CSL Finance Limited (CSLFINANCE) - Net Assets

Latest as of September 2025: Rs5.81 Billion INR ≈ $62.81 Million USD

Based on the latest financial reports, CSL Finance Limited (CSLFINANCE) has net assets worth Rs5.81 Billion INR (≈ $62.81 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs13.91 Billion ≈ $150.40 Million USD) and total liabilities (Rs8.10 Billion ≈ $87.59 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are CSL Finance Limited's assets to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs5.81 Billion
% of Total Assets	41.76%
Annual Growth Rate	17.3%
5-Year Change	108.97%
10-Year Change	450.63%
Growth Volatility	12.37

CSL Finance Limited - Net Assets Trend (2008–2025)

This chart illustrates how CSL Finance Limited's net assets have evolved over time, based on quarterly financial data. Also explore CSL Finance Limited balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for CSL Finance Limited (2008–2025)

The table below shows the annual net assets of CSL Finance Limited from 2008 to 2025. For live valuation and market cap data, see CSLFINANCE company net worth.

Year	Net Assets	Change
2025-03-31	Rs5.42 Billion ≈ $58.58 Million	+14.07%
2024-03-31	Rs4.75 Billion ≈ $51.35 Million	+30.98%
2023-03-31	Rs3.63 Billion ≈ $39.21 Million	+12.76%
2022-03-31	Rs3.21 Billion ≈ $34.77 Million	+24.04%
2021-03-31	Rs2.59 Billion ≈ $28.03 Million	+11.46%
2020-03-31	Rs2.33 Billion ≈ $25.15 Million	+10.36%
2019-03-31	Rs2.11 Billion ≈ $22.79 Million	+14.92%
2018-03-31	Rs1.83 Billion ≈ $19.83 Million	+60.53%
2017-03-31	Rs1.14 Billion ≈ $12.35 Million	+16.12%
2016-03-31	Rs983.69 Million ≈ $10.64 Million	+15.31%
2015-03-31	Rs853.10 Million ≈ $9.23 Million	+10.30%
2014-03-31	Rs773.42 Million ≈ $8.36 Million	+10.65%
2013-03-31	Rs699.00 Million ≈ $7.56 Million	+6.76%
2012-03-31	Rs654.75 Million ≈ $7.08 Million	+16.99%
2011-03-31	Rs559.66 Million ≈ $6.05 Million	+7.85%
2010-03-31	Rs518.95 Million ≈ $5.61 Million	+14.52%
2009-03-31	Rs453.13 Million ≈ $4.90 Million	+26.13%
2008-03-31	Rs359.25 Million ≈ $3.89 Million	--

Equity Component Analysis

This analysis shows how different components contribute to CSL Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 960.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs2.69 Billion	49.66%
Common Stock	Rs224.56 Million	4.15%
Other Comprehensive Income	Rs1.23 Billion	22.64%
Other Components	Rs1.28 Billion	23.56%
Total Equity	Rs5.42 Billion	100.00%

CSL Finance Limited Competitors by Market Cap

The table below lists competitors of CSL Finance Limited ranked by their market capitalization.

Company	Market Cap
Linq Minerals Limited AU:LNQ	$55.14 Million
Bengang Steel Plates Co Ltd SHE:200761	$55.15 Million
Equity Metals Corp V:EQTY	$55.18 Million
Shin Shin Co Ltd TW:2901	$55.23 Million
Flag Ship Acquisition Corp. Ordinary Shares NASDAQ:FSHP	$55.13 Million
Cheetah Mobile Inc NYSE:CMCM	$55.13 Million
International Meal Company Alimentação S.A SA:MEAL3	$55.13 Million
Broad Capital Acquisition Corp NASDAQ:BRAC	$55.09 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in CSL Finance Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 4,748,271,000 to 5,416,467,000, a change of 668,196,000 (14.1%).
Net income of 720,927,000 contributed positively to equity growth.
Dividend payments of 56,957,000 reduced retained earnings.
New share issuances of 2,141,000 increased equity.
Other comprehensive income increased equity by 1,190,877,000.
Other factors decreased equity by 1,188,792,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs720.93 Million	+13.31%
Dividends Paid	Rs56.96 Million	-1.05%
Share Issuances	Rs2.14 Million	+0.04%
Other Comprehensive Income	Rs1.19 Billion	+21.99%
Other Changes	Rs-1.19 Billion	-21.95%
Total Change	Rs-	14.07%

Book Value vs Market Value Analysis

This analysis compares CSL Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.96x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 7.58x to 0.96x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-03-31	Rs29.91	Rs226.72	x
2009-03-31	Rs37.73	Rs226.72	x
2010-03-31	Rs43.20	Rs226.72	x
2011-03-31	Rs49.45	Rs226.72	x
2012-03-31	Rs58.87	Rs226.72	x
2013-03-31	Rs49.76	Rs226.72	x
2014-03-31	Rs55.38	Rs226.72	x
2015-03-31	Rs60.73	Rs226.72	x
2016-03-31	Rs70.03	Rs226.72	x
2017-03-31	Rs81.32	Rs226.72	x
2018-03-31	Rs108.25	Rs226.72	x
2019-03-31	Rs114.22	Rs226.72	x
2020-03-31	Rs126.56	Rs226.72	x
2021-03-31	Rs141.20	Rs226.72	x
2022-03-31	Rs170.33	Rs226.72	x
2023-03-31	Rs169.98	Rs226.72	x
2024-03-31	Rs212.07	Rs226.72	x
2025-03-31	Rs235.09	Rs226.72	x

Capital Efficiency Dashboard

This dashboard shows how efficiently CSL Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.31%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 34.35%
• Asset Turnover: 0.17x
• Equity Multiplier: 2.30x
Recent ROE (13.31%) is below the historical average (13.78%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2008	50.44%	10.48%	4.77x	1.01x	Rs145.28 Million
2009	20.72%	17.34%	1.18x	1.01x	Rs48.57 Million
2010	12.68%	14.66%	0.86x	1.00x	Rs13.92 Million
2011	14.47%	5.23%	2.20x	1.26x	Rs25.04 Million
2012	6.29%	1.78%	3.47x	1.02x	Rs-24.29 Million
2013	6.01%	3.97%	1.27x	1.19x	Rs-27.86 Million
2014	9.31%	6.38%	1.36x	1.08x	Rs-5.32 Million
2015	9.36%	8.58%	1.03x	1.06x	Rs-5.42 Million
2016	13.27%	88.91%	0.13x	1.12x	Rs32.21 Million
2017	14.37%	40.62%	0.27x	1.30x	Rs49.96 Million
2018	9.86%	43.71%	0.14x	1.56x	Rs-2.59 Million
2019	11.29%	41.40%	0.17x	1.60x	Rs27.21 Million
2020	9.66%	37.14%	0.18x	1.43x	Rs-7.81 Million
2021	10.62%	44.82%	0.18x	1.34x	Rs16.08 Million
2022	10.40%	46.34%	0.14x	1.66x	Rs13.00 Million
2023	12.59%	39.84%	0.15x	2.15x	Rs93.76 Million
2024	13.34%	38.94%	0.17x	2.08x	Rs158.79 Million
2025	13.31%	34.35%	0.17x	2.30x	Rs179.28 Million

Industry Comparison

This section compares CSL Finance Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $41,723,786,684
Average return on equity (ROE) among peers: 10.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
CSL Finance Limited (CSLFINANCE)	Rs5.81 Billion	50.44%	1.39x	$55.14 Million
Akme Fintrade India Ltd (AFIL)	$1.30 Billion	0.00%	2.50x	$41.31 Million
Arman Financial Services Limited (ARMANFIN)	$3.66 Billion	25.65%	4.57x	$169.77 Million
Baid Finserv Limited (BAIDFIN)	$108.03 Million	5.96%	2.17x	$19.08 Million
Bajaj Finance Limited (BAJFINANCE)	$96.00 Billion	19.13%	5.64x	$62.99 Billion
Capri Global Capital Limited (CGCL)	$38.37 Billion	7.28%	2.95x	$1.94 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$22.87 Billion	16.10%	8.42x	$14.26 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$162.58 Billion	7.94%	7.06x	$3.16 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$51.07 Billion	16.18%	3.28x	$2.25 Billion
DCM Financial Services Limited (DCMFINSERV)	$-439.02 Million	0.00%	0.00x	$1.13 Million

About CSL Finance Limited

NSE:CSLFINANCE India Credit Services

Market Cap

$55.14 Million

Rs5.10 Billion INR

Market Cap Rank

#21507 Global

#1179 in India

Share Price

Rs226.72

Change (1 day)

-0.28%

52-Week Range

Rs220.00 - Rs363.30

All Time High

Rs519.11