DCB Bank Limited (DCBBANK) - Net Assets

Latest as of September 2025: Rs59.73 Billion INR ≈ $645.93 Million USD

Based on the latest financial reports, DCB Bank Limited (DCBBANK) has net assets worth Rs59.73 Billion INR (≈ $645.93 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs788.90 Billion ≈ $8.53 Billion USD) and total liabilities (Rs729.18 Billion ≈ $7.89 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check DCBBANK financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs59.73 Billion
% of Total Assets	7.57%
Annual Growth Rate	18.24%
5-Year Change	51.4%
10-Year Change	217.53%
Growth Volatility	28.56

DCB Bank Limited - Net Assets Trend (2005–2025)

This chart illustrates how DCB Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore DCB Bank Limited total assets for the complete picture of this company's asset base.

Annual Net Assets for DCB Bank Limited (2005–2025)

The table below shows the annual net assets of DCB Bank Limited from 2005 to 2025. For live valuation and market cap data, see DCBBANK stock market capitalisation.

Year	Net Assets	Change
2025-03-31	Rs56.91 Billion ≈ $615.43 Million	+12.21%
2024-03-31	Rs50.71 Billion ≈ $548.44 Million	+11.06%
2023-03-31	Rs45.66 Billion ≈ $493.81 Million	+12.78%
2022-03-31	Rs40.49 Billion ≈ $437.86 Million	+7.72%
2021-03-31	Rs37.59 Billion ≈ $406.48 Million	+9.83%
2020-03-31	Rs34.22 Billion ≈ $370.09 Million	+9.84%
2019-03-31	Rs31.16 Billion ≈ $336.94 Million	+10.96%
2018-03-31	Rs28.08 Billion ≈ $303.66 Million	+27.35%
2017-03-31	Rs22.05 Billion ≈ $238.45 Million	+23.03%
2016-03-31	Rs17.92 Billion ≈ $193.82 Million	+12.82%
2015-03-31	Rs15.89 Billion ≈ $171.80 Million	+37.66%
2014-03-31	Rs11.54 Billion ≈ $124.80 Million	+15.04%
2013-03-31	Rs10.03 Billion ≈ $108.48 Million	+16.45%
2012-03-31	Rs8.61 Billion ≈ $93.15 Million	+38.60%
2011-03-31	Rs6.21 Billion ≈ $67.21 Million	+3.39%
2010-03-31	Rs6.01 Billion ≈ $65.01 Million	+0.46%
2009-03-31	Rs5.98 Billion ≈ $64.71 Million	-6.46%
2008-03-31	Rs6.40 Billion ≈ $69.18 Million	+90.49%
2007-03-31	Rs3.36 Billion ≈ $36.31 Million	+104.52%
2006-03-31	Rs1.64 Billion ≈ $17.76 Million	-17.67%
2005-03-31	Rs1.99 Billion ≈ $21.57 Million	--

Equity Component Analysis

This analysis shows how different components contribute to DCB Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2068692600000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs20.69 Billion	36.35%
Common Stock	Rs3.14 Billion	5.52%
Other Comprehensive Income	Rs19.24 Billion	33.81%
Other Components	Rs13.84 Billion	24.32%
Total Equity	Rs56.91 Billion	100.00%

DCB Bank Limited Competitors by Market Cap

The table below lists competitors of DCB Bank Limited ranked by their market capitalization.

Company	Market Cap
Doman Building Materials Group Ltd TO:DBM	$650.38 Million
Depo Auto Parts Industrial Co Ltd TW:6605	$650.40 Million
Dalian Sunasia Tourism Holding Co Ltd SHG:600593	$650.53 Million
Anhui Landun Photoelectron Co Ltd SHE:300862	$650.53 Million
Senvest Capital Inc. TO:SEC	$649.84 Million
Talkspace Inc NASDAQ:TALK	$649.77 Million
PNE AG XETRA:PNE3	$649.60 Million
Fujian Tendering Co. Ltd. SHE:301136	$649.57 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in DCB Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 50,712,696,000 to 56,906,800,000, a change of 6,194,104,000 (12.2%).
Net income of 6,153,347,000 contributed positively to equity growth.
Dividend payments of 391,400,000 reduced retained earnings.
Share repurchases of 88,482,000 reduced equity.
New share issuances of 88,500,000 increased equity.
Other comprehensive income increased equity by 2,186,898,000.
Other factors decreased equity by 1,754,759,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs6.15 Billion	+10.81%
Dividends Paid	Rs391.40 Million	-0.69%
Share Repurchases	Rs88.48 Million	-0.16%
Share Issuances	Rs88.50 Million	+0.16%
Other Comprehensive Income	Rs2.19 Billion	+3.84%
Other Changes	Rs-1.75 Billion	-3.08%
Total Change	Rs-	12.21%

Book Value vs Market Value Analysis

This analysis compares DCB Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.04x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 7.13x to 1.04x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs26.20	Rs186.76	x
2006-03-31	Rs21.57	Rs186.76	x
2007-03-31	Rs22.75	Rs186.76	x
2008-03-31	Rs37.55	Rs186.76	x
2009-03-31	Rs34.30	Rs186.76	x
2010-03-31	Rs32.56	Rs186.76	x
2011-03-31	Rs30.72	Rs186.76	x
2012-03-31	Rs42.45	Rs186.76	x
2013-03-31	Rs40.96	Rs186.76	x
2014-03-31	Rs45.67	Rs186.76	x
2015-03-31	Rs58.44	Rs186.76	x
2016-03-31	Rs62.34	Rs186.76	x
2017-03-31	Rs75.91	Rs186.76	x
2018-03-31	Rs89.89	Rs186.76	x
2019-03-31	Rs99.17	Rs186.76	x
2020-03-31	Rs108.80	Rs186.76	x
2021-03-31	Rs119.81	Rs186.76	x
2022-03-31	Rs129.43	Rs186.76	x
2023-03-31	Rs145.10	Rs186.76	x
2024-03-31	Rs160.78	Rs186.76	x
2025-03-31	Rs180.25	Rs186.76	x

Capital Efficiency Dashboard

This dashboard shows how efficiently DCB Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 10.81%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.53%
• Asset Turnover: 0.09x
• Equity Multiplier: 13.50x
Recent ROE (10.81%) is above the historical average (-0.55%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	-81.69%	-41.30%	0.08x	23.36x	Rs-1.83 Billion
2006	-51.93%	-25.65%	0.09x	22.79x	Rs-1.02 Billion
2007	2.20%	1.68%	0.08x	15.67x	Rs-262.08 Million
2008	5.99%	5.21%	0.10x	11.85x	Rs-256.34 Million
2009	-14.72%	-11.51%	0.13x	9.93x	Rs-1.48 Billion
2010	-13.05%	-13.85%	0.09x	10.21x	Rs-1.39 Billion
2011	3.45%	3.31%	0.09x	11.86x	Rs-407.20 Million
2012	6.39%	6.72%	0.09x	10.07x	Rs-310.60 Million
2013	10.18%	9.86%	0.09x	11.24x	Rs17.56 Million
2014	13.12%	11.94%	0.10x	11.20x	Rs359.65 Million
2015	12.03%	12.04%	0.10x	10.16x	Rs323.26 Million
2016	10.85%	10.15%	0.10x	10.67x	Rs153.07 Million
2017	9.06%	8.59%	0.10x	10.91x	Rs-208.13 Million
2018	8.74%	9.03%	0.09x	10.76x	Rs-354.41 Million
2019	10.44%	9.60%	0.09x	11.49x	Rs138.06 Million
2020	9.87%	8.60%	0.10x	11.25x	Rs-42.79 Million
2021	8.93%	8.60%	0.10x	10.54x	Rs-400.69 Million
2022	7.10%	7.25%	0.09x	11.07x	Rs-1.17 Billion
2023	10.20%	10.10%	0.09x	11.47x	Rs89.48 Million
2024	10.57%	9.19%	0.09x	12.43x	Rs288.48 Million
2025	10.81%	8.53%	0.09x	13.50x	Rs462.67 Million

Industry Comparison

This section compares DCB Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $120,090,574,333
Average return on equity (ROE) among peers: 13.26%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
DCB Bank Limited (DCBBANK)	Rs59.73 Billion	-81.69%	12.21x	$649.92 Million
AU Small Finance Bank Limited (AUBANK)	$62.75 Billion	18.66%	7.22x	$8.21 Billion
Bandhan Bank Limited (BANDHANBNK)	$216.10 Billion	10.32%	7.23x	$3.48 Billion
Bank of Baroda (BANKBARODA)	$133.71 Billion	17.83%	16.32x	$14.73 Billion
Bank of India (BANKINDIA)	$245.44 Billion	28.81%	17.60x	$6.89 Billion
Canara Bank (CANBK)	$254.09 Billion	11.69%	15.50x	$13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$136.92 Million
Central Bank of India (CENTRALBK)	$110.28 Billion	11.92%	18.04x	$3.57 Billion
CSB Bank Limited (CSBBANK)	$8.88 Billion	-5.98%	16.74x	$699.76 Million
City Union Bank Limited (CUB)	$48.41 Billion	14.11%	8.35x	$2.17 Billion

About DCB Bank Limited

NSE:DCBBANK India Banks - Regional

Market Cap

$649.92 Million

Rs60.10 Billion INR

Market Cap Rank

#11203 Global

#532 in India

Share Price

Rs186.76

Change (1 day)

-3.23%

52-Week Range

Rs120.21 - Rs201.39

All Time High

Rs232.98