City Union Bank Limited Cash Flow Conversion Efficiency

Latest as of September 2025: -0.407x

City Union Bank Limited cash flow conversion efficiency. Based on the latest financial reports, City Union Bank Limited (CUB) has a cash flow conversion efficiency ratio of -0.407x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-40.39 Billion ≈ $-436.77 Million USD) by net assets (Rs99.26 Billion ≈ $1.07 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of City Union Bank Limited (2005–2026)

Cash flow conversion efficiency of City Union Bank Limited from 2005 to 2026. This chart illustrates how City Union Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. View CUB stock price and chart for real-time trading data and today's change.

City Union Bank Limited Cash Flow Conversion Ratio Explained

City Union Bank Limited cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

City Union Bank Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of City Union Bank Limited ranked by their cash flow conversion efficiency. Also see CUB market cap for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Terravest Capital Inc TO:TVK	0.038x
Westone Information Industry Inc SHE:002268	-0.033x
Addus HomeCare Corporation NASDAQ:ADUS	0.047x
Lojas Renner S.A. SA:LREN3	0.049x
Fibra Terrafina MX:TERRA13	0.027x
Grand Plastic Technology TWO:3131	-0.024x
Changzhou NRB Corp SHE:002708	0.042x
Jiangsu Goodwe Power Supply Technology Co Ltd SHG:688390	0.004x

Annual Cash Flow Conversion Efficiency for City Union Bank Limited (2005–2026)

The table below shows the annual cash flow conversion efficiency of City Union Bank Limited from 2005 to 2026. Review City Union Bank Limited free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs105.65 Billion ≈ $1.14 Billion	Rs16.22 Billion ≈ $175.42 Million	0.154x	+121.56%
2025-03-31	Rs94.67 Billion ≈ $1.02 Billion	Rs-67.41 Billion ≈ $-729.01 Million	-0.712x	-576.08%
2024-03-31	Rs84.01 Billion ≈ $908.58 Million	Rs12.57 Billion ≈ $135.90 Million	0.150x	+1010.98%
2023-03-31	Rs74.57 Billion ≈ $806.47 Million	Rs1.00 Billion ≈ $10.86 Million	0.013x	-92.39%
2022-03-31	Rs65.86 Billion ≈ $712.22 Million	Rs11.66 Billion ≈ $126.04 Million	0.177x	+12.17%
2021-03-31	Rs58.42 Billion ≈ $631.84 Million	Rs9.22 Billion ≈ $99.69 Million	0.158x	-54.49%
2020-03-31	Rs52.96 Billion ≈ $572.75 Million	Rs18.36 Billion ≈ $198.58 Million	0.347x	+322.86%
2019-03-31	Rs48.41 Billion ≈ $523.51 Million	Rs3.97 Billion ≈ $42.92 Million	0.082x	+286.44%
2018-03-31	Rs41.63 Billion ≈ $450.24 Million	Rs-1.83 Billion ≈ $-19.80 Million	-0.044x	-155.36%
2017-03-31	Rs35.70 Billion ≈ $386.10 Million	Rs2.84 Billion ≈ $30.67 Million	0.079x	+22.17%
2016-03-31	Rs30.52 Billion ≈ $330.06 Million	Rs1.98 Billion ≈ $21.46 Million	0.065x	+34.15%
2015-03-31	Rs26.96 Billion ≈ $291.51 Million	Rs1.31 Billion ≈ $14.13 Million	0.048x	-76.20%
2014-03-31	Rs20.25 Billion ≈ $218.99 Million	Rs4.12 Billion ≈ $44.60 Million	0.204x	-45.94%
2013-03-31	Rs16.41 Billion ≈ $177.43 Million	Rs6.18 Billion ≈ $66.84 Million	0.377x	+756.04%
2012-03-31	Rs12.43 Billion ≈ $134.44 Million	Rs-713.79 Million ≈ $-7.72 Million	-0.057x	-124.42%
2011-03-31	Rs10.07 Billion ≈ $108.86 Million	Rs2.37 Billion ≈ $25.60 Million	0.235x	-15.82%
2010-03-31	Rs8.26 Billion ≈ $89.29 Million	Rs2.31 Billion ≈ $24.94 Million	0.279x	+100.61%
2009-03-31	Rs6.61 Billion ≈ $71.48 Million	Rs920.35 Million ≈ $9.95 Million	0.139x	-67.12%
2008-03-31	Rs5.67 Billion ≈ $61.30 Million	Rs2.40 Billion ≈ $25.96 Million	0.423x	-30.39%
2007-03-31	Rs3.66 Billion ≈ $39.55 Million	Rs2.22 Billion ≈ $24.06 Million	0.608x	+194.36%
2006-03-31	Rs2.86 Billion ≈ $30.95 Million	Rs591.39 Million ≈ $6.40 Million	0.207x	+257.45%
2005-03-31	Rs2.41 Billion ≈ $26.03 Million	Rs139.18 Million ≈ $1.51 Million	0.058x	--

About City Union Bank Limited

NSE:CUB India Banks - Regional

Market Cap

$1.69 Billion

Rs156.35 Billion INR

Market Cap Rank

#6520 Global

#296 in India

Share Price

Rs210.40

Change (1 day)

-1.77%

52-Week Range

Rs192.60 - Rs301.75

All Time High

Rs301.75