DCB Bank Limited - Asset Resilience Ratio
DCB Bank Limited (DCBBANK) has an Asset Resilience Ratio of -9.73% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check DCB Bank Limited (DCBBANK) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how DCB Bank Limited's Asset Resilience Ratio has changed over time. See debt-free asset ratio of DCB Bank Limited to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down DCB Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of DCB Bank Limited.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-61.32 Billion | -9.73% |
| Total Liquid Assets | Rs-61.32 Billion | -9.73% |
Asset Resilience Insights
- Limited Liquidity: DCB Bank Limited maintains only -9.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
DCB Bank Limited Industry Peers by Asset Resilience Ratio
Compare DCB Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for DCB Bank Limited (2014–2024)
The table below shows the annual Asset Resilience Ratio data for DCB Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.00% | Rs-72.00K ≈ $-778.65 |
Rs630.37 Billion ≈ $6.82 Billion |
+3.53pp |
| 2023-03-31 | -3.53% | Rs-18.46 Billion ≈ $-199.63 Million |
Rs523.66 Billion ≈ $5.66 Billion |
+2.98pp |
| 2022-03-31 | -6.50% | Rs-29.16 Billion ≈ $-315.32 Million |
Rs448.40 Billion ≈ $4.85 Billion |
-4.01pp |
| 2021-03-31 | -2.49% | Rs-9.86 Billion ≈ $-106.58 Million |
Rs396.02 Billion ≈ $4.28 Billion |
-0.39pp |
| 2020-03-31 | -2.10% | Rs-8.08 Billion ≈ $-87.38 Million |
Rs385.05 Billion ≈ $4.16 Billion |
-2.18pp |
| 2018-03-31 | 0.08% | Rs247.45 Million ≈ $2.68 Million |
Rs302.22 Billion ≈ $3.27 Billion |
-0.74pp |
| 2016-03-31 | 0.82% | Rs1.58 Billion ≈ $17.04 Million |
Rs191.19 Billion ≈ $2.07 Billion |
-0.39pp |
| 2015-03-31 | 1.22% | Rs1.96 Billion ≈ $21.20 Million |
Rs161.32 Billion ≈ $1.74 Billion |
-3.61pp |
| 2014-03-31 | 4.82% | Rs6.24 Billion ≈ $67.43 Million |
Rs129.23 Billion ≈ $1.40 Billion |
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About DCB Bank Limited
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/u… Read more