ $134.65 Million	+0.40pp
2024-03-31	0.91%	Rs89.39 Million ≈ $966.77K	Rs9.85 Billion ≈ $106.56 Million	+0.23pp
2023-03-31	0.68%	Rs53.06 Million ≈ $573.83K	Rs7.79 Billion ≈ $84.22 Million	+0.09pp
2022-03-31	0.59%	Rs31.25 Million ≈ $337.97K	Rs5.32 Billion ≈ $57.56 Million	+0.53pp
2021-03-31	0.06%	Rs2.00 Million ≈ $21.63K	Rs3.48 Billion ≈ $37.58 Million	-0.13pp
2020-03-31	0.19%	Rs6.30 Million ≈ $68.11K	Rs3.32 Billion ≈ $35.96 Million	+0.03pp
2019-03-31	0.15%	Rs5.20 Million ≈ $56.25K	Rs3.36 Billion ≈ $36.36 Million	-0.76pp
2018-03-31	0.92%	Rs26.34 Million ≈ $284.82K	Rs2.87 Billion ≈ $30.99 Million	-5.63pp
2017-03-31	6.55%	Rs97.30 Million ≈ $1.05 Million	Rs1.49 Billion ≈ $16.07 Million	+6.42pp
2016-03-31	0.13%	Rs1.43 Million ≈ $15.41K	Rs1.10 Billion ≈ $11.95 Million	-4.87pp
2015-03-31	5.00%	Rs45.00 Million ≈ $486.66K	Rs900.49 Million ≈ $9.74 Million	+0.65pp
2014-03-31	4.35%	Rs36.25 Million ≈ $392.06K	Rs833.43 Million ≈ $9.01 Million	-5.65pp
2013-03-31	10.00%	Rs83.13 Million ≈ $898.99K	Rs831.02 Million ≈ $8.99 Million	+5.47pp
2012-03-31	4.53%	Rs30.20 Million ≈ $326.62K	Rs666.35 Million ≈ $7.21 Million	--

pp = percentage points

About CSL Finance Limited

NSE:CSLFINANCE India Credit Services

Market Cap

$55.14 Million

Rs5.10 Billion INR

Market Cap Rank

#21507 Global

#1179 in India

Share Price

Rs226.72

Change (1 day)

-0.28%

52-Week Range

Rs220.00 - Rs363.30

All Time High

Rs519.11