City Union Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -19.61%

City Union Bank Limited (CUB) has an Asset Resilience Ratio of -19.61% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See City Union Bank Limited (CUB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-138.87 Billion

≈ $-1.50 Billion USD Cash + Short-term Investments

Total Assets

Rs708.26 Billion

≈ $7.66 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how City Union Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of City Union Bank Limited.

Liquid Assets Composition Over Time

This chart breaks down City Union Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of City Union Bank Limited's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-138.87 Billion	-19.61%
Total Liquid Assets	Rs-138.87 Billion	-19.61%

Asset Resilience Insights

Limited Liquidity: City Union Bank Limited maintains only -19.61% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

City Union Bank Limited Industry Peers by Asset Resilience Ratio

Compare City Union Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for City Union Bank Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for City Union Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.14%	Rs-36.44 Billion ≈ $-394.05 Million	Rs708.26 Billion ≈ $7.66 Billion	-1.22pp
2023-03-31	-3.92%	Rs-26.10 Billion ≈ $-282.28 Million	Rs665.95 Billion ≈ $7.20 Billion	-0.44pp
2022-03-31	-3.48%	Rs-21.41 Billion ≈ $-231.55 Million	Rs615.31 Billion ≈ $6.65 Billion	+0.26pp
2021-03-31	-3.74%	Rs-19.96 Billion ≈ $-215.88 Million	Rs533.12 Billion ≈ $5.77 Billion	-0.73pp
2020-03-31	-3.02%	Rs-15.01 Billion ≈ $-162.33 Million	Rs497.34 Billion ≈ $5.38 Billion	-3.02pp
2019-03-31	0.00%	Rs19.97 Million ≈ $215.99K	Rs452.59 Billion ≈ $4.89 Billion	0.00pp
2018-03-31	0.01%	Rs25.25 Million ≈ $273.04K	Rs399.37 Billion ≈ $4.32 Billion	0.00pp
2017-03-31	0.01%	Rs33.61 Million ≈ $363.47K	Rs352.71 Billion ≈ $3.81 Billion	--

pp = percentage points

About City Union Bank Limited

NSE:CUB India Banks - Regional

Market Cap

$1.83 Billion

Rs168.86 Billion INR

Market Cap Rank

#6506 Global

#296 in India

Share Price

Rs227.24

Change (1 day)

+0.65%

52-Week Range

Rs192.60 - Rs301.75

All Time High

Rs301.75