City Union Bank Limited (CUB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.407x

Based on the latest financial reports, City Union Bank Limited (CUB) has a cash flow conversion efficiency ratio of -0.407x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-40.39 Billion ≈ $-436.77 Million USD) by net assets (Rs99.26 Billion ≈ $1.07 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See defensive interval ratio of City Union Bank Limited to measure how many days the company can operate on defensive assets alone.

City Union Bank Limited - Cash Flow Conversion Efficiency Trend (2005–2026)

This chart illustrates how City Union Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data.

City Union Bank Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of City Union Bank Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Wuxi Boton Technology Co Ltd SHE:300031	0.008x
E-Mart KO:139480	0.069x
Xintai Ntrl Gas SHG:603393	0.044x
PLUXEE NV PA:PLX	0.434x
Zhuhai Orbita Control Eng SHE:300053	0.013x
Mister Car Wash, Inc. Common Stock NYSE:MCW	0.083x
Sonida Senior Living Inc NYSE:SNDA	-0.007x
Taiwan Secom Co Ltd TW:9917	0.107x

Annual Cash Flow Conversion Efficiency for City Union Bank Limited (2005–2026)

The table below shows the annual cash flow conversion efficiency of City Union Bank Limited from 2005 to 2026. For the full company profile with market capitalisation and key ratios, see market value of City Union Bank Limited.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs105.65 Billion ≈ $1.14 Billion	Rs16.22 Billion ≈ $175.42 Million	0.154x	+121.56%
2025-03-31	Rs94.67 Billion ≈ $1.02 Billion	Rs-67.41 Billion ≈ $-729.01 Million	-0.712x	-576.08%
2024-03-31	Rs84.01 Billion ≈ $908.58 Million	Rs12.57 Billion ≈ $135.90 Million	0.150x	+1010.98%
2023-03-31	Rs74.57 Billion ≈ $806.47 Million	Rs1.00 Billion ≈ $10.86 Million	0.013x	-92.39%
2022-03-31	Rs65.86 Billion ≈ $712.22 Million	Rs11.66 Billion ≈ $126.04 Million	0.177x	+12.17%
2021-03-31	Rs58.42 Billion ≈ $631.84 Million	Rs9.22 Billion ≈ $99.69 Million	0.158x	-54.49%
2020-03-31	Rs52.96 Billion ≈ $572.75 Million	Rs18.36 Billion ≈ $198.58 Million	0.347x	+322.86%
2019-03-31	Rs48.41 Billion ≈ $523.51 Million	Rs3.97 Billion ≈ $42.92 Million	0.082x	+286.44%
2018-03-31	Rs41.63 Billion ≈ $450.24 Million	Rs-1.83 Billion ≈ $-19.80 Million	-0.044x	-155.36%
2017-03-31	Rs35.70 Billion ≈ $386.10 Million	Rs2.84 Billion ≈ $30.67 Million	0.079x	+22.17%
2016-03-31	Rs30.52 Billion ≈ $330.06 Million	Rs1.98 Billion ≈ $21.46 Million	0.065x	+34.15%
2015-03-31	Rs26.96 Billion ≈ $291.51 Million	Rs1.31 Billion ≈ $14.13 Million	0.048x	-76.20%
2014-03-31	Rs20.25 Billion ≈ $218.99 Million	Rs4.12 Billion ≈ $44.60 Million	0.204x	-45.94%
2013-03-31	Rs16.41 Billion ≈ $177.43 Million	Rs6.18 Billion ≈ $66.84 Million	0.377x	+756.04%
2012-03-31	Rs12.43 Billion ≈ $134.44 Million	Rs-713.79 Million ≈ $-7.72 Million	-0.057x	-124.42%
2011-03-31	Rs10.07 Billion ≈ $108.86 Million	Rs2.37 Billion ≈ $25.60 Million	0.235x	-15.82%
2010-03-31	Rs8.26 Billion ≈ $89.29 Million	Rs2.31 Billion ≈ $24.94 Million	0.279x	+100.61%
2009-03-31	Rs6.61 Billion ≈ $71.48 Million	Rs920.35 Million ≈ $9.95 Million	0.139x	-67.12%
2008-03-31	Rs5.67 Billion ≈ $61.30 Million	Rs2.40 Billion ≈ $25.96 Million	0.423x	-30.39%
2007-03-31	Rs3.66 Billion ≈ $39.55 Million	Rs2.22 Billion ≈ $24.06 Million	0.608x	+194.36%
2006-03-31	Rs2.86 Billion ≈ $30.95 Million	Rs591.39 Million ≈ $6.40 Million	0.207x	+257.45%
2005-03-31	Rs2.41 Billion ≈ $26.03 Million	Rs139.18 Million ≈ $1.51 Million	0.058x	--

About City Union Bank Limited

NSE:CUB India Banks - Regional

Market Cap

$1.65 Billion

Rs152.67 Billion INR

Market Cap Rank

#6994 Global

#318 in India

Share Price

Rs205.45

Change (1 day)

+3.06%

52-Week Range

Rs190.83 - Rs301.75

All Time High

Rs301.75