L&T Finance Limited

NSE:LTF India Credit Services
Market Cap
$7.46 Billion
₹646.13 Billion INR
Market Cap Rank
#4390 Global
#147 in India
Share Price
₹258.00
Change (1 day)
-2.82%
52-Week Range
₹142.62 - ₹320.30
All Time High
₹320.30
About

L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergency, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural… Read more

L&T Finance Limited - Asset Resilience Ratio

Latest as of March 2025: 2.57%

L&T Finance Limited (LTF) has an Asset Resilience Ratio of 2.57% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹30.91 Billion
Cash + Short-term Investments
Total Assets
₹1.20 Trillion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2011–2024)

This chart shows how L&T Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down L&T Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹0.00 0%
Short-term Investments ₹30.91 Billion 2.57%
Total Liquid Assets ₹30.91 Billion 2.57%

Asset Resilience Insights

  • Limited Liquidity: L&T Finance Limited maintains only 2.57% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

L&T Finance Limited Industry Peers by Asset Resilience Ratio

Compare L&T Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%

Annual Asset Resilience Ratio for L&T Finance Limited (2011–2024)

The table below shows the annual Asset Resilience Ratio data for L&T Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 0.99% ₹10.22 Billion ₹1.03 Trillion +0.80pp
2023-03-31 0.19% ₹2.05 Billion ₹1.06 Trillion -1.18pp
2020-03-31 1.37% ₹15.01 Billion ₹1.10 Trillion +0.97pp
2012-03-31 0.40% ₹1.08 Billion ₹269.33 Billion +0.12pp
2011-03-31 0.28% ₹542.59 Million ₹195.77 Billion --
pp = percentage points