Finkurve Financial Services Limited

NSE:FINKURVE India Credit Services
Market Cap
$5.78K
₹500.37K INR
Market Cap Rank
#45674 Global
#2170 in India
Share Price
₹55.48
Change (1 day)
-2.29%
52-Week Range
₹55.48 - ₹113.29
All Time High
₹113.29
About

Finkurve Financial Services Limited, a non-banking financial company, provides loans and financial services in India. It offers personal loans; loans against gold jewelry; and other secured and unsecured lending, as well as inter-corporate loans. The company was formerly known as Sanjay Leasing Limited and changed its name to Finkurve Financial Services Limited in March 2012. Finkurve Financial S… Read more

Finkurve Financial Services Limited - Asset Resilience Ratio

Latest as of March 2025: 0.96%

Finkurve Financial Services Limited (FINKURVE) has an Asset Resilience Ratio of 0.96% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹45.65 Million
Cash + Short-term Investments
Total Assets
₹4.77 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2025)

This chart shows how Finkurve Financial Services Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Finkurve Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹0.00 0%
Short-term Investments ₹45.65 Million 0.96%
Total Liquid Assets ₹45.65 Million 0.96%

Asset Resilience Insights

  • Limited Liquidity: Finkurve Financial Services Limited maintains only 0.96% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Finkurve Financial Services Limited Industry Peers by Asset Resilience Ratio

Compare Finkurve Financial Services Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%
AVIC Capital Co Ltd
SHG:600705
Credit Services 12.64%

Annual Asset Resilience Ratio for Finkurve Financial Services Limited (2022–2025)

The table below shows the annual Asset Resilience Ratio data for Finkurve Financial Services Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 0.96% ₹45.65 Million ₹4.77 Billion +0.75pp
2024-03-31 0.21% ₹5.88 Million ₹2.84 Billion -0.07pp
2023-03-31 0.28% ₹6.61 Million ₹2.35 Billion -0.07pp
2022-03-31 0.35% ₹6.55 Million ₹1.86 Billion --
pp = percentage points