The Karnataka Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -4.57%

The Karnataka Bank Limited (KTKBANK) has an Asset Resilience Ratio of -4.57% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See The Karnataka Bank Limited (KTKBANK) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-45.28 Billion

≈ $-489.70 Million USD Cash + Short-term Investments

Total Assets

Rs990.58 Billion

≈ $10.71 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how The Karnataka Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see The Karnataka Bank Limited total assets.

Liquid Assets Composition Over Time

This chart breaks down The Karnataka Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore KTKBANK long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-45.28 Billion	-4.57%
Total Liquid Assets	Rs-45.28 Billion	-4.57%

Asset Resilience Insights

Limited Liquidity: The Karnataka Bank Limited maintains only -4.57% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

The Karnataka Bank Limited Industry Peers by Asset Resilience Ratio

Compare The Karnataka Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
KBC Groep NV BR:KBC	Banks - Regional	2.11%
Erste Bank Polska S.A. WAR:EBP	Banks - Regional	4.52%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
Ameris Bancorp NASDAQ:ABCB	Banks - Regional	7.87%
Sparebanken Vest OL:SVEG	Banks - Regional	0.05%
FirstSun Capital Bancorp Common Stock NASDAQ:FSUN	Banks - Regional	12.13%

Annual Asset Resilience Ratio for The Karnataka Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for The Karnataka Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs-33.00K ≈ $-356.88	Rs1.16 Trillion ≈ $12.55 Billion	+4.57pp
2023-03-31	-4.57%	Rs-45.28 Billion ≈ $-489.70 Million	Rs990.58 Billion ≈ $10.71 Billion	-0.97pp
2022-03-31	-3.60%	Rs-33.13 Billion ≈ $-358.27 Million	Rs920.40 Billion ≈ $9.95 Billion	+1.50pp
2021-03-31	-5.10%	Rs-43.64 Billion ≈ $-471.97 Million	Rs855.81 Billion ≈ $9.26 Billion	-2.45pp
2020-03-31	-2.65%	Rs-22.07 Billion ≈ $-238.68 Million	Rs833.13 Billion ≈ $9.01 Billion	--

pp = percentage points

About The Karnataka Bank Limited

NSE:KTKBANK India Banks - Regional

Market Cap

$1.40 Billion

Rs129.74 Billion INR

Market Cap Rank

#7556 Global

#373 in India

Share Price

Rs343.05

Change (1 day)

+3.48%

52-Week Range

Rs170.82 - Rs343.05

All Time High

Rs343.05