Karur Vysya Bank Limited (KARURVYSYA) - Net Assets
Based on the latest financial reports, Karur Vysya Bank Limited (KARURVYSYA) has net assets worth Rs141.08 Billion INR (≈ $1.53 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.37 Trillion ≈ $14.77 Billion USD) and total liabilities (Rs1.22 Trillion ≈ $13.25 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible equity quality of Karur Vysya Bank Limited to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs141.08 Billion |
| % of Total Assets | 10.33% |
| Annual Growth Rate | 14.92% |
| 5-Year Change | 85.72% |
| 10-Year Change | 180.16% |
| Growth Volatility | 227.94 |
Karur Vysya Bank Limited - Net Assets Trend (2005–2026)
This chart illustrates how Karur Vysya Bank Limited's net assets have evolved over time, based on quarterly financial data. See KARURVYSYA days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Karur Vysya Bank Limited (2005–2026)
The table below shows the annual net assets of Karur Vysya Bank Limited from 2005 to 2026. For live valuation and market cap data, see Karur Vysya Bank Limited market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs141.08 Billion ≈ $1.53 Billion |
+18.26% |
| 2025-03-31 | Rs119.30 Billion ≈ $1.29 Billion |
+18.82% |
| 2024-03-31 | Rs100.40 Billion ≈ $1.09 Billion |
-88.75% |
| 2023-03-31 | Rs892.30 Billion ≈ $9.65 Billion |
+1074.66% |
| 2022-03-31 | Rs75.96 Billion ≈ $821.50 Million |
+9.14% |
| 2021-03-31 | Rs69.60 Billion ≈ $752.67 Million |
+5.45% |
| 2020-03-31 | Rs66.00 Billion ≈ $713.79 Million |
+2.76% |
| 2019-03-31 | Rs64.23 Billion ≈ $694.60 Million |
+2.53% |
| 2018-03-31 | Rs62.64 Billion ≈ $677.45 Million |
+24.40% |
| 2017-03-31 | Rs50.36 Billion ≈ $544.59 Million |
+10.12% |
| 2016-03-31 | Rs45.73 Billion ≈ $494.55 Million |
+7.70% |
| 2015-03-31 | Rs42.46 Billion ≈ $459.19 Million |
+27.65% |
| 2014-03-31 | Rs33.26 Billion ≈ $359.73 Million |
+7.82% |
| 2013-03-31 | Rs30.85 Billion ≈ $333.65 Million |
+13.92% |
| 2012-03-31 | Rs27.08 Billion ≈ $292.88 Million |
+28.08% |
| 2011-03-31 | Rs21.15 Billion ≈ $228.68 Million |
+30.53% |
| 2010-03-31 | Rs16.20 Billion ≈ $175.19 Million |
+19.98% |
| 2009-03-31 | Rs13.50 Billion ≈ $146.02 Million |
+13.46% |
| 2008-03-31 | Rs11.90 Billion ≈ $128.69 Million |
+11.93% |
| 2007-03-31 | Rs10.63 Billion ≈ $114.98 Million |
+21.97% |
| 2006-03-31 | Rs8.72 Billion ≈ $94.26 Million |
+14.56% |
| 2005-03-31 | Rs7.61 Billion ≈ $82.29 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Karur Vysya Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rs1.93 Billion | 1.37% |
| Other Components | Rs139.15 Billion | 98.63% |
| Total Equity | Rs141.08 Billion | 100.00% |
Karur Vysya Bank Limited Competitors by Market Cap
The table below lists competitors of Karur Vysya Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Himax Technologies Inc
NASDAQ:HIMX
|
$3.10 Billion |
|
Liechtensteinische Landesbank Aktiengesellschaft
F:LLS1
|
$3.10 Billion |
|
ICU Medical Inc
NASDAQ:ICUI
|
$3.11 Billion |
|
SIMCERE PHARMAC. GRP LTD
F:S2P
|
$3.11 Billion |
|
GoTo Gojek Tokopedia PT
JK:GOTO
|
$3.10 Billion |
|
LXP Industrial Trust
NYSE:LXP
|
$3.10 Billion |
|
Brookdale Senior Living Inc
NYSE:BKD
|
$3.10 Billion |
|
Thinkon Semiconductor Jinzhou Corp
SHG:688233
|
$3.10 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Karur Vysya Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 119,295,432,000 to 141,078,700,000, a change of 21,783,268,000 (18.3%).
- Net income of 25,103,300,000 contributed positively to equity growth.
- Dividend payments of 2,086,400,000 reduced retained earnings.
- New share issuances of 36,400,000 increased equity.
- Other comprehensive income decreased equity by 117,685,200,000.
- Other factors increased equity by 116,415,168,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs25.10 Billion | +17.79% |
| Dividends Paid | Rs2.09 Billion | -1.48% |
| Share Issuances | Rs36.40 Million | +0.03% |
| Other Comprehensive Income | Rs-117.69 Billion | -83.42% |
| Other Changes | Rs116.42 Billion | +82.52% |
| Total Change | Rs- | 18.26% |
Book Value vs Market Value Analysis
This analysis compares Karur Vysya Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 29.95x to 2.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | Rs9.91 | Rs296.75 | x |
| 2006-03-31 | Rs11.35 | Rs296.75 | x |
| 2007-03-31 | Rs13.85 | Rs296.75 | x |
| 2008-03-31 | Rs15.50 | Rs296.75 | x |
| 2009-03-31 | Rs17.58 | Rs296.75 | x |
| 2010-03-31 | Rs21.10 | Rs296.75 | x |
| 2011-03-31 | Rs27.54 | Rs296.75 | x |
| 2012-03-31 | Rs35.27 | Rs296.75 | x |
| 2013-03-31 | Rs40.18 | Rs296.75 | x |
| 2014-03-31 | Rs43.32 | Rs296.75 | x |
| 2015-03-31 | Rs55.30 | Rs296.75 | x |
| 2016-03-31 | Rs63.58 | Rs296.75 | x |
| 2017-03-31 | Rs70.22 | Rs296.75 | x |
| 2018-03-31 | Rs86.55 | Rs296.75 | x |
| 2019-03-31 | Rs80.35 | Rs296.75 | x |
| 2020-03-31 | Rs82.57 | Rs296.75 | x |
| 2021-03-31 | Rs87.07 | Rs296.75 | x |
| 2022-03-31 | Rs94.91 | Rs296.75 | x |
| 2023-03-31 | Rs106.90 | Rs296.75 | x |
| 2024-03-31 | Rs124.91 | Rs296.75 | x |
| 2025-03-31 | Rs148.19 | Rs296.75 | x |
| 2026-03-31 | Rs145.95 | Rs296.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Karur Vysya Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.79%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.08%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 9.68x
- Recent ROE (17.79%) is above the historical average (13.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 13.84% | 14.97% | 0.09x | 10.36x | Rs292.54 Million |
| 2006 | 15.53% | 17.55% | 0.09x | 10.33x | Rs481.91 Million |
| 2007 | 15.05% | 16.22% | 0.09x | 10.42x | Rs536.92 Million |
| 2008 | 17.51% | 16.16% | 0.09x | 12.25x | Rs893.31 Million |
| 2009 | 17.47% | 13.78% | 0.10x | 12.64x | Rs1.01 Billion |
| 2010 | 20.74% | 16.76% | 0.09x | 13.58x | Rs1.74 Billion |
| 2011 | 19.65% | 16.74% | 0.09x | 13.35x | Rs2.04 Billion |
| 2012 | 18.53% | 13.86% | 0.10x | 13.90x | Rs2.31 Billion |
| 2013 | 17.84% | 11.72% | 0.10x | 15.15x | Rs2.42 Billion |
| 2014 | 12.92% | 7.56% | 0.11x | 15.50x | Rs969.65 Million |
| 2015 | 10.93% | 7.77% | 0.11x | 12.52x | Rs396.82 Million |
| 2016 | 12.41% | 9.23% | 0.11x | 12.61x | Rs1.10 Billion |
| 2017 | 12.03% | 9.46% | 0.10x | 12.27x | Rs1.02 Billion |
| 2018 | 5.52% | 5.24% | 0.10x | 10.68x | Rs-2.81 Billion |
| 2019 | 3.28% | 3.11% | 0.10x | 10.80x | Rs-4.31 Billion |
| 2020 | 3.56% | 3.28% | 0.10x | 10.34x | Rs-4.25 Billion |
| 2021 | 5.16% | 5.64% | 0.09x | 10.72x | Rs-3.37 Billion |
| 2022 | 8.86% | 10.59% | 0.08x | 10.54x | Rs-863.50 Million |
| 2023 | 12.89% | 15.02% | 0.08x | 10.51x | Rs2.48 Billion |
| 2024 | 15.98% | 17.14% | 0.09x | 10.50x | Rs6.01 Billion |
| 2025 | 16.28% | 17.73% | 0.09x | 10.01x | Rs7.49 Billion |
| 2026 | 17.79% | 19.08% | 0.10x | 9.68x | Rs11.00 Billion |
Industry Comparison
This section compares Karur Vysya Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $105,668,636,200
- Average return on equity (ROE) among peers: 7.07%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Karur Vysya Bank Limited (KARURVYSYA) | Rs141.08 Billion | 13.84% | 8.68x | $3.10 Billion |
| AU Small Finance Bank Limited (AUBANK) | $7.66 Billion | 18.19% | 4.19x | $8.30 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $44.46 Billion | 25.01% | 5.80x | $3.73 Billion |
| Bank of Baroda (BANKBARODA) | $218.99 Billion | 20.25% | 15.72x | $15.83 Billion |
| Bank of India (BANKINDIA) | $369.16 Billion | -16.15% | 15.66x | $7.27 Billion |
| Canara Bank (CANBK) | $328.59 Billion | -7.93% | 16.16x | $13.24 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $2.50 Billion | 7.76% | 16.26x | $142.52 Million |
| Central Bank of India (CENTRALBK) | $18.68 Billion | 17.14% | 29.40x | $3.24 Billion |
| CSB Bank Limited (CSBBANK) | $9.74 Billion | -20.27% | 15.89x | $673.57 Million |
| City Union Bank Limited (CUB) | $16.41 Billion | 19.63% | 13.00x | $1.59 Billion |
| DCB Bank Limited (DCBBANK) | $40.49 Billion | 7.10% | 10.07x | $647.71 Million |
About Karur Vysya Bank Limited
The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, cer… Read more