IIFL Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 3.34%

IIFL Finance Limited (IIFL) has an Asset Resilience Ratio of 3.34% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs25.40 Billion

≈ $274.73 Million USD Cash + Short-term Investments

Total Assets

Rs760.12 Billion

≈ $8.22 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how IIFL Finance Limited's Asset Resilience Ratio has changed over time. Check IIFL Finance Limited strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down IIFL Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see IIFL Finance Limited (IIFL) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs25.40 Billion	3.34%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs25.40 Billion	3.34%

Asset Resilience Insights

Limited Liquidity: IIFL Finance Limited maintains only 3.34% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

IIFL Finance Limited Industry Peers by Asset Resilience Ratio

Compare IIFL Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
Solvar Ltd AU:SVR	Credit Services	10.29%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Yiren Digital Ltd F:19YA	Credit Services	3.32%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Radana Bhaskara Finance Tbk JK:HDFA	Credit Services	0.00%

Annual Asset Resilience Ratio for IIFL Finance Limited (2011–2025)

The table below shows the annual Asset Resilience Ratio data for IIFL Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	1.33%	Rs9.00 Billion ≈ $97.34 Million	Rs676.44 Billion ≈ $7.32 Billion	-0.53pp
2024-03-31	1.86%	Rs11.60 Billion ≈ $125.46 Million	Rs624.04 Billion ≈ $6.75 Billion	-0.90pp
2023-03-31	2.76%	Rs14.22 Billion ≈ $153.82 Million	Rs514.64 Billion ≈ $5.57 Billion	-6.39pp
2022-03-31	9.15%	Rs42.03 Billion ≈ $454.53 Million	Rs459.10 Billion ≈ $4.97 Billion	+8.36pp
2021-03-31	0.80%	Rs3.24 Billion ≈ $34.99 Million	Rs406.67 Billion ≈ $4.40 Billion	+2.87pp
2020-03-31	-2.08%	Rs-7.13 Billion ≈ $-77.09 Million	Rs343.41 Billion ≈ $3.71 Billion	-0.53pp
2019-03-31	-1.55%	Rs-5.15 Billion ≈ $-55.69 Million	Rs332.45 Billion ≈ $3.60 Billion	-8.10pp
2018-03-31	6.55%	Rs29.14 Billion ≈ $315.17 Million	Rs444.95 Billion ≈ $4.81 Billion	-7.86pp
2017-03-31	14.41%	Rs50.01 Billion ≈ $540.81 Million	Rs347.07 Billion ≈ $3.75 Billion	+8.30pp
2016-03-31	6.11%	Rs13.98 Billion ≈ $151.15 Million	Rs228.77 Billion ≈ $2.47 Billion	+2.06pp
2012-03-31	4.05%	Rs3.85 Billion ≈ $41.60 Million	Rs94.99 Billion ≈ $1.03 Billion	-1.06pp
2011-03-31	5.11%	Rs3.16 Billion ≈ $34.14 Million	Rs61.79 Billion ≈ $668.24 Million	--

pp = percentage points

About IIFL Finance Limited

NSE:IIFL India Credit Services

Market Cap

$2.81 Billion

Rs260.13 Billion INR

Market Cap Rank

#5114 Global

#232 in India

Share Price

Rs611.75

Change (1 day)

+1.20%

52-Week Range

Rs419.35 - Rs665.15

All Time High

Rs667.91