CSL Finance Limited Net Assets

Latest as of March 2026: Rs6.22 Billion INR ≈ $67.22 Million USD

CSL Finance Limited net assets. Based on the latest financial reports, CSL Finance Limited (CSLFINANCE) has net assets worth Rs6.22 Billion INR (≈ $67.22 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs14.88 Billion ≈ $160.88 Million USD) and total liabilities (Rs8.66 Billion ≈ $93.66 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset growth rate of CSL Finance Limited to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs6.22 Billion
% of Total Assets	41.78%
Annual Growth Rate	17.16%
5-Year Change	93.34%
10-Year Change	444.17%
Growth Volatility	12.04

Net Assets of CSL Finance Limited (2008–2026)

Net assets of CSL Finance Limited from 2008 to 2026. This chart illustrates how CSL Finance Limited's net assets have evolved over time, based on quarterly financial data. See CSL Finance Limited net asset quality index to measure how much of total assets are equity-financed.

Annual Net Assets for CSL Finance Limited (2008–2026)

The table below shows the annual net assets of CSL Finance Limited from 2008 to 2026. For live market cap and overall valuation, see CSL Finance Limited (CSLFINANCE) total market value.

Year	Net Assets	Change
2026-03-31	Rs6.22 Billion ≈ $67.22 Million	+14.76%
2025-03-31	Rs5.42 Billion ≈ $58.58 Million	+14.07%
2024-03-31	Rs4.75 Billion ≈ $51.35 Million	+30.98%
2023-03-31	Rs3.63 Billion ≈ $39.21 Million	+12.76%
2022-03-31	Rs3.21 Billion ≈ $34.77 Million	+24.04%
2021-03-31	Rs2.59 Billion ≈ $28.03 Million	+11.46%
2020-03-31	Rs2.33 Billion ≈ $25.15 Million	+10.36%
2019-03-31	Rs2.11 Billion ≈ $22.79 Million	+14.92%
2018-03-31	Rs1.83 Billion ≈ $19.83 Million	+60.53%
2017-03-31	Rs1.14 Billion ≈ $12.35 Million	+16.12%
2016-03-31	Rs983.69 Million ≈ $10.64 Million	+15.31%
2015-03-31	Rs853.10 Million ≈ $9.23 Million	+10.30%
2014-03-31	Rs773.42 Million ≈ $8.36 Million	+10.65%
2013-03-31	Rs699.00 Million ≈ $7.56 Million	+6.76%
2012-03-31	Rs654.75 Million ≈ $7.08 Million	+16.99%
2011-03-31	Rs559.66 Million ≈ $6.05 Million	+7.85%
2010-03-31	Rs518.95 Million ≈ $5.61 Million	+14.52%
2009-03-31	Rs453.13 Million ≈ $4.90 Million	+26.13%
2008-03-31	Rs359.25 Million ≈ $3.89 Million	--

Equity Component Analysis

This analysis shows how different components contribute to CSL Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1204.8% over the analyzed period, indicating profitable operations and earnings retention.

CSL Finance Limited Net Assets Breakdown (March 2026)

CSL Finance Limited net assets breakdown by equity component as of March 2026.

Component	Amount	Percentage
Retained Earnings	Rs3.31 Billion	53.25%
Common Stock	Rs224.87 Million	3.62%
Other Comprehensive Income	Rs1.40 Billion	22.55%
Other Components	Rs1.28 Billion	20.58%
Total Equity	Rs6.22 Billion	100.00%

CSL Finance Limited Competitors by Market Cap

The table below lists competitors of CSL Finance Limited ranked by their market capitalization.

Company	Market Cap
Donkeyrepublic Holding AS CO:DONKEY	$53.55 Million
Atinum Investment Co. Ltd KQ:021080	$53.55 Million
Wikana SA WAR:WIK	$53.55 Million
IL&FS Engineering and Construction Company Limited NSE:IL&FSENGG	$53.57 Million
Ksolves India Limited NSE:KSOLVES	$53.52 Million
Amarin Printing and Publishing Public Company Limited BK:AMARIN	$53.52 Million
A-Jin Industry Co Ltd KQ:013310	$53.51 Million
Empresas la Polar SA SN:ABC	$53.50 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in CSL Finance Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 5,416,467,000 to 6,215,756,000, a change of 799,289,000 (14.8%).
Net income of 861,102,000 contributed positively to equity growth.
Dividend payments of 68,348,000 reduced retained earnings.
New share issuances of 3,438,000 increased equity.
Other comprehensive income increased equity by 175,532,999.
Other factors decreased equity by 172,435,999.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs861.10 Million	+13.85%
Dividends Paid	Rs68.35 Million	-1.1%
Share Issuances	Rs3.44 Million	+0.06%
Other Comprehensive Income	Rs175.53 Million	+2.82%
Other Changes	Rs-172.44 Million	-2.77%
Total Change	Rs-	14.76%

Book Value vs Market Value Analysis

This analysis compares CSL Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.81x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 7.36x to 0.81x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-03-31	Rs29.91	Rs220.09	x
2009-03-31	Rs37.73	Rs220.09	x
2010-03-31	Rs43.20	Rs220.09	x
2011-03-31	Rs49.45	Rs220.09	x
2012-03-31	Rs58.87	Rs220.09	x
2013-03-31	Rs49.76	Rs220.09	x
2014-03-31	Rs55.38	Rs220.09	x
2015-03-31	Rs60.73	Rs220.09	x
2016-03-31	Rs70.03	Rs220.09	x
2017-03-31	Rs81.32	Rs220.09	x
2018-03-31	Rs108.25	Rs220.09	x
2019-03-31	Rs114.22	Rs220.09	x
2020-03-31	Rs126.56	Rs220.09	x
2021-03-31	Rs141.20	Rs220.09	x
2022-03-31	Rs170.33	Rs220.09	x
2023-03-31	Rs169.98	Rs220.09	x
2024-03-31	Rs212.07	Rs220.09	x
2025-03-31	Rs235.09	Rs220.09	x
2026-03-31	Rs270.69	Rs220.09	x

Capital Efficiency Dashboard

This dashboard shows how efficiently CSL Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.85%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 34.09%
• Asset Turnover: 0.17x
• Equity Multiplier: 2.39x
Recent ROE (13.85%) is above the historical average (13.78%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2008	50.44%	10.48%	4.77x	1.01x	Rs145.28 Million
2009	20.72%	17.34%	1.18x	1.01x	Rs48.57 Million
2010	12.68%	14.66%	0.86x	1.00x	Rs13.92 Million
2011	14.47%	5.23%	2.20x	1.26x	Rs25.04 Million
2012	6.29%	1.78%	3.47x	1.02x	Rs-24.29 Million
2013	6.01%	3.97%	1.27x	1.19x	Rs-27.86 Million
2014	9.31%	6.38%	1.36x	1.08x	Rs-5.32 Million
2015	9.36%	8.58%	1.03x	1.06x	Rs-5.42 Million
2016	13.27%	88.91%	0.13x	1.12x	Rs32.21 Million
2017	14.37%	40.62%	0.27x	1.30x	Rs49.96 Million
2018	9.86%	43.71%	0.14x	1.56x	Rs-2.59 Million
2019	11.29%	41.40%	0.17x	1.60x	Rs27.21 Million
2020	9.66%	37.14%	0.18x	1.43x	Rs-7.81 Million
2021	10.62%	44.82%	0.18x	1.34x	Rs16.08 Million
2022	10.40%	46.34%	0.14x	1.66x	Rs13.00 Million
2023	12.59%	39.84%	0.15x	2.15x	Rs93.76 Million
2024	13.34%	38.94%	0.17x	2.08x	Rs158.79 Million
2025	13.31%	34.35%	0.17x	2.30x	Rs179.28 Million
2026	13.85%	34.09%	0.17x	2.39x	Rs239.53 Million

Industry Comparison

This section compares CSL Finance Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $8,687,932,613
Average return on equity (ROE) among peers: 10.32%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
CSL Finance Limited (CSLFINANCE)	Rs6.22 Billion	50.44%	1.39x	$53.52 Million
Akme Fintrade India Ltd (AFIL)	$2.05 Billion	7.72%	0.91x	$32.26 Million
Arman Financial Services Limited (ARMANFIN)	$569.02 Million	12.82%	7.15x	$169.65 Million
Baid Finserv Limited (BAIDFIN)	$1.55 Billion	6.70%	1.20x	$16.16 Million
Bajaj Finance Limited (BAJFINANCE)	$13.58 Billion	18.18%	5.27x	$65.26 Billion
Capri Global Capital Limited (CGCL)	$11.61 Billion	5.01%	0.69x	$2.50 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$36.73 Billion	15.65%	6.59x	$15.06 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$8.02 Billion	8.68%	3.62x	$2.84 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$4.60 Billion	18.10%	5.11x	$1.83 Billion
DCM Financial Services Limited (DCMFINSERV)	$-514.32 Million	0.00%	0.00x	$1.09 Million

About CSL Finance Limited

NSE:CSLFINANCE India Credit Services

Market Cap

$53.52 Million

Rs4.95 Billion INR

Market Cap Rank

#21456 Global

#1182 in India

Share Price

Rs220.09

Change (1 day)

+0.68%

52-Week Range

Rs202.53 - Rs321.70

All Time High

Rs519.11