IDFC First Bank Limited Asset Resilience Ratio

Latest as of March 2024: -8.43%

IDFC First Bank Limited asset resilience ratio. IDFC First Bank Limited (IDFCFIRSTB) has an Asset Resilience Ratio of -8.43% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of IDFC First Bank Limited to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-249.62 Billion

≈ $-2.70 Billion USD Cash + Short-term Investments

Total Assets

Rs2.96 Trillion

≈ $32.03 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of IDFC First Bank Limited (2019–2024)

Asset resilience ratio of IDFC First Bank Limited from 2019 to 2024. This chart shows how IDFC First Bank Limited's Asset Resilience Ratio has changed over time. Read IDFC First Bank Limited total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down IDFC First Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see IDFC First Bank Limited (IDFCFIRSTB) total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-249.62 Billion	-8.43%
Total Liquid Assets	Rs-249.62 Billion	-8.43%

Asset Resilience Insights

Limited Liquidity: IDFC First Bank Limited maintains only -8.43% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

IDFC First Bank Limited Industry Peers by Asset Resilience Ratio

Compare IDFC First Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Ayudhya PCL BK:BAY	Banks - Regional	4.94%
KB Financial Group Inc F:KBIA	Banks - Regional	12.52%
Community Bank System Inc NYSE:CBU	Banks - Regional	14.26%
Capitol Federal Financial Inc NASDAQ:CFFN	Banks - Regional	8.07%
Affinity Bancshares Inc NASDAQ:AFBI	Banks - Regional	4.03%
ConnectOne Bancorp, Inc. NASDAQ:CNOB	Banks - Regional	8.18%
Independent Bank NASDAQ:INDB	Banks - Regional	1.79%
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%

IDFC First Bank Limited Asset Resilience Ratio by Year (2019–2024)

IDFC First Bank Limited asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for IDFC First Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs23.00K ≈ $248.74	Rs2.96 Trillion ≈ $32.03 Billion	+4.13pp
2023-03-31	-4.13%	Rs-99.08 Billion ≈ $-1.07 Billion	Rs2.40 Trillion ≈ $25.94 Billion	+2.33pp
2022-03-31	-6.46%	Rs-122.89 Billion ≈ $-1.33 Billion	Rs1.90 Trillion ≈ $20.56 Billion	-2.36pp
2021-03-31	-4.10%	Rs-66.84 Billion ≈ $-722.83 Million	Rs1.63 Trillion ≈ $17.64 Billion	+0.14pp
2020-03-31	-4.24%	Rs-63.28 Billion ≈ $-684.39 Million	Rs1.49 Trillion ≈ $16.13 Billion	-1.90pp
2019-03-31	-2.34%	Rs-39.18 Billion ≈ $-423.69 Million	Rs1.67 Trillion ≈ $18.07 Billion	--

pp = percentage points

About IDFC First Bank Limited

NSE:IDFCFIRSTB India Banks - Regional

Market Cap

$6.71 Billion

Rs620.84 Billion INR

Market Cap Rank

#2855 Global

#119 in India

Share Price

Rs72.00

Change (1 day)

-1.88%

52-Week Range

Rs58.85 - Rs87.90

All Time High

Rs99.20