DCB Bank Limited (DCBBANK) - Net Assets
Based on the latest financial reports, DCB Bank Limited (DCBBANK) has net assets worth Rs65.35 Billion INR (≈ $706.73 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs880.69 Billion ≈ $9.52 Billion USD) and total liabilities (Rs815.34 Billion ≈ $8.82 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check DCB Bank Limited (DCBBANK) strategic asset index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs65.35 Billion |
| % of Total Assets | 7.42% |
| Annual Growth Rate | 18.08% |
| 5-Year Change | 61.4% |
| 10-Year Change | 196.39% |
| Growth Volatility | 27.9 |
DCB Bank Limited - Net Assets Trend (2005–2026)
This chart illustrates how DCB Bank Limited's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see DCBBANK market cap overview.
Annual Net Assets for DCB Bank Limited (2005–2026)
The table below shows the annual net assets of DCB Bank Limited from 2005 to 2026. Also explore net asset momentum of DCB Bank Limited to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs65.35 Billion ≈ $706.73 Million |
+14.84% |
| 2025-03-31 | Rs56.91 Billion ≈ $615.43 Million |
+12.21% |
| 2024-03-31 | Rs50.71 Billion ≈ $548.44 Million |
+11.06% |
| 2023-03-31 | Rs45.66 Billion ≈ $493.81 Million |
+12.78% |
| 2022-03-31 | Rs40.49 Billion ≈ $437.86 Million |
+7.72% |
| 2021-03-31 | Rs37.59 Billion ≈ $406.48 Million |
+9.83% |
| 2020-03-31 | Rs34.22 Billion ≈ $370.09 Million |
+9.84% |
| 2019-03-31 | Rs31.16 Billion ≈ $336.94 Million |
+10.96% |
| 2018-03-31 | Rs28.08 Billion ≈ $303.66 Million |
+27.35% |
| 2017-03-31 | Rs22.05 Billion ≈ $238.45 Million |
+23.03% |
| 2016-03-31 | Rs17.92 Billion ≈ $193.82 Million |
+12.82% |
| 2015-03-31 | Rs15.89 Billion ≈ $171.80 Million |
+37.66% |
| 2014-03-31 | Rs11.54 Billion ≈ $124.80 Million |
+15.04% |
| 2013-03-31 | Rs10.03 Billion ≈ $108.48 Million |
+16.45% |
| 2012-03-31 | Rs8.61 Billion ≈ $93.15 Million |
+38.60% |
| 2011-03-31 | Rs6.21 Billion ≈ $67.21 Million |
+3.39% |
| 2010-03-31 | Rs6.01 Billion ≈ $65.01 Million |
+0.46% |
| 2009-03-31 | Rs5.98 Billion ≈ $64.71 Million |
-6.46% |
| 2008-03-31 | Rs6.40 Billion ≈ $69.18 Million |
+90.49% |
| 2007-03-31 | Rs3.36 Billion ≈ $36.31 Million |
+104.52% |
| 2006-03-31 | Rs1.64 Billion ≈ $17.76 Million |
-17.67% |
| 2005-03-31 | Rs1.99 Billion ≈ $21.57 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to DCB Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2446116400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs24.46 Billion | 37.43% |
| Common Stock | Rs3.22 Billion | 4.93% |
| Other Comprehensive Income | Rs22.97 Billion | 35.15% |
| Other Components | Rs14.70 Billion | 22.50% |
| Total Equity | Rs65.35 Billion | 100.00% |
DCB Bank Limited Competitors by Market Cap
The table below lists competitors of DCB Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Employers Holdings Inc
NYSE:EIG
|
$766.39 Million |
|
Winnebago Industries Inc
NYSE:WGO
|
$766.57 Million |
|
Zehnder
SW:ZEHN
|
$766.58 Million |
|
Shandong Xinneng Taishan Power Generation Co Ltd
SHE:000720
|
$766.74 Million |
|
Le Travenues Technology Ltd
NSE:IXIGO
|
$765.68 Million |
|
Kyobo Securiti
KO:030610
|
$765.66 Million |
|
GCM Grosvenor Inc
NASDAQ:GCMG
|
$765.66 Million |
|
Guilin Seamild Foods Co Ltd
SHE:002956
|
$765.61 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in DCB Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 56,906,800,000 to 65,349,900,000, a change of 8,443,100,000 (14.8%).
- Net income of 7,315,600,000 contributed positively to equity growth.
- Dividend payments of 424,600,000 reduced retained earnings.
- New share issuances of 938,800,000 increased equity.
- Other comprehensive income increased equity by 3,730,082,000.
- Other factors decreased equity by 3,116,782,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs7.32 Billion | +11.19% |
| Dividends Paid | Rs424.60 Million | -0.65% |
| Share Issuances | Rs938.80 Million | +1.44% |
| Other Comprehensive Income | Rs3.73 Billion | +5.71% |
| Other Changes | Rs-3.12 Billion | -4.77% |
| Total Change | Rs- | 14.84% |
Book Value vs Market Value Analysis
This analysis compares DCB Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.08x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.40x to 1.08x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | Rs26.20 | Rs219.94 | x |
| 2006-03-31 | Rs21.57 | Rs219.94 | x |
| 2007-03-31 | Rs22.75 | Rs219.94 | x |
| 2008-03-31 | Rs37.55 | Rs219.94 | x |
| 2009-03-31 | Rs34.30 | Rs219.94 | x |
| 2010-03-31 | Rs32.56 | Rs219.94 | x |
| 2011-03-31 | Rs30.72 | Rs219.94 | x |
| 2012-03-31 | Rs42.45 | Rs219.94 | x |
| 2013-03-31 | Rs40.96 | Rs219.94 | x |
| 2014-03-31 | Rs45.67 | Rs219.94 | x |
| 2015-03-31 | Rs58.44 | Rs219.94 | x |
| 2016-03-31 | Rs62.34 | Rs219.94 | x |
| 2017-03-31 | Rs75.91 | Rs219.94 | x |
| 2018-03-31 | Rs89.89 | Rs219.94 | x |
| 2019-03-31 | Rs99.17 | Rs219.94 | x |
| 2020-03-31 | Rs108.80 | Rs219.94 | x |
| 2021-03-31 | Rs119.81 | Rs219.94 | x |
| 2022-03-31 | Rs129.43 | Rs219.94 | x |
| 2023-03-31 | Rs145.10 | Rs219.94 | x |
| 2024-03-31 | Rs160.78 | Rs219.94 | x |
| 2025-03-31 | Rs180.25 | Rs219.94 | x |
| 2026-03-31 | Rs203.85 | Rs219.94 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently DCB Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.19%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.86%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 13.48x
- Recent ROE (11.19%) is above the historical average (-0.01%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | -81.69% | -41.30% | 0.08x | 23.36x | Rs-1.83 Billion |
| 2006 | -51.93% | -25.65% | 0.09x | 22.79x | Rs-1.02 Billion |
| 2007 | 2.20% | 1.68% | 0.08x | 15.67x | Rs-262.08 Million |
| 2008 | 5.99% | 5.21% | 0.10x | 11.85x | Rs-256.34 Million |
| 2009 | -14.72% | -11.51% | 0.13x | 9.93x | Rs-1.48 Billion |
| 2010 | -13.05% | -13.85% | 0.09x | 10.21x | Rs-1.39 Billion |
| 2011 | 3.45% | 3.31% | 0.09x | 11.86x | Rs-407.20 Million |
| 2012 | 6.39% | 6.72% | 0.09x | 10.07x | Rs-310.60 Million |
| 2013 | 10.18% | 9.86% | 0.09x | 11.24x | Rs17.56 Million |
| 2014 | 13.12% | 11.94% | 0.10x | 11.20x | Rs359.65 Million |
| 2015 | 12.03% | 12.04% | 0.10x | 10.16x | Rs323.26 Million |
| 2016 | 10.85% | 10.15% | 0.10x | 10.67x | Rs153.07 Million |
| 2017 | 9.06% | 8.59% | 0.10x | 10.91x | Rs-208.13 Million |
| 2018 | 8.74% | 9.03% | 0.09x | 10.76x | Rs-354.41 Million |
| 2019 | 10.44% | 9.60% | 0.09x | 11.49x | Rs138.06 Million |
| 2020 | 9.87% | 8.60% | 0.10x | 11.25x | Rs-42.79 Million |
| 2021 | 8.93% | 8.60% | 0.10x | 10.54x | Rs-400.69 Million |
| 2022 | 7.10% | 7.25% | 0.09x | 11.07x | Rs-1.17 Billion |
| 2023 | 10.20% | 10.10% | 0.09x | 11.47x | Rs89.48 Million |
| 2024 | 10.57% | 9.19% | 0.09x | 12.43x | Rs288.48 Million |
| 2025 | 10.81% | 8.53% | 0.09x | 13.50x | Rs462.67 Million |
| 2026 | 11.19% | 8.86% | 0.09x | 13.48x | Rs780.61 Million |
Industry Comparison
This section compares DCB Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $165,509,000,222
- Average return on equity (ROE) among peers: 8.79%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| DCB Bank Limited (DCBBANK) | Rs65.35 Billion | -81.69% | 12.48x | $766.32 Million |
| AU Small Finance Bank Limited (AUBANK) | $7.66 Billion | 18.19% | 4.19x | $8.37 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $5.02 Billion | 0.11% | 0.05x | $3.01 Billion |
| Bank of Baroda (BANKBARODA) | $426.97 Billion | -11.87% | 15.19x | $13.14 Billion |
| Bank of India (BANKINDIA) | $566.51 Billion | 6.17% | 12.12x | $6.79 Billion |
| Canara Bank (CANBK) | $151.59 Billion | 19.79% | 16.58x | $12.09 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $1.15 Billion | 11.96% | 16.87x | $133.82 Million |
| Central Bank of India (CENTRALBK) | $276.07 Billion | 3.83% | 13.03x | $2.97 Billion |
| CSB Bank Limited (CSBBANK) | $48.94 Billion | 12.94% | 10.79x | $602.54 Million |
| City Union Bank Limited (CUB) | $5.67 Billion | 17.95% | 11.96x | $1.83 Billion |
About DCB Bank Limited
DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment servi… Read more