IDFC First Bank Limited (IDFCFIRSTB) - Net Assets

Latest as of March 2026: Rs474.04 Billion INR ≈ $5.13 Billion USD

Based on the latest financial reports, IDFC First Bank Limited (IDFCFIRSTB) has net assets worth Rs474.04 Billion INR (≈ $5.13 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs4.00 Trillion ≈ $43.23 Billion USD) and total liabilities (Rs3.52 Trillion ≈ $38.11 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of IDFC First Bank Limited to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs474.04 Billion
% of Total Assets	11.86%
Annual Growth Rate	N/A
5-Year Change	124.85%
10-Year Change	222.97%
Growth Volatility	11.67

IDFC First Bank Limited - Net Assets Trend (2015–2026)

This chart illustrates how IDFC First Bank Limited's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of IDFC First Bank Limited to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for IDFC First Bank Limited (2015–2026)

The table below shows the annual net assets of IDFC First Bank Limited from 2015 to 2026. For live valuation and market cap data, see IDFCFIRSTB market cap.

Year	Net Assets	Change
2026-03-31	Rs474.04 Billion ≈ $5.13 Billion	+24.24%
2025-03-31	Rs381.56 Billion ≈ $4.13 Billion	+18.23%
2024-03-31	Rs322.74 Billion ≈ $3.49 Billion	+24.86%
2023-03-31	Rs258.48 Billion ≈ $2.80 Billion	+22.60%
2022-03-31	Rs210.82 Billion ≈ $2.28 Billion	+17.78%
2021-03-31	Rs179.00 Billion ≈ $1.94 Billion	+16.21%
2020-03-31	Rs154.04 Billion ≈ $1.67 Billion	-15.36%
2019-03-31	Rs181.99 Billion ≈ $1.97 Billion	+19.15%
2018-03-31	Rs152.74 Billion ≈ $1.65 Billion	+4.07%
2017-03-31	Rs146.77 Billion ≈ $1.59 Billion	+7.66%
2016-03-31	Rs136.33 Billion ≈ $1.47 Billion	+537898.68%
2015-03-31	Rs-25.35 Million ≈ $-274.14K	--

Equity Component Analysis

This analysis shows how different components contribute to IDFC First Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2584900000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs86.02 Billion	18.15%
Other Components	Rs388.02 Billion	81.85%
Total Equity	Rs474.04 Billion	100.00%

IDFC First Bank Limited Competitors by Market Cap

The table below lists competitors of IDFC First Bank Limited ranked by their market capitalization.

Company	Market Cap
Bank of India NSE:BANKINDIA	$7.27 Billion
Huadong Medicine Co Ltd SHE:000963	$7.27 Billion
Stockland AU:SGP	$7.28 Billion
Sibanye Stillwater Limited F:47VS	$7.28 Billion
Gigabyte Technology Co Ltd TW:2376	$7.26 Billion
ASHTEAD UNSP.ADR/4 LS-10 F:0LCA	$7.26 Billion
Middleby Corp NASDAQ:MIDD	$7.25 Billion
UGI Corporation NYSE:UGI	$7.25 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in IDFC First Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 381,557,800,000 to 474,038,100,000, a change of 92,480,300,000 (24.2%).
Net income of 16,105,600,000 contributed positively to equity growth.
Dividend payments of 2,957,200,000 reduced retained earnings.
New share issuances of 76,189,900,000 increased equity.
Other comprehensive income decreased equity by 125,168,000,000.
Other factors increased equity by 128,310,000,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs16.11 Billion	+3.4%
Dividends Paid	Rs2.96 Billion	-0.62%
Share Issuances	Rs76.19 Billion	+16.07%
Other Comprehensive Income	Rs-125.17 Billion	-26.4%
Other Changes	Rs128.31 Billion	+27.07%
Total Change	Rs-	24.24%

Book Value vs Market Value Analysis

This analysis compares IDFC First Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.41x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2015-03-31	Rs-0.01	Rs78.09	x
2016-03-31	Rs68.35	Rs78.09	x
2017-03-31	Rs42.92	Rs78.09	x
2018-03-31	Rs44.78	Rs78.09	x
2019-03-31	Rs44.12	Rs78.09	x
2020-03-31	Rs32.18	Rs78.09	x
2021-03-31	Rs32.10	Rs78.09	x
2022-03-31	Rs33.56	Rs78.09	x
2023-03-31	Rs40.78	Rs78.09	x
2024-03-31	Rs46.35	Rs78.09	x
2025-03-31	Rs51.97	Rs78.09	x
2026-03-31	Rs55.33	Rs78.09	x

Capital Efficiency Dashboard

This dashboard shows how efficiently IDFC First Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.40%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 3.33%
• Asset Turnover: 0.12x
• Equity Multiplier: 8.43x
Recent ROE (3.40%) is above the historical average (1.23%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	0.00%	0.00%	0.00x	0.00x	Rs-59.50 Million
2016	1.60%	5.38%	0.05x	5.43x	Rs-11.45 Billion
2017	6.94%	13.09%	0.07x	7.64x	Rs-4.49 Billion
2018	5.76%	8.47%	0.08x	8.27x	Rs-6.47 Billion
2019	-10.48%	-16.04%	0.07x	9.18x	Rs-37.28 Billion
2020	-18.46%	-16.81%	0.11x	9.68x	Rs-43.84 Billion
2021	2.70%	2.54%	0.12x	9.11x	Rs-13.07 Billion
2022	0.63%	0.64%	0.11x	9.02x	Rs-19.76 Billion
2023	9.61%	9.11%	0.11x	9.28x	Rs-998.26 Million
2024	9.12%	8.09%	0.12x	9.18x	Rs-2.85 Billion
2025	3.91%	3.42%	0.13x	9.01x	Rs-23.25 Billion
2026	3.40%	3.33%	0.12x	8.43x	Rs-31.30 Billion

Industry Comparison

This section compares IDFC First Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $105,668,636,200
Average return on equity (ROE) among peers: 7.07%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
IDFC First Bank Limited (IDFCFIRSTB)	Rs474.04 Billion	0.00%	7.43x	$7.27 Billion
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.30 Billion
Bandhan Bank Limited (BANDHANBNK)	$44.46 Billion	25.01%	5.80x	$3.73 Billion
Bank of Baroda (BANKBARODA)	$218.99 Billion	20.25%	15.72x	$15.83 Billion
Bank of India (BANKINDIA)	$369.16 Billion	-16.15%	15.66x	$7.27 Billion
Canara Bank (CANBK)	$328.59 Billion	-7.93%	16.16x	$13.24 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$2.50 Billion	7.76%	16.26x	$142.52 Million
Central Bank of India (CENTRALBK)	$18.68 Billion	17.14%	29.40x	$3.24 Billion
CSB Bank Limited (CSBBANK)	$9.74 Billion	-20.27%	15.89x	$673.57 Million
City Union Bank Limited (CUB)	$16.41 Billion	19.63%	13.00x	$1.59 Billion
DCB Bank Limited (DCBBANK)	$40.49 Billion	7.10%	10.07x	$647.71 Million

About IDFC First Bank Limited

NSE:IDFCFIRSTB India Banks - Regional

Market Cap

$7.27 Billion

Rs672.22 Billion INR

Market Cap Rank

#2837 Global

#123 in India

Share Price

Rs78.09

Change (1 day)

+0.92%

52-Week Range

Rs58.85 - Rs86.07

All Time High

Rs99.20