IDFC First Bank Limited (IDFCFIRSTB) - Net Assets

Latest as of December 2025: Rs470.88 Billion INR ≈ $5.09 Billion USD

Based on the latest financial reports, IDFC First Bank Limited (IDFCFIRSTB) has net assets worth Rs470.88 Billion INR (≈ $5.09 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs3.93 Trillion ≈ $42.55 Billion USD) and total liabilities (Rs3.46 Trillion ≈ $37.46 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check IDFCFIRSTB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs470.88 Billion
% of Total Assets	11.97%
Annual Growth Rate	N/A
5-Year Change	113.16%
10-Year Change	179.89%
Growth Volatility	11.75

IDFC First Bank Limited - Net Assets Trend (2015–2025)

This chart illustrates how IDFC First Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore IDFCFIRSTB total asset value for the complete picture of this company's asset base.

Annual Net Assets for IDFC First Bank Limited (2015–2025)

The table below shows the annual net assets of IDFC First Bank Limited from 2015 to 2025. For live valuation and market cap data, see IDFCFIRSTB market cap.

Year	Net Assets	Change
2025-03-31	Rs381.56 Billion ≈ $4.13 Billion	+18.23%
2024-03-31	Rs322.74 Billion ≈ $3.49 Billion	+24.86%
2023-03-31	Rs258.48 Billion ≈ $2.80 Billion	+22.60%
2022-03-31	Rs210.82 Billion ≈ $2.28 Billion	+17.78%
2021-03-31	Rs179.00 Billion ≈ $1.94 Billion	+16.21%
2020-03-31	Rs154.04 Billion ≈ $1.67 Billion	-15.36%
2019-03-31	Rs181.99 Billion ≈ $1.97 Billion	+19.15%
2018-03-31	Rs152.74 Billion ≈ $1.65 Billion	+4.07%
2017-03-31	Rs146.77 Billion ≈ $1.59 Billion	+7.66%
2016-03-31	Rs136.33 Billion ≈ $1.47 Billion	+537898.68%
2015-03-31	Rs-25.35 Million ≈ $-274.14K	--

Equity Component Analysis

This analysis shows how different components contribute to IDFC First Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1787914900000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs17.85 Billion	4.68%
Common Stock	Rs73.22 Billion	19.19%
Other Comprehensive Income	Rs125.17 Billion	32.80%
Other Components	Rs165.32 Billion	43.33%
Total Equity	Rs381.56 Billion	100.00%

IDFC First Bank Limited Competitors by Market Cap

The table below lists competitors of IDFC First Bank Limited ranked by their market capitalization.

Company	Market Cap
Fraport AG XETRA:FRA	$6.48 Billion
Shenergy Co Ltd SHG:600642	$6.49 Billion
FRAPORT AG ADR 2/1 O.N. F:FRAS	$6.49 Billion
Shenzhen Honor Electronic Co Ltd SHE:300870	$6.49 Billion
Halyk Bank of Kazakhstan Joint Stock Company IL:HSBK	$6.48 Billion
Technology One Ltd AU:TNE	$6.47 Billion
Schaeffler AG XETRA:SHA0	$6.47 Billion
Railway Signal Communication Ltd SHG:688009	$6.47 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in IDFC First Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 322,735,785,000 to 381,557,800,000, a change of 58,822,015,000 (18.2%).
Net income of 14,903,500,000 contributed positively to equity growth.
Share repurchases of 32,786,900,000 reduced equity.
New share issuances of 32,786,900,000 increased equity.
Other comprehensive income increased equity by 111,855,131,000.
Other factors decreased equity by 67,936,616,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs14.90 Billion	+3.91%
Share Repurchases	Rs32.79 Billion	-8.59%
Share Issuances	Rs32.79 Billion	+8.59%
Other Comprehensive Income	Rs111.86 Billion	+29.32%
Other Changes	Rs-67.94 Billion	-17.81%
Total Change	Rs-	18.23%

Book Value vs Market Value Analysis

This analysis compares IDFC First Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.34x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2015-03-31	Rs-0.01	Rs69.64	x
2016-03-31	Rs68.35	Rs69.64	x
2017-03-31	Rs42.92	Rs69.64	x
2018-03-31	Rs44.78	Rs69.64	x
2019-03-31	Rs44.12	Rs69.64	x
2020-03-31	Rs32.18	Rs69.64	x
2021-03-31	Rs32.10	Rs69.64	x
2022-03-31	Rs33.56	Rs69.64	x
2023-03-31	Rs40.78	Rs69.64	x
2024-03-31	Rs46.35	Rs69.64	x
2025-03-31	Rs51.97	Rs69.64	x

Capital Efficiency Dashboard

This dashboard shows how efficiently IDFC First Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.91%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 3.42%
• Asset Turnover: 0.13x
• Equity Multiplier: 9.01x
Recent ROE (3.91%) is above the historical average (1.03%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	0.00%	0.00%	0.00x	0.00x	Rs-59.50 Million
2016	1.60%	5.38%	0.05x	5.43x	Rs-11.45 Billion
2017	6.94%	13.09%	0.07x	7.64x	Rs-4.49 Billion
2018	5.76%	8.47%	0.08x	8.27x	Rs-6.47 Billion
2019	-10.48%	-16.04%	0.07x	9.18x	Rs-37.28 Billion
2020	-18.46%	-16.81%	0.11x	9.68x	Rs-43.84 Billion
2021	2.70%	2.54%	0.12x	9.11x	Rs-13.07 Billion
2022	0.63%	0.64%	0.11x	9.02x	Rs-19.76 Billion
2023	9.61%	9.11%	0.11x	9.28x	Rs-998.26 Million
2024	9.12%	8.09%	0.12x	9.18x	Rs-2.85 Billion
2025	3.91%	3.42%	0.13x	9.01x	Rs-23.25 Billion

Industry Comparison

This section compares IDFC First Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $108,245,704,600
Average return on equity (ROE) among peers: 6.74%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
IDFC First Bank Limited (IDFCFIRSTB)	Rs470.88 Billion	0.00%	7.36x	$6.48 Billion
AU Small Finance Bank Limited (AUBANK)	$62.75 Billion	18.66%	7.22x	$8.21 Billion
Bandhan Bank Limited (BANDHANBNK)	$216.10 Billion	10.32%	7.23x	$3.48 Billion
Bank of Baroda (BANKBARODA)	$133.71 Billion	17.83%	16.32x	$14.73 Billion
Bank of India (BANKINDIA)	$245.44 Billion	28.81%	17.60x	$6.89 Billion
Canara Bank (CANBK)	$254.09 Billion	11.69%	15.50x	$13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$136.92 Million
Central Bank of India (CENTRALBK)	$110.28 Billion	11.92%	18.04x	$3.57 Billion
CSB Bank Limited (CSBBANK)	$8.88 Billion	-5.98%	16.74x	$699.76 Million
City Union Bank Limited (CUB)	$48.41 Billion	14.11%	8.35x	$2.17 Billion
DCB Bank Limited (DCBBANK)	$1.64 Billion	-51.93%	21.79x	$649.92 Million

About IDFC First Bank Limited

NSE:IDFCFIRSTB India Banks - Regional

Market Cap

$6.48 Billion

Rs598.85 Billion INR

Market Cap Rank

#3025 Global

#135 in India

Share Price

Rs69.64

Change (1 day)

-0.73%

52-Week Range

Rs58.85 - Rs86.07

All Time High

Rs99.20