Fusion Micro Finance Limited - Asset Resilience Ratio
Fusion Micro Finance Limited (FUSION) has an Asset Resilience Ratio of 1.69% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Fusion Micro Finance Limited total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Fusion Micro Finance Limited's Asset Resilience Ratio has changed over time. See Fusion Micro Finance Limited book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Fusion Micro Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Fusion Micro Finance Limited market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs1.31 Billion | 1.69% |
| Total Liquid Assets | Rs1.31 Billion | 1.69% |
Asset Resilience Insights
- Limited Liquidity: Fusion Micro Finance Limited maintains only 1.69% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Fusion Micro Finance Limited Industry Peers by Asset Resilience Ratio
Compare Fusion Micro Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Spandana Sphoorty Financial Limited
NSE:SPANDANA |
Credit Services | 9.05% |
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.60% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
Manba Finance Ltd
NSE:MANBA |
Credit Services | 5.97% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
Annual Asset Resilience Ratio for Fusion Micro Finance Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Fusion Micro Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 1.26% | Rs1.05 Billion ≈ $11.33 Million |
Rs82.93 Billion ≈ $896.82 Million |
+0.11pp |
| 2024-03-31 | 1.16% | Rs1.36 Billion ≈ $14.74 Million |
Rs117.74 Billion ≈ $1.27 Billion |
-0.63pp |
| 2023-03-31 | 1.79% | Rs1.67 Billion ≈ $18.11 Million |
Rs93.64 Billion ≈ $1.01 Billion |
-0.23pp |
| 2022-03-31 | 2.02% | Rs1.47 Billion ≈ $15.90 Million |
Rs72.90 Billion ≈ $788.44 Million |
+0.52pp |
| 2021-03-31 | 1.50% | Rs875.56 Million ≈ $9.47 Million |
Rs58.38 Billion ≈ $631.35 Million |
-4.32pp |
| 2020-03-31 | 5.82% | Rs2.47 Billion ≈ $26.67 Million |
Rs42.40 Billion ≈ $458.54 Million |
-9.09pp |
| 2019-03-31 | 14.91% | Rs2.33 Billion ≈ $25.20 Million |
Rs15.63 Billion ≈ $169.05 Million |
+14.34pp |
| 2018-03-31 | 0.57% | Rs112.46 Million ≈ $1.22 Million |
Rs19.68 Billion ≈ $212.88 Million |
-18.10pp |
| 2017-03-31 | 18.67% | Rs2.27 Billion ≈ $24.60 Million |
Rs12.18 Billion ≈ $131.77 Million |
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About Fusion Micro Finance Limited
Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured, secured, and solar business loans. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited … Read more