PTC India Financial Services Limited (PFS) - Net Assets
Based on the latest financial reports, PTC India Financial Services Limited (PFS) has net assets worth Rs30.80 Billion INR (≈ $333.06 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs49.56 Billion ≈ $536.00 Million USD) and total liabilities (Rs18.77 Billion ≈ $202.94 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PTC India Financial Services Limited (PFS) tangible net worth to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs30.80 Billion |
| % of Total Assets | 62.14% |
| Annual Growth Rate | 20.3% |
| 5-Year Change | 36.04% |
| 10-Year Change | 27.3% |
| Growth Volatility | 101.89 |
PTC India Financial Services Limited - Net Assets Trend (2008–2026)
This chart illustrates how PTC India Financial Services Limited's net assets have evolved over time, based on quarterly financial data. See PFS defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for PTC India Financial Services Limited (2008–2026)
The table below shows the annual net assets of PTC India Financial Services Limited from 2008 to 2026. For live valuation and market cap data, see PTC India Financial Services Limited (PFS) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs30.80 Billion ≈ $333.06 Million |
+11.81% |
| 2025-03-31 | Rs27.54 Billion ≈ $297.87 Million |
+8.49% |
| 2024-03-31 | Rs25.39 Billion ≈ $274.56 Million |
+3.93% |
| 2023-03-31 | Rs24.43 Billion ≈ $264.17 Million |
+7.90% |
| 2022-03-31 | Rs22.64 Billion ≈ $244.83 Million |
+6.81% |
| 2021-03-31 | Rs21.20 Billion ≈ $229.22 Million |
+0.22% |
| 2020-03-31 | Rs21.15 Billion ≈ $228.71 Million |
+2.34% |
| 2019-03-31 | Rs20.67 Billion ≈ $223.49 Million |
-11.67% |
| 2018-03-31 | Rs23.40 Billion ≈ $253.01 Million |
-3.30% |
| 2017-03-31 | Rs24.19 Billion ≈ $261.64 Million |
+38.84% |
| 2016-03-31 | Rs17.43 Billion ≈ $188.45 Million |
+21.25% |
| 2015-03-31 | Rs14.37 Billion ≈ $155.42 Million |
+6.54% |
| 2014-03-31 | Rs13.49 Billion ≈ $145.88 Million |
+10.01% |
| 2013-03-31 | Rs12.26 Billion ≈ $132.60 Million |
+4.62% |
| 2012-03-31 | Rs11.72 Billion ≈ $126.74 Million |
+15.16% |
| 2011-03-31 | Rs10.18 Billion ≈ $110.06 Million |
+60.03% |
| 2010-03-31 | Rs6.36 Billion ≈ $68.77 Million |
+4.36% |
| 2009-03-31 | Rs6.09 Billion ≈ $65.90 Million |
+450.55% |
| 2008-03-31 | Rs1.11 Billion ≈ $11.97 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to PTC India Financial Services Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rs6.42 Billion | 20.86% |
| Other Components | Rs24.37 Billion | 79.14% |
| Total Equity | Rs30.80 Billion | 100.00% |
PTC India Financial Services Limited Competitors by Market Cap
The table below lists competitors of PTC India Financial Services Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SILICOM LTD IS-01
F:S1L
|
$215.69 Million |
|
MagnaChip Semiconductor
NYSE:MX
|
$215.73 Million |
|
Ziprecruiter Inc
NYSE:ZIP
|
$215.88 Million |
|
Immersion Corporation
NASDAQ:IMMR
|
$216.15 Million |
|
HansBiomed Corporation
KQ:042520
|
$215.63 Million |
|
Topco Technologies
TWO:3388
|
$215.60 Million |
|
Ascom Holding AG
SW:ASCN
|
$215.56 Million |
|
Even Construtora e Incorporadora S.A
SA:EVEN3
|
$215.55 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PTC India Financial Services Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 27,543,200,000 to 30,797,200,000, a change of 3,254,000,000 (11.8%).
- Net income of 3,193,600,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 11,791,100,000.
- Other factors increased equity by 11,851,500,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs3.19 Billion | +10.37% |
| Other Comprehensive Income | Rs-11.79 Billion | -38.29% |
| Other Changes | Rs11.85 Billion | +38.48% |
| Total Change | Rs- | 11.81% |
Book Value vs Market Value Analysis
This analysis compares PTC India Financial Services Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.65x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.48x to 0.65x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-03-31 | Rs21.03 | Rs31.05 | x |
| 2009-03-31 | Rs25.33 | Rs31.05 | x |
| 2010-03-31 | Rs14.63 | Rs31.05 | x |
| 2011-03-31 | Rs23.34 | Rs31.05 | x |
| 2012-03-31 | Rs20.85 | Rs31.05 | x |
| 2013-03-31 | Rs21.81 | Rs31.05 | x |
| 2014-03-31 | Rs24.00 | Rs31.05 | x |
| 2015-03-31 | Rs25.54 | Rs31.05 | x |
| 2016-03-31 | Rs31.00 | Rs31.05 | x |
| 2017-03-31 | Rs41.07 | Rs31.05 | x |
| 2018-03-31 | Rs36.43 | Rs31.05 | x |
| 2019-03-31 | Rs32.18 | Rs31.05 | x |
| 2020-03-31 | Rs32.93 | Rs31.05 | x |
| 2021-03-31 | Rs33.00 | Rs31.05 | x |
| 2022-03-31 | Rs35.25 | Rs31.05 | x |
| 2023-03-31 | Rs38.03 | Rs31.05 | x |
| 2024-03-31 | Rs39.53 | Rs31.05 | x |
| 2025-03-31 | Rs42.89 | Rs31.05 | x |
| 2026-03-31 | Rs47.93 | Rs31.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PTC India Financial Services Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.37%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 61.62%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 1.61x
- Recent ROE (10.37%) is above the historical average (7.50%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -0.09% | -3.08% | 0.03x | 1.02x | Rs-111.65 Million |
| 2009 | 1.40% | 73.64% | 0.02x | 1.03x | Rs-524.05 Million |
| 2010 | 4.00% | 60.77% | 0.04x | 1.51x | Rs-381.41 Million |
| 2011 | 3.64% | 57.53% | 0.04x | 1.67x | Rs-647.42 Million |
| 2012 | 13.14% | 50.21% | 0.16x | 1.68x | Rs368.46 Million |
| 2013 | 8.49% | 36.38% | 0.10x | 2.36x | Rs-184.57 Million |
| 2014 | 15.40% | 38.03% | 0.10x | 4.01x | Rs728.29 Million |
| 2015 | 11.19% | 20.06% | 0.12x | 4.70x | Rs171.59 Million |
| 2016 | 22.44% | 32.95% | 0.13x | 5.06x | Rs2.17 Billion |
| 2017 | 14.27% | 25.57% | 0.13x | 4.44x | Rs1.03 Billion |
| 2018 | -4.28% | -8.49% | 0.09x | 5.51x | Rs-3.34 Billion |
| 2019 | 8.91% | 13.91% | 0.10x | 6.38x | Rs-225.13 Million |
| 2020 | 5.20% | 8.09% | 0.12x | 5.50x | Rs-1.01 Billion |
| 2021 | 1.21% | 2.30% | 0.10x | 5.44x | Rs-1.86 Billion |
| 2022 | 5.74% | 14.00% | 0.10x | 4.20x | Rs-964.02 Million |
| 2023 | 7.20% | 23.49% | 0.10x | 3.13x | Rs-684.67 Million |
| 2024 | 6.33% | 22.82% | 0.11x | 2.57x | Rs-931.24 Million |
| 2025 | 7.88% | 39.15% | 0.10x | 2.06x | Rs-583.82 Million |
| 2026 | 10.37% | 61.62% | 0.10x | 1.61x | Rs113.88 Million |
Industry Comparison
This section compares PTC India Financial Services Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $61,941,160,104
- Average return on equity (ROE) among peers: 9.94%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PTC India Financial Services Limited (PFS) | Rs30.80 Billion | -0.09% | 0.61x | $215.67 Million |
| Akme Fintrade India Ltd (AFIL) | $4.24 Billion | 9.98% | 1.20x | $68.49 Million |
| Arman Financial Services Limited (ARMANFIN) | $504.60 Million | 15.85% | 2.87x | $192.62 Million |
| Baid Finserv Limited (BAIDFIN) | $128.20 Million | 7.92% | 2.18x | $16.65 Million |
| Bajaj Finance Limited (BAJFINANCE) | $437.13 Billion | 16.08% | 3.86x | $64.68 Billion |
| Capri Global Capital Limited (CGCL) | $11.61 Billion | 5.01% | 0.69x | $2.30 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $82.00 Billion | 12.85% | 6.81x | $15.45 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $78.64 Billion | 8.86% | 7.64x | $3.22 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $3.76 Billion | 12.95% | 3.59x | $2.43 Billion |
| CSL Finance Limited (CSLFINANCE) | $1.83 Billion | 9.86% | 0.56x | $54.79 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-434.17 Million | 0.00% | 0.00x | $1.28 Million |
About PTC India Financial Services Limited
PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.