Fedbank Financial Services Limited - Asset Resilience Ratio

Latest as of March 2026: 0.30%

Fedbank Financial Services Limited (FEDFINA) has an Asset Resilience Ratio of 0.30% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Fedbank Financial Services Limited current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs512.20 Million

≈ $5.54 Million USD Cash + Short-term Investments

Total Assets

Rs168.75 Billion

≈ $1.82 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2026)

This chart shows how Fedbank Financial Services Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see FEDFINA current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Fedbank Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read FEDFINA total liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs512.20 Million	0.3%
Total Liquid Assets	Rs512.20 Million	0.30%

Asset Resilience Insights

Limited Liquidity: Fedbank Financial Services Limited maintains only 0.30% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Fedbank Financial Services Limited Industry Peers by Asset Resilience Ratio

Compare Fedbank Financial Services Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Fedbank Financial Services Limited (2019–2026)

The table below shows the annual Asset Resilience Ratio data for Fedbank Financial Services Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	0.30%	Rs512.20 Million ≈ $5.54 Million	Rs168.75 Billion ≈ $1.82 Billion	-0.69pp
2025-03-31	0.99%	Rs1.31 Billion ≈ $14.20 Million	Rs132.50 Billion ≈ $1.43 Billion	-6.87pp
2024-03-31	7.86%	Rs8.75 Billion ≈ $94.63 Million	Rs111.38 Billion ≈ $1.20 Billion	-0.18pp
2023-03-31	8.03%	Rs7.29 Billion ≈ $78.79 Million	Rs90.71 Billion ≈ $980.99 Million	-0.98pp
2022-03-31	9.01%	Rs5.91 Billion ≈ $63.91 Million	Rs65.56 Billion ≈ $708.97 Million	+6.21pp
2021-03-31	2.80%	Rs1.53 Billion ≈ $16.57 Million	Rs54.66 Billion ≈ $591.16 Million	-1.67pp
2020-03-31	4.47%	Rs500.10 Million ≈ $5.41 Million	Rs11.18 Billion ≈ $120.94 Million	+0.44pp
2019-03-31	4.04%	Rs250.00 Million ≈ $2.70 Million	Rs6.19 Billion ≈ $66.98 Million	--

pp = percentage points

About Fedbank Financial Services Limited

NSE:FEDFINA India Credit Services

Market Cap

$617.46 Million

Rs57.10 Billion INR

Market Cap Rank

#11230 Global

#555 in India

Share Price

Rs152.27

Change (1 day)

+1.00%

52-Week Range

Rs120.82 - Rs176.39

All Time High

Rs176.39