City Union Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -19.61%

City Union Bank Limited (CUB) has an Asset Resilience Ratio of -19.61% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read City Union Bank Limited balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs-138.87 Billion

≈ $-1.50 Billion USD Cash + Short-term Investments

Total Assets

Rs708.26 Billion

≈ $7.66 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how City Union Bank Limited's Asset Resilience Ratio has changed over time. See City Union Bank Limited book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down City Union Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see City Union Bank Limited market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-138.87 Billion	-19.61%
Total Liquid Assets	Rs-138.87 Billion	-19.61%

Asset Resilience Insights

Limited Liquidity: City Union Bank Limited maintains only -19.61% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

City Union Bank Limited Industry Peers by Asset Resilience Ratio

Compare City Union Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hong Leong Bank Bhd KLSE:5819	Banks - Regional	-6.27%
First Merchants Corporation NASDAQ:FRME	Banks - Regional	7.40%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC PA:CIV	Banks - Regional	-6.94%
Blue Foundry Bancorp NASDAQ:BLFY	Banks - Regional	12.71%
Banco Alfa de Investimento S.A SA:BRIV3	Banks - Regional	0.53%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for City Union Bank Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for City Union Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.14%	Rs-36.44 Billion ≈ $-394.05 Million	Rs708.26 Billion ≈ $7.66 Billion	-1.22pp
2023-03-31	-3.92%	Rs-26.10 Billion ≈ $-282.28 Million	Rs665.95 Billion ≈ $7.20 Billion	-0.44pp
2022-03-31	-3.48%	Rs-21.41 Billion ≈ $-231.55 Million	Rs615.31 Billion ≈ $6.65 Billion	+0.26pp
2021-03-31	-3.74%	Rs-19.96 Billion ≈ $-215.88 Million	Rs533.12 Billion ≈ $5.77 Billion	-0.73pp
2020-03-31	-3.02%	Rs-15.01 Billion ≈ $-162.33 Million	Rs497.34 Billion ≈ $5.38 Billion	-3.02pp
2019-03-31	0.00%	Rs19.97 Million ≈ $215.99K	Rs452.59 Billion ≈ $4.89 Billion	0.00pp
2018-03-31	0.01%	Rs25.25 Million ≈ $273.04K	Rs399.37 Billion ≈ $4.32 Billion	0.00pp
2017-03-31	0.01%	Rs33.61 Million ≈ $363.47K	Rs352.71 Billion ≈ $3.81 Billion	--

pp = percentage points

About City Union Bank Limited

NSE:CUB India Banks - Regional

Market Cap

$2.17 Billion

Rs200.69 Billion INR

Market Cap Rank

#5957 Global

#258 in India

Share Price

Rs270.09

Change (1 day)

-2.62%

52-Week Range

Rs177.65 - Rs301.75

All Time High

Rs301.75