Muthoot Capital Services Limited
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheeler, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limite… Read more
Muthoot Capital Services Limited - Asset Resilience Ratio
Muthoot Capital Services Limited (MUTHOOTCAP) has an Asset Resilience Ratio of 8.21% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how Muthoot Capital Services Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Muthoot Capital Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹3.06 Billion | 8.21% |
| Short-term Investments | ₹0.00 | 0% |
| Total Liquid Assets | ₹3.06 Billion | 8.21% |
Asset Resilience Insights
- Limited Liquidity: Muthoot Capital Services Limited maintains only 8.21% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Muthoot Capital Services Limited Industry Peers by Asset Resilience Ratio
Compare Muthoot Capital Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Muthoot Capital Services Limited (2011–2025)
The table below shows the annual Asset Resilience Ratio data for Muthoot Capital Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 3.85% | ₹1.38 Billion | ₹35.85 Billion | -4.07pp |
| 2024-03-31 | 7.92% | ₹1.83 Billion | ₹23.14 Billion | -7.01pp |
| 2023-03-31 | 14.94% | ₹3.64 Billion | ₹24.35 Billion | +10.25pp |
| 2022-03-31 | 4.69% | ₹972.70 Million | ₹20.75 Billion | +2.19pp |
| 2021-03-31 | 2.50% | ₹640.40 Million | ₹25.60 Billion | -0.44pp |
| 2020-03-31 | 2.94% | ₹857.80 Million | ₹29.13 Billion | +2.57pp |
| 2019-03-31 | 0.37% | ₹83.56 Million | ₹22.61 Billion | +0.37pp |
| 2018-03-31 | 0.00% | ₹19.00K | ₹19.78 Billion | -0.65pp |
| 2017-03-31 | 0.65% | ₹83.54 Million | ₹12.78 Billion | +0.68pp |
| 2016-03-31 | -0.02% | ₹-2.35 Million | ₹10.72 Billion | -0.05pp |
| 2015-03-31 | 0.03% | ₹2.85 Million | ₹8.76 Billion | -0.07pp |
| 2014-03-31 | 0.10% | ₹7.41 Million | ₹7.15 Billion | +0.06pp |
| 2013-03-31 | 0.04% | ₹2.03 Million | ₹4.76 Billion | -0.02pp |
| 2012-03-31 | 0.06% | ₹1.93 Million | ₹3.15 Billion | -0.04pp |
| 2011-03-31 | 0.10% | ₹1.87 Million | ₹1.81 Billion | -- |