IIFL Finance Limited (IIFL) - Net Assets

Latest as of December 2025: Rs151.52 Billion INR ≈ $1.64 Billion USD

Based on the latest financial reports, IIFL Finance Limited (IIFL) has net assets worth Rs151.52 Billion INR (≈ $1.64 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs813.42 Billion ≈ $8.80 Billion USD) and total liabilities (Rs661.90 Billion ≈ $7.16 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check IIFL Finance Limited asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs151.52 Billion
% of Total Assets	18.63%
Annual Growth Rate	27.36%
5-Year Change	158.74%
10-Year Change	240.72%
Growth Volatility	101.03

IIFL Finance Limited - Net Assets Trend (2000–2025)

This chart illustrates how IIFL Finance Limited's net assets have evolved over time, based on quarterly financial data. Also explore IIFL Finance Limited total assets for the complete picture of this company's asset base.

Annual Net Assets for IIFL Finance Limited (2000–2025)

The table below shows the annual net assets of IIFL Finance Limited from 2000 to 2025. For live valuation and market cap data, see IIFL Finance Limited (IIFL) market capitalisation.

Year	Net Assets	Change
2025-03-31	Rs139.55 Billion ≈ $1.51 Billion	+15.75%
2024-03-31	Rs120.56 Billion ≈ $1.30 Billion	+18.18%
2023-03-31	Rs102.02 Billion ≈ $1.10 Billion	+57.69%
2022-03-31	Rs64.70 Billion ≈ $699.68 Million	+19.96%
2021-03-31	Rs53.93 Billion ≈ $583.28 Million	+13.17%
2020-03-31	Rs47.66 Billion ≈ $515.38 Million	+9.12%
2019-03-31	Rs43.68 Billion ≈ $472.33 Million	-30.04%
2018-03-31	Rs62.43 Billion ≈ $675.13 Million	+16.99%
2017-03-31	Rs53.36 Billion ≈ $577.09 Million	+30.29%
2016-03-31	Rs40.96 Billion ≈ $442.94 Million	+45.13%
2015-03-31	Rs28.22 Billion ≈ $305.21 Million	+28.59%
2014-03-31	Rs21.95 Billion ≈ $237.34 Million	+10.15%
2013-03-31	Rs19.92 Billion ≈ $215.47 Million	+11.56%
2012-03-31	Rs17.86 Billion ≈ $193.14 Million	+5.34%
2011-03-31	Rs16.95 Billion ≈ $183.36 Million	+4.46%
2010-03-31	Rs16.23 Billion ≈ $175.53 Million	-12.60%
2009-03-31	Rs18.57 Billion ≈ $200.85 Million	+4.19%
2008-03-31	Rs17.82 Billion ≈ $192.77 Million	+448.30%
2007-03-31	Rs3.25 Billion ≈ $35.16 Million	+67.35%
2006-03-31	Rs1.94 Billion ≈ $21.01 Million	+271.81%
2005-03-31	Rs522.47 Million ≈ $5.65 Million	+116.54%
2004-03-31	Rs241.28 Million ≈ $2.61 Million	+48.50%
2003-03-31	Rs162.48 Million ≈ $1.76 Million	-22.46%
2002-03-31	Rs209.55 Million ≈ $2.27 Million	+9.84%
2001-03-31	Rs190.78 Million ≈ $2.06 Million	-42.22%
2000-03-31	Rs330.16 Million ≈ $3.57 Million	--

Equity Component Analysis

This analysis shows how different components contribute to IIFL Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 4356630000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs43.57 Billion	35.10%
Common Stock	Rs849.00 Million	0.68%
Other Comprehensive Income	Rs32.49 Billion	26.17%
Other Components	Rs47.22 Billion	38.04%
Total Equity	Rs124.12 Billion	100.00%

IIFL Finance Limited Competitors by Market Cap

The table below lists competitors of IIFL Finance Limited ranked by their market capitalization.

Company	Market Cap
McGraw Hill, Inc. NYSE:MH	$2.11 Billion
Terravest Capital Inc TO:TVK	$2.11 Billion
V2X Inc NYSE:VVX	$2.11 Billion
Nayax Ltd NASDAQ:NYAX	$2.11 Billion
SHARP CORP. ADR/1 O.N. F:SRPB	$2.11 Billion
Aurora Optoelectronics Co Ltd SHG:600666	$2.11 Billion
Viet Nam International Commercial Joint Stock Bank VN:VIB	$2.11 Billion
TietoEVRY Corp HE:TIETO	$2.11 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in IIFL Finance Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 106,369,900,000 to 124,121,900,000, a change of 17,752,000,000 (16.7%).
Net income of 3,787,700,000 contributed positively to equity growth.
Share repurchases of 12,816,300,000 reduced equity.
New share issuances of 12,816,300,000 increased equity.
Other comprehensive income increased equity by 28,714,400,000.
Other factors decreased equity by 14,750,100,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs3.79 Billion	+3.05%
Share Repurchases	Rs12.82 Billion	-10.33%
Share Issuances	Rs12.82 Billion	+10.33%
Other Comprehensive Income	Rs28.71 Billion	+23.13%
Other Changes	Rs-14.75 Billion	-11.88%
Total Change	Rs-	16.69%

Book Value vs Market Value Analysis

This analysis compares IIFL Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.60x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 195.72x to 1.60x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs2.34	Rs458.95	x
2006-03-31	Rs8.72	Rs458.95	x
2007-03-31	Rs12.78	Rs458.95	x
2008-03-31	Rs46.59	Rs458.95	x
2009-03-31	Rs50.79	Rs458.95	x
2010-03-31	Rs47.40	Rs458.95	x
2011-03-31	Rs50.93	Rs458.95	x
2012-03-31	Rs53.99	Rs458.95	x
2013-03-31	Rs66.34	Rs458.95	x
2014-03-31	Rs70.73	Rs458.95	x
2015-03-31	Rs82.11	Rs458.95	x
2016-03-31	Rs106.35	Rs458.95	x
2017-03-31	Rs127.21	Rs458.95	x
2018-03-31	Rs148.57	Rs458.95	x
2019-03-31	Rs97.16	Rs458.95	x
2020-03-31	Rs125.60	Rs458.95	x
2021-03-31	Rs142.07	Rs458.95	x
2022-03-31	Rs169.45	Rs458.95	x
2023-03-31	Rs234.84	Rs458.95	x
2024-03-31	Rs267.77	Rs458.95	x
2025-03-31	Rs286.08	Rs458.95	x

Capital Efficiency Dashboard

This dashboard shows how efficiently IIFL Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.05%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 3.82%
• Asset Turnover: 0.15x
• Equity Multiplier: 5.45x
Recent ROE (3.05%) is below the historical average (16.84%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	31.00%	20.78%	0.60x	2.47x	Rs50.67 Million
2005	41.50%	28.63%	0.48x	3.01x	Rs164.57 Million
2006	25.32%	23.05%	0.32x	3.38x	Rs297.68 Million
2007	23.26%	17.99%	0.52x	2.49x	Rs431.07 Million
2008	10.74%	15.67%	0.31x	2.18x	Rs109.59 Million
2009	9.38%	16.55%	0.31x	1.84x	Rs-96.52 Million
2010	14.46%	20.66%	0.25x	2.77x	Rs714.99 Million
2011	12.90%	14.59%	0.24x	3.71x	Rs482.91 Million
2012	7.76%	7.72%	0.19x	5.42x	Rs-393.46 Million
2013	13.90%	11.21%	0.19x	6.69x	Rs763.32 Million
2014	12.92%	10.29%	0.19x	6.74x	Rs628.95 Million
2015	17.49%	12.93%	0.18x	7.59x	Rs1.92 Billion
2016	15.25%	13.32%	0.17x	6.82x	Rs1.76 Billion
2017	16.91%	21.45%	0.09x	8.56x	Rs2.80 Billion
2018	16.76%	12.64%	0.14x	9.38x	Rs3.20 Billion
2019	21.51%	15.64%	0.15x	9.00x	Rs4.25 Billion
2020	10.54%	10.34%	0.14x	7.21x	Rs258.33 Million
2021	14.11%	12.77%	0.15x	7.55x	Rs2.21 Billion
2022	18.38%	16.94%	0.15x	7.10x	Rs5.42 Billion
2023	16.68%	18.96%	0.15x	5.72x	Rs6.01 Billion
2024	16.58%	17.36%	0.16x	5.87x	Rs7.00 Billion
2025	3.05%	3.82%	0.15x	5.45x	Rs-8.62 Billion

Industry Comparison

This section compares IIFL Finance Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $47,468,447,599
Average return on equity (ROE) among peers: 10.28%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
IIFL Finance Limited (IIFL)	Rs151.52 Billion	31.00%	4.37x	$2.11 Billion
Akme Fintrade India Ltd (AFIL)	$2.23 Billion	8.30%	0.95x	$41.31 Million
Arman Financial Services Limited (ARMANFIN)	$392.47 Million	15.69%	2.49x	$169.77 Million
Baid Finserv Limited (BAIDFIN)	$108.03 Million	5.96%	2.17x	$19.08 Million
Bajaj Finance Limited (BAJFINANCE)	$369.18 Billion	11.97%	3.65x	$62.99 Billion
Capri Global Capital Limited (CGCL)	$8.29 Billion	4.93%	0.02x	$1.94 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$62.09 Billion	19.30%	8.26x	$14.26 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$8.02 Billion	8.68%	3.62x	$3.16 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$23.65 Billion	13.60%	2.11x	$2.25 Billion
CSL Finance Limited (CSLFINANCE)	$1.14 Billion	14.37%	0.30x	$55.14 Million
DCM Financial Services Limited (DCMFINSERV)	$-421.69 Million	0.00%	0.00x	$1.13 Million

About IIFL Finance Limited

NSE:IIFL India Credit Services

Market Cap

$2.11 Billion

Rs195.16 Billion INR

Market Cap Rank

#6061 Global

#264 in India

Share Price

Rs458.95

Change (1 day)

+2.66%

52-Week Range

Rs344.35 - Rs665.15

All Time High

Rs667.91