PTC India Financial Services Limited - Asset Resilience Ratio
PTC India Financial Services Limited (PFS) has an Asset Resilience Ratio of 19.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2026)
This chart shows how PTC India Financial Services Limited's Asset Resilience Ratio has changed over time. Check PFS strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down PTC India Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PFS market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs9.80 Billion | 19.78% |
| Total Liquid Assets | Rs9.80 Billion | 19.78% |
Asset Resilience Insights
- Good Liquidity Position: PTC India Financial Services Limited maintains a healthy 19.78% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
PTC India Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare PTC India Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Hotai Finance Corp
TW:6592 |
Credit Services | 1.50% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Qudian Inc
NYSE:QD |
Credit Services | 70.36% |
|
Finance of America Companies Inc
NYSE:FOA |
Credit Services | 0.29% |
|
X Financial Class A
NYSE:XYF |
Credit Services | -13.27% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for PTC India Financial Services Limited (2013–2026)
The table below shows the annual Asset Resilience Ratio data for PTC India Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 19.78% | Rs9.80 Billion ≈ $106.03 Million |
Rs49.56 Billion ≈ $536.00 Million |
+0.81pp |
| 2025-03-31 | 18.98% | Rs10.78 Billion ≈ $116.62 Million |
Rs56.83 Billion ≈ $614.55 Million |
-1.40pp |
| 2024-03-31 | 20.38% | Rs13.30 Billion ≈ $143.81 Million |
Rs65.25 Billion ≈ $705.65 Million |
+5.60pp |
| 2023-03-31 | 14.78% | Rs11.28 Billion ≈ $122.03 Million |
Rs76.34 Billion ≈ $825.63 Million |
+5.97pp |
| 2022-03-31 | 8.81% | Rs8.38 Billion ≈ $90.64 Million |
Rs95.16 Billion ≈ $1.03 Billion |
+3.08pp |
| 2021-03-31 | 5.73% | Rs6.61 Billion ≈ $71.49 Million |
Rs115.32 Billion ≈ $1.25 Billion |
+4.92pp |
| 2020-03-31 | 0.81% | Rs945.58 Million ≈ $10.23 Million |
Rs116.42 Billion ≈ $1.26 Billion |
+0.96pp |
| 2019-03-31 | -0.15% | Rs-199.72 Million ≈ $-2.16 Million |
Rs131.93 Billion ≈ $1.43 Billion |
+0.05pp |
| 2018-03-31 | -0.20% | Rs-262.58 Million ≈ $-2.84 Million |
Rs128.93 Billion ≈ $1.39 Billion |
+91.18pp |
| 2017-03-31 | -91.39% | Rs-98.26 Billion ≈ $-1.06 Billion |
Rs107.52 Billion ≈ $1.16 Billion |
-2.57pp |
| 2016-03-31 | -88.82% | Rs-78.36 Billion ≈ $-847.45 Million |
Rs88.23 Billion ≈ $954.15 Million |
-89.33pp |
| 2013-03-31 | 0.52% | Rs149.94 Million ≈ $1.62 Million |
Rs28.99 Billion ≈ $313.52 Million |
-- |
About PTC India Financial Services Limited
PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.