The Karnataka Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -4.57%

The Karnataka Bank Limited (KTKBANK) has an Asset Resilience Ratio of -4.57% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs-45.28 Billion

≈ $-489.70 Million USD Cash + Short-term Investments

Total Assets

Rs990.58 Billion

≈ $10.71 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how The Karnataka Bank Limited's Asset Resilience Ratio has changed over time. Check KTKBANK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down The Karnataka Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see The Karnataka Bank Limited (KTKBANK) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-45.28 Billion	-4.57%
Total Liquid Assets	Rs-45.28 Billion	-4.57%

Asset Resilience Insights

Limited Liquidity: The Karnataka Bank Limited maintains only -4.57% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

The Karnataka Bank Limited Industry Peers by Asset Resilience Ratio

Compare The Karnataka Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Republic Bancorp Inc NASDAQ:RBCAA	Banks - Regional	12.22%
Sparekassen Sjaelland-Fyn A/S CO:SPKSJF	Banks - Regional	3.30%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Alandsbanken Abp A HE:ALBAV	Banks - Regional	-0.01%

Annual Asset Resilience Ratio for The Karnataka Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for The Karnataka Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs-33.00K ≈ $-356.88	Rs1.16 Trillion ≈ $12.55 Billion	+4.57pp
2023-03-31	-4.57%	Rs-45.28 Billion ≈ $-489.70 Million	Rs990.58 Billion ≈ $10.71 Billion	-0.97pp
2022-03-31	-3.60%	Rs-33.13 Billion ≈ $-358.27 Million	Rs920.40 Billion ≈ $9.95 Billion	+1.50pp
2021-03-31	-5.10%	Rs-43.64 Billion ≈ $-471.97 Million	Rs855.81 Billion ≈ $9.26 Billion	-2.45pp
2020-03-31	-2.65%	Rs-22.07 Billion ≈ $-238.68 Million	Rs833.13 Billion ≈ $9.01 Billion	--

pp = percentage points

About The Karnataka Bank Limited

NSE:KTKBANK India Banks - Regional

Market Cap

$1.27 Billion

Rs117.22 Billion INR

Market Cap Rank

#7904 Global

#395 in India

Share Price

Rs310.00

Change (1 day)

+1.04%

52-Week Range

Rs169.89 - Rs310.00

All Time High

Rs310.00