Fedbank Financial Services Limited Net Assets
Fedbank Financial Services Limited net assets. Based on the latest financial reports, Fedbank Financial Services Limited (FEDFINA) has net assets worth Rs29.26 Billion INR (≈ $316.45 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs168.75 Billion ≈ $1.82 Billion USD) and total liabilities (Rs139.49 Billion ≈ $1.51 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore FEDFINA net assets growth trend to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs29.26 Billion |
| % of Total Assets | 17.34% |
| Annual Growth Rate | 25.63% |
| 5-Year Change | 153.67% |
| 10-Year Change | 1169.66% |
| Growth Volatility | 204.48 |
Net Assets of Fedbank Financial Services Limited (2014–2026)
Net assets of Fedbank Financial Services Limited from 2014 to 2026. This chart illustrates how Fedbank Financial Services Limited's net assets have evolved over time, based on quarterly financial data. See FEDFINA net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Fedbank Financial Services Limited (2014–2026)
The table below shows the annual net assets of Fedbank Financial Services Limited from 2014 to 2026. For live market cap and overall valuation, see Fedbank Financial Services Limited (FEDFINA) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs29.26 Billion ≈ $316.45 Million |
+14.87% |
| 2025-03-31 | Rs25.47 Billion ≈ $275.49 Million |
+12.67% |
| 2024-03-31 | Rs22.61 Billion ≈ $244.50 Million |
+66.77% |
| 2023-03-31 | Rs13.56 Billion ≈ $146.61 Million |
+17.53% |
| 2022-03-31 | Rs11.54 Billion ≈ $124.75 Million |
+38.19% |
| 2021-03-31 | Rs8.35 Billion ≈ $90.27 Million |
+136.66% |
| 2020-03-31 | Rs-22.77 Billion ≈ $-246.22 Million |
-684.88% |
| 2019-03-31 | Rs3.89 Billion ≈ $42.10 Million |
+49.90% |
| 2018-03-31 | Rs2.60 Billion ≈ $28.08 Million |
+12.68% |
| 2017-03-31 | Rs2.30 Billion ≈ $24.92 Million |
+10.84% |
| 2016-03-31 | Rs2.08 Billion ≈ $22.49 Million |
+6.26% |
| 2015-03-31 | Rs1.96 Billion ≈ $21.16 Million |
+3.33% |
| 2014-03-31 | Rs1.89 Billion ≈ $20.48 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Fedbank Financial Services Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1028288300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Fedbank Financial Services Limited Net Assets Breakdown (March 2026)
Fedbank Financial Services Limited net assets breakdown by equity component as of March 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs10.28 Billion | 35.12% |
| Common Stock | Rs3.74 Billion | 12.79% |
| Other Comprehensive Income | Rs25.52 Billion | 87.21% |
| Total Equity | Rs29.26 Billion | 100.00% |
Fedbank Financial Services Limited Competitors by Market Cap
The table below lists competitors of Fedbank Financial Services Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Invesco Municipal Opportunity Trust
NYSE:VMO
|
$604.94 Million |
|
Akva Group
OL:AKVA
|
$605.18 Million |
|
Sansec Technology Co. Ltd. A
SHG:688489
|
$605.23 Million |
|
Chengdu M&S Electronics Technology Co Ltd
SHG:688311
|
$605.26 Million |
|
Nanfang Black Sesame Group Co Ltd
SHE:000716
|
$604.84 Million |
|
Aba Chemicals Corp
SHE:300261
|
$604.73 Million |
|
Zhejiang Sunflower Light Energy
SHE:300111
|
$604.63 Million |
|
HANGZHOU TIGERMED CO. H 1
F:5HZ1
|
$604.57 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fedbank Financial Services Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 25,473,600,000 to 29,261,000,000, a change of 3,787,400,000 (14.9%).
- Net income of 3,436,000,000 contributed positively to equity growth.
- New share issuances of 81,500,000 increased equity.
- Other comprehensive income increased equity by 22,399,200,000.
- Other factors decreased equity by 22,129,300,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs3.44 Billion | +11.74% |
| Share Issuances | Rs81.50 Million | +0.28% |
| Other Comprehensive Income | Rs22.40 Billion | +76.55% |
| Other Changes | Rs-22.13 Billion | -75.63% |
| Total Change | Rs- | 14.87% |
Book Value vs Market Value Analysis
This analysis compares Fedbank Financial Services Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.92x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 14.96x to 1.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-03-31 | Rs9.97 | Rs149.11 | x |
| 2015-03-31 | Rs10.30 | Rs149.11 | x |
| 2016-03-31 | Rs10.94 | Rs149.11 | x |
| 2017-03-31 | Rs12.13 | Rs149.11 | x |
| 2018-03-31 | Rs13.67 | Rs149.11 | x |
| 2019-03-31 | Rs104.78 | Rs149.11 | x |
| 2020-03-31 | Rs167.03 | Rs149.11 | x |
| 2021-03-31 | Rs29.54 | Rs149.11 | x |
| 2022-03-31 | Rs36.94 | Rs149.11 | x |
| 2023-03-31 | Rs42.09 | Rs149.11 | x |
| 2024-03-31 | Rs65.74 | Rs149.11 | x |
| 2025-03-31 | Rs74.14 | Rs149.11 | x |
| 2026-03-31 | Rs77.67 | Rs149.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fedbank Financial Services Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.74%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.43%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 5.77x
- Recent ROE (11.74%) is above the historical average (7.23%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | -1.54% | -4.62% | 0.17x | 2.01x | Rs-218.50 Million |
| 2015 | 3.24% | 8.48% | 0.16x | 2.41x | Rs-132.26 Million |
| 2016 | 5.89% | 14.89% | 0.13x | 3.09x | Rs-85.39 Million |
| 2017 | 9.78% | 20.29% | 0.11x | 4.35x | Rs-5.17 Million |
| 2018 | 11.86% | 21.15% | 0.10x | 5.70x | Rs48.32 Million |
| 2019 | 2.36% | 20.34% | 0.40x | 0.29x | Rs-1.64 Billion |
| 2020 | 1.37% | 12.57% | 0.40x | 0.27x | Rs-3.53 Billion |
| 2021 | 7.39% | 9.09% | 0.12x | 6.55x | Rs-217.89 Million |
| 2022 | 8.97% | 12.12% | 0.13x | 5.68x | Rs-118.93 Million |
| 2023 | 13.29% | 15.65% | 0.13x | 6.69x | Rs445.62 Million |
| 2024 | 10.83% | 16.07% | 0.14x | 4.93x | Rs188.17 Million |
| 2025 | 8.84% | 11.41% | 0.15x | 5.20x | Rs-295.56 Million |
| 2026 | 11.74% | 15.43% | 0.13x | 5.77x | Rs509.90 Million |
Industry Comparison
This section compares Fedbank Financial Services Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $31,259,597,428
- Average return on equity (ROE) among peers: 9.65%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fedbank Financial Services Limited (FEDFINA) | Rs29.26 Billion | -1.54% | 4.77x | $604.87 Million |
| Akme Fintrade India Ltd (AFIL) | $2.23 Billion | 8.30% | 0.95x | $33.32 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $162.14 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $16.53 Million |
| Bajaj Finance Limited (BAJFINANCE) | $74.27 Billion | 17.22% | 5.25x | $64.55 Billion |
| Capri Global Capital Limited (CGCL) | $15.39 Billion | 10.48% | 1.89x | $2.42 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $5.29 Billion | 8.95% | 11.13x | $14.82 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $162.58 Billion | 7.94% | 7.06x | $2.85 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $51.07 Billion | 16.18% | 3.28x | $1.80 Billion |
| CSL Finance Limited (CSLFINANCE) | $699.00 Million | 6.01% | 0.19x | $53.16 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-439.02 Million | 0.00% | 0.00x | $1.15 Million |
About Fedbank Financial Services Limited
Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. The company operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, SME, business, unsecured business, mortgage, and retail loans. It also provides… Read more