Karur Vysya Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -3.75%

Karur Vysya Bank Limited (KARURVYSYA) has an Asset Resilience Ratio of -3.75% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Karur Vysya Bank Limited to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-33.81 Billion

≈ $-365.67 Million USD Cash + Short-term Investments

Total Assets

Rs901.79 Billion

≈ $9.75 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2023)

This chart shows how Karur Vysya Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Karur Vysya Bank Limited.

Liquid Assets Composition Over Time

This chart breaks down Karur Vysya Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Karur Vysya Bank Limited to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-33.81 Billion	-3.75%
Total Liquid Assets	Rs-33.81 Billion	-3.75%

Asset Resilience Insights

Limited Liquidity: Karur Vysya Bank Limited maintains only -3.75% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Karur Vysya Bank Limited Industry Peers by Asset Resilience Ratio

Compare Karur Vysya Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Karur Vysya Bank Limited (2016–2023)

The table below shows the annual Asset Resilience Ratio data for Karur Vysya Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-3.75%	Rs-33.81 Billion ≈ $-365.67 Million	Rs901.79 Billion ≈ $9.75 Billion	-0.13pp
2022-03-31	-3.62%	Rs-28.98 Billion ≈ $-313.44 Million	Rs800.44 Billion ≈ $8.66 Billion	-0.03pp
2021-03-31	-3.59%	Rs-26.79 Billion ≈ $-289.67 Million	Rs746.23 Billion ≈ $8.07 Billion	-0.34pp
2020-03-31	-3.25%	Rs-22.16 Billion ≈ $-239.66 Million	Rs682.78 Billion ≈ $7.38 Billion	+0.26pp
2019-03-31	-3.51%	Rs-24.33 Billion ≈ $-263.14 Million	Rs693.40 Billion ≈ $7.50 Billion	-3.99pp
2018-03-31	0.49%	Rs3.25 Billion ≈ $35.15 Million	Rs669.29 Billion ≈ $7.24 Billion	-0.18pp
2017-03-31	0.66%	Rs4.10 Billion ≈ $44.34 Million	Rs618.08 Billion ≈ $6.68 Billion	+0.49pp
2016-03-31	0.17%	Rs1.00 Billion ≈ $10.81 Million	Rs576.64 Billion ≈ $6.24 Billion	--

pp = percentage points

About Karur Vysya Bank Limited

NSE:KARURVYSYA India Banks - Regional

Market Cap

$3.50 Billion

Rs323.64 Billion INR

Market Cap Rank

#4475 Global

#193 in India

Share Price

Rs334.80

Change (1 day)

+3.19%

52-Week Range

Rs205.64 - Rs354.35

All Time High

Rs354.35