Karur Vysya Bank Limited (KARURVYSYA) - Net Assets

Latest as of March 2026: Rs141.08 Billion INR ≈ $1.53 Billion USD

Based on the latest financial reports, Karur Vysya Bank Limited (KARURVYSYA) has net assets worth Rs141.08 Billion INR (≈ $1.53 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.37 Trillion ≈ $14.77 Billion USD) and total liabilities (Rs1.22 Trillion ≈ $13.25 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore total assets of Karur Vysya Bank Limited for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric Value
Current Net Assets Rs141.08 Billion
% of Total Assets 10.33%
Annual Growth Rate 14.92%
5-Year Change 85.72%
10-Year Change 180.16%
Growth Volatility 227.94

Karur Vysya Bank Limited - Net Assets Trend (2005–2026)

This chart illustrates how Karur Vysya Bank Limited's net assets have evolved over time, based on quarterly financial data. Check KARURVYSYA tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Net Assets for Karur Vysya Bank Limited (2005–2026)

The table below shows the annual net assets of Karur Vysya Bank Limited from 2005 to 2026. For live valuation and market cap data, see market cap of Karur Vysya Bank Limited.

Year Net Assets Change
2026-03-31 Rs141.08 Billion
≈ $1.53 Billion		 +18.26%
2025-03-31 Rs119.30 Billion
≈ $1.29 Billion		 +18.82%
2024-03-31 Rs100.40 Billion
≈ $1.09 Billion		 -88.75%
2023-03-31 Rs892.30 Billion
≈ $9.65 Billion		 +1074.66%
2022-03-31 Rs75.96 Billion
≈ $821.50 Million		 +9.14%
2021-03-31 Rs69.60 Billion
≈ $752.67 Million		 +5.45%
2020-03-31 Rs66.00 Billion
≈ $713.79 Million		 +2.76%
2019-03-31 Rs64.23 Billion
≈ $694.60 Million		 +2.53%
2018-03-31 Rs62.64 Billion
≈ $677.45 Million		 +24.40%
2017-03-31 Rs50.36 Billion
≈ $544.59 Million		 +10.12%
2016-03-31 Rs45.73 Billion
≈ $494.55 Million		 +7.70%
2015-03-31 Rs42.46 Billion
≈ $459.19 Million		 +27.65%
2014-03-31 Rs33.26 Billion
≈ $359.73 Million		 +7.82%
2013-03-31 Rs30.85 Billion
≈ $333.65 Million		 +13.92%
2012-03-31 Rs27.08 Billion
≈ $292.88 Million		 +28.08%
2011-03-31 Rs21.15 Billion
≈ $228.68 Million		 +30.53%
2010-03-31 Rs16.20 Billion
≈ $175.19 Million		 +19.98%
2009-03-31 Rs13.50 Billion
≈ $146.02 Million		 +13.46%
2008-03-31 Rs11.90 Billion
≈ $128.69 Million		 +11.93%
2007-03-31 Rs10.63 Billion
≈ $114.98 Million		 +21.97%
2006-03-31 Rs8.72 Billion
≈ $94.26 Million		 +14.56%
2005-03-31 Rs7.61 Billion
≈ $82.29 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Karur Vysya Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component Amount Percentage
Common Stock Rs1.93 Billion 1.37%
Other Components Rs139.15 Billion 98.63%
Total Equity Rs141.08 Billion 100.00%

Karur Vysya Bank Limited Competitors by Market Cap

The table below lists competitors of Karur Vysya Bank Limited ranked by their market capitalization.

Company Market Cap
GCL Energy Technology Co Ltd
SHE:002015
 $3.58 Billion
Hengan International Group Company Limited
F:HGNC
 $3.58 Billion
Brickworks Ltd
AU:BKW
 $3.59 Billion
TUI AG
XETRA:TUI1
 $3.59 Billion
Hinge Health, Inc.
NYSE:HNGE
 $3.58 Billion
Olav Thon Eien
OL:OLT
 $3.58 Billion
Amneal Pharmaceuticals, Inc. Class A Common Stock
NYSE:AMRX
 $3.57 Billion
Xinhu Zhongbao Co Ltd
SHG:600208
 $3.57 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Karur Vysya Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2025 to 2026, total equity changed from 119,295,432,000 to 141,078,700,000, a change of 21,783,268,000 (18.3%).
  • Net income of 25,103,300,000 contributed positively to equity growth.
  • Dividend payments of 2,086,400,000 reduced retained earnings.
  • New share issuances of 36,400,000 increased equity.
  • Other comprehensive income decreased equity by 117,685,200,000.
  • Other factors increased equity by 116,415,168,000.

Equity Change Factors (2025 to 2026)

Factor Impact Contribution
Net Income Rs25.10 Billion +17.79%
Dividends Paid Rs2.09 Billion -1.48%
Share Issuances Rs36.40 Million +0.03%
Other Comprehensive Income Rs-117.69 Billion -83.42%
Other Changes Rs116.42 Billion +82.52%
Total Change Rs- 18.26%

Book Value vs Market Value Analysis

This analysis compares Karur Vysya Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.35x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 34.56x to 2.35x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-03-31 Rs9.91 Rs342.45 x
2006-03-31 Rs11.35 Rs342.45 x
2007-03-31 Rs13.85 Rs342.45 x
2008-03-31 Rs15.50 Rs342.45 x
2009-03-31 Rs17.58 Rs342.45 x
2010-03-31 Rs21.10 Rs342.45 x
2011-03-31 Rs27.54 Rs342.45 x
2012-03-31 Rs35.27 Rs342.45 x
2013-03-31 Rs40.18 Rs342.45 x
2014-03-31 Rs43.32 Rs342.45 x
2015-03-31 Rs55.30 Rs342.45 x
2016-03-31 Rs63.58 Rs342.45 x
2017-03-31 Rs70.22 Rs342.45 x
2018-03-31 Rs86.55 Rs342.45 x
2019-03-31 Rs80.35 Rs342.45 x
2020-03-31 Rs82.57 Rs342.45 x
2021-03-31 Rs87.07 Rs342.45 x
2022-03-31 Rs94.91 Rs342.45 x
2023-03-31 Rs106.90 Rs342.45 x
2024-03-31 Rs124.91 Rs342.45 x
2025-03-31 Rs148.19 Rs342.45 x
2026-03-31 Rs145.95 Rs342.45 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Karur Vysya Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 17.79%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 19.08%
  • • Asset Turnover: 0.10x
  • • Equity Multiplier: 9.68x
  • Recent ROE (17.79%) is above the historical average (13.35%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 13.84% 14.97% 0.09x 10.36x Rs292.54 Million
2006 15.53% 17.55% 0.09x 10.33x Rs481.91 Million
2007 15.05% 16.22% 0.09x 10.42x Rs536.92 Million
2008 17.51% 16.16% 0.09x 12.25x Rs893.31 Million
2009 17.47% 13.78% 0.10x 12.64x Rs1.01 Billion
2010 20.74% 16.76% 0.09x 13.58x Rs1.74 Billion
2011 19.65% 16.74% 0.09x 13.35x Rs2.04 Billion
2012 18.53% 13.86% 0.10x 13.90x Rs2.31 Billion
2013 17.84% 11.72% 0.10x 15.15x Rs2.42 Billion
2014 12.92% 7.56% 0.11x 15.50x Rs969.65 Million
2015 10.93% 7.77% 0.11x 12.52x Rs396.82 Million
2016 12.41% 9.23% 0.11x 12.61x Rs1.10 Billion
2017 12.03% 9.46% 0.10x 12.27x Rs1.02 Billion
2018 5.52% 5.24% 0.10x 10.68x Rs-2.81 Billion
2019 3.28% 3.11% 0.10x 10.80x Rs-4.31 Billion
2020 3.56% 3.28% 0.10x 10.34x Rs-4.25 Billion
2021 5.16% 5.64% 0.09x 10.72x Rs-3.37 Billion
2022 8.86% 10.59% 0.08x 10.54x Rs-863.50 Million
2023 12.89% 15.02% 0.08x 10.51x Rs2.48 Billion
2024 15.98% 17.14% 0.09x 10.50x Rs6.01 Billion
2025 16.28% 17.73% 0.09x 10.01x Rs7.49 Billion
2026 17.79% 19.08% 0.10x 9.68x Rs11.00 Billion

Industry Comparison

This section compares Karur Vysya Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $141,735,192,200
  • Average return on equity (ROE) among peers: 6.67%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Karur Vysya Bank Limited (KARURVYSYA) Rs141.08 Billion 13.84% 8.68x $3.58 Billion
AU Small Finance Bank Limited (AUBANK) $171.66 Billion 12.27% 8.20x $8.48 Billion
Bandhan Bank Limited (BANDHANBNK) $174.08 Billion 12.67% 5.61x $3.03 Billion
Bank of Baroda (BANKBARODA) $218.99 Billion 20.25% 15.72x $13.57 Billion
Bank of India (BANKINDIA) $369.16 Billion -16.15% 15.66x $6.79 Billion
Canara Bank (CANBK) $205.51 Billion 19.63% 15.50x $12.26 Billion
Capital Small Finance Bank Limited (CAPITALSFB) $797.74 Million 13.30% 16.63x $142.86 Million
Central Bank of India (CENTRALBK) $194.39 Billion -28.98% 16.07x $3.03 Billion
CSB Bank Limited (CSBBANK) $19.61 Billion 0.65% 8.62x $604.65 Million
City Union Bank Limited (CUB) $12.43 Billion 22.54% 13.76x $1.66 Billion
DCB Bank Limited (DCBBANK) $50.71 Billion 10.57% 11.43x $648.13 Million

About Karur Vysya Bank Limited

NSE:KARURVYSYA India Banks - Regional
Market Cap
$3.58 Billion
Rs330.94 Billion INR
Market Cap Rank
#4352 Global
#193 in India
Share Price
Rs342.45
Change (1 day)
+0.63%
52-Week Range
Rs202.96 - Rs342.45
All Time High
Rs342.45
Categories
Companies in India Banks - Regional Banking & Financial
About

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, cer… Read more