Fedbank Financial Services Limited (FEDFINA) - Net Assets

Latest as of September 2025: Rs27.10 Billion INR ≈ $293.05 Million USD

Based on the latest financial reports, Fedbank Financial Services Limited (FEDFINA) has net assets worth Rs27.10 Billion INR (≈ $293.05 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs133.62 Billion ≈ $1.45 Billion USD) and total liabilities (Rs106.53 Billion ≈ $1.15 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Fedbank Financial Services Limited liquidity resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs27.10 Billion
% of Total Assets	20.28%
Annual Growth Rate	26.65%
5-Year Change	205.17%
10-Year Change	1125.08%
Growth Volatility	213.65

Fedbank Financial Services Limited - Net Assets Trend (2014–2025)

This chart illustrates how Fedbank Financial Services Limited's net assets have evolved over time, based on quarterly financial data. Also explore Fedbank Financial Services Limited asset portfolio for the complete picture of this company's asset base.

Annual Net Assets for Fedbank Financial Services Limited (2014–2025)

The table below shows the annual net assets of Fedbank Financial Services Limited from 2014 to 2025. For live valuation and market cap data, see FEDFINA market cap.

Year	Net Assets	Change
2025-03-31	Rs25.47 Billion ≈ $275.49 Million	+12.67%
2024-03-31	Rs22.61 Billion ≈ $244.50 Million	+66.77%
2023-03-31	Rs13.56 Billion ≈ $146.61 Million	+17.53%
2022-03-31	Rs11.54 Billion ≈ $124.75 Million	+38.19%
2021-03-31	Rs8.35 Billion ≈ $90.27 Million	+136.66%
2020-03-31	Rs-22.77 Billion ≈ $-246.22 Million	-684.88%
2019-03-31	Rs3.89 Billion ≈ $42.10 Million	+49.90%
2018-03-31	Rs2.60 Billion ≈ $28.08 Million	+12.68%
2017-03-31	Rs2.30 Billion ≈ $24.92 Million	+10.84%
2016-03-31	Rs2.08 Billion ≈ $22.49 Million	+6.26%
2015-03-31	Rs1.96 Billion ≈ $21.16 Million	+3.33%
2014-03-31	Rs1.89 Billion ≈ $20.48 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Fedbank Financial Services Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 753838300000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs7.53 Billion	29.57%
Common Stock	Rs3.73 Billion	14.63%
Other Comprehensive Income	Rs21.75 Billion	85.37%
Total Equity	Rs25.47 Billion	100.00%

Fedbank Financial Services Limited Competitors by Market Cap

The table below lists competitors of Fedbank Financial Services Limited ranked by their market capitalization.

Company	Market Cap
Dareway Software Co Ltd SHG:688579	$591.78 Million
Shanghai Orient-Chip Technology Co. Ltd. A SHG:688061	$591.78 Million
Galiano Gold Inc TO:GAU	$591.97 Million
Joyware Electronics Co Ltd SHE:300270	$591.98 Million
Danske Andelskassers Bank A/S CO:DAB	$591.53 Million
FBD Holdings PLC IR:EG7	$591.45 Million
Wowprime Corp TW:2727	$591.28 Million
Dateline Resources Ltd AU:DTR	$591.19 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Fedbank Financial Services Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 22,608,400,000 to 25,473,600,000, a change of 2,865,200,000 (12.7%).
Net income of 2,251,800,000 contributed positively to equity growth.
Other comprehensive income increased equity by 20,954,000,000.
Other factors decreased equity by 20,340,600,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs2.25 Billion	+8.84%
Other Comprehensive Income	Rs20.95 Billion	+82.26%
Other Changes	Rs-20.34 Billion	-79.85%
Total Change	Rs-	12.67%

Book Value vs Market Value Analysis

This analysis compares Fedbank Financial Services Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.97x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 14.67x to 1.97x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2014-03-31	Rs9.97	Rs146.23	x
2015-03-31	Rs10.30	Rs146.23	x
2016-03-31	Rs10.94	Rs146.23	x
2017-03-31	Rs12.13	Rs146.23	x
2018-03-31	Rs13.67	Rs146.23	x
2019-03-31	Rs104.78	Rs146.23	x
2020-03-31	Rs167.03	Rs146.23	x
2021-03-31	Rs29.54	Rs146.23	x
2022-03-31	Rs36.94	Rs146.23	x
2023-03-31	Rs42.09	Rs146.23	x
2024-03-31	Rs65.80	Rs146.23	x
2025-03-31	Rs74.14	Rs146.23	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Fedbank Financial Services Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.84%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 11.41%
• Asset Turnover: 0.15x
• Equity Multiplier: 5.20x
Recent ROE (8.84%) is above the historical average (6.86%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2014	-1.54%	-4.62%	0.17x	2.01x	Rs-218.50 Million
2015	3.24%	8.48%	0.16x	2.41x	Rs-132.26 Million
2016	5.89%	14.89%	0.13x	3.09x	Rs-85.39 Million
2017	9.78%	20.29%	0.11x	4.35x	Rs-5.17 Million
2018	11.86%	21.15%	0.10x	5.70x	Rs48.32 Million
2019	2.36%	20.34%	0.40x	0.29x	Rs-1.64 Billion
2020	1.37%	12.57%	0.40x	0.27x	Rs-3.53 Billion
2021	7.39%	9.09%	0.12x	6.55x	Rs-217.89 Million
2022	8.97%	12.12%	0.13x	5.68x	Rs-118.93 Million
2023	13.29%	15.65%	0.13x	6.69x	Rs445.62 Million
2024	10.82%	16.07%	0.14x	4.93x	Rs186.16 Million
2025	8.84%	11.41%	0.15x	5.20x	Rs-295.56 Million

Industry Comparison

This section compares Fedbank Financial Services Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $37,628,750,405
Average return on equity (ROE) among peers: 10.76%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Fedbank Financial Services Limited (FEDFINA)	Rs27.10 Billion	-1.54%	3.93x	$591.55 Million
Akme Fintrade India Ltd (AFIL)	$1.30 Billion	0.00%	2.50x	$41.31 Million
Arman Financial Services Limited (ARMANFIN)	$3.66 Billion	25.65%	4.57x	$169.77 Million
Baid Finserv Limited (BAIDFIN)	$108.03 Million	5.96%	2.17x	$19.08 Million
Bajaj Finance Limited (BAJFINANCE)	$96.00 Billion	19.13%	5.64x	$62.99 Billion
Capri Global Capital Limited (CGCL)	$38.37 Billion	7.28%	2.95x	$1.94 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$22.87 Billion	16.10%	8.42x	$14.26 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$162.58 Billion	7.94%	7.06x	$3.16 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$51.07 Billion	16.18%	3.28x	$2.25 Billion
CSL Finance Limited (CSLFINANCE)	$773.42 Million	9.31%	0.08x	$55.14 Million
DCM Financial Services Limited (DCMFINSERV)	$-439.02 Million	0.00%	0.00x	$1.13 Million

About Fedbank Financial Services Limited

NSE:FEDFINA India Credit Services

Market Cap

$591.55 Million

Rs54.70 Billion INR

Market Cap Rank

#11682 Global

#551 in India

Share Price

Rs146.23

Change (1 day)

-1.69%

52-Week Range

Rs84.00 - Rs176.39

All Time High

Rs176.39