PTC India Financial Services Limited - Asset Resilience Ratio
PTC India Financial Services Limited (PFS) has an Asset Resilience Ratio of 16.15% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PTC India Financial Services Limited (PFS) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how PTC India Financial Services Limited's Asset Resilience Ratio has changed over time. See PFS net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down PTC India Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PTC India Financial Services Limited market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs8.64 Billion | 16.15% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs8.64 Billion | 16.15% |
Asset Resilience Insights
- Good Liquidity Position: PTC India Financial Services Limited maintains a healthy 16.15% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
PTC India Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare PTC India Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for PTC India Financial Services Limited (2013–2025)
The table below shows the annual Asset Resilience Ratio data for PTC India Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 18.98% | Rs10.78 Billion ≈ $116.62 Million |
Rs56.83 Billion ≈ $614.55 Million |
-1.40pp |
| 2024-03-31 | 20.38% | Rs13.30 Billion ≈ $143.81 Million |
Rs65.25 Billion ≈ $705.65 Million |
+5.60pp |
| 2023-03-31 | 14.78% | Rs11.28 Billion ≈ $122.03 Million |
Rs76.34 Billion ≈ $825.63 Million |
+5.97pp |
| 2022-03-31 | 8.81% | Rs8.38 Billion ≈ $90.64 Million |
Rs95.16 Billion ≈ $1.03 Billion |
+3.08pp |
| 2021-03-31 | 5.73% | Rs6.61 Billion ≈ $71.49 Million |
Rs115.32 Billion ≈ $1.25 Billion |
+4.92pp |
| 2020-03-31 | 0.81% | Rs945.58 Million ≈ $10.23 Million |
Rs116.42 Billion ≈ $1.26 Billion |
+0.96pp |
| 2019-03-31 | -0.15% | Rs-199.72 Million ≈ $-2.16 Million |
Rs131.93 Billion ≈ $1.43 Billion |
+0.05pp |
| 2018-03-31 | -0.20% | Rs-262.58 Million ≈ $-2.84 Million |
Rs128.93 Billion ≈ $1.39 Billion |
+91.18pp |
| 2017-03-31 | -91.39% | Rs-98.26 Billion ≈ $-1.06 Billion |
Rs107.52 Billion ≈ $1.16 Billion |
-2.57pp |
| 2016-03-31 | -88.82% | Rs-78.36 Billion ≈ $-847.45 Million |
Rs88.23 Billion ≈ $954.15 Million |
-89.33pp |
| 2013-03-31 | 0.52% | Rs149.94 Million ≈ $1.62 Million |
Rs28.99 Billion ≈ $313.52 Million |
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About PTC India Financial Services Limited
PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.