PTC India Financial Services Limited (PFS) - Net Assets
Based on the latest financial reports, PTC India Financial Services Limited (PFS) has net assets worth Rs29.78 Billion INR (≈ $322.08 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs53.51 Billion ≈ $578.67 Million USD) and total liabilities (Rs23.73 Billion ≈ $256.60 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PTC India Financial Services Limited (PFS) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs29.78 Billion |
| % of Total Assets | 55.66% |
| Annual Growth Rate | 20.81% |
| 5-Year Change | 29.95% |
| 10-Year Change | 58.06% |
| Growth Volatility | 104.67 |
PTC India Financial Services Limited - Net Assets Trend (2008–2025)
This chart illustrates how PTC India Financial Services Limited's net assets have evolved over time, based on quarterly financial data. Also explore PTC India Financial Services Limited balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for PTC India Financial Services Limited (2008–2025)
The table below shows the annual net assets of PTC India Financial Services Limited from 2008 to 2025. For live valuation and market cap data, see PTC India Financial Services Limited (PFS) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs27.54 Billion ≈ $297.87 Million |
+8.49% |
| 2024-03-31 | Rs25.39 Billion ≈ $274.56 Million |
+3.93% |
| 2023-03-31 | Rs24.43 Billion ≈ $264.17 Million |
+7.90% |
| 2022-03-31 | Rs22.64 Billion ≈ $244.83 Million |
+6.81% |
| 2021-03-31 | Rs21.20 Billion ≈ $229.22 Million |
+0.22% |
| 2020-03-31 | Rs21.15 Billion ≈ $228.71 Million |
+2.34% |
| 2019-03-31 | Rs20.67 Billion ≈ $223.49 Million |
-11.67% |
| 2018-03-31 | Rs23.40 Billion ≈ $253.01 Million |
-3.30% |
| 2017-03-31 | Rs24.19 Billion ≈ $261.64 Million |
+38.84% |
| 2016-03-31 | Rs17.43 Billion ≈ $188.45 Million |
+21.25% |
| 2015-03-31 | Rs14.37 Billion ≈ $155.42 Million |
+6.54% |
| 2014-03-31 | Rs13.49 Billion ≈ $145.88 Million |
+10.01% |
| 2013-03-31 | Rs12.26 Billion ≈ $132.60 Million |
+4.62% |
| 2012-03-31 | Rs11.72 Billion ≈ $126.74 Million |
+15.16% |
| 2011-03-31 | Rs10.18 Billion ≈ $110.06 Million |
+60.03% |
| 2010-03-31 | Rs6.36 Billion ≈ $68.77 Million |
+4.36% |
| 2009-03-31 | Rs6.09 Billion ≈ $65.90 Million |
+450.55% |
| 2008-03-31 | Rs1.11 Billion ≈ $11.97 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to PTC India Financial Services Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 320120000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs3.20 Billion | 11.62% |
| Common Stock | Rs6.42 Billion | 23.32% |
| Other Comprehensive Income | Rs11.79 Billion | 42.81% |
| Other Components | Rs6.13 Billion | 22.25% |
| Total Equity | Rs27.54 Billion | 100.00% |
PTC India Financial Services Limited Competitors by Market Cap
The table below lists competitors of PTC India Financial Services Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Akmerkez Gayrimenkul Yatirim Ortakligi AS
IS:AKMGY
|
$216.58 Million |
|
Turtle Beach Corporation
NASDAQ:TBCH
|
$216.67 Million |
|
Oportun Financial Corp
NASDAQ:OPRT
|
$216.72 Million |
|
NORTHERN OCEAN LTD.
F:4JO
|
$216.75 Million |
|
DAEA TI Co. Ltd
KQ:045390
|
$216.31 Million |
|
UJU Electronics Co. Ltd
KQ:065680
|
$216.27 Million |
|
Orchestra BioMed Holdings Inc.
NASDAQ:OBIO
|
$216.26 Million |
|
Re Max Holding
NYSE:RMAX
|
$216.21 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PTC India Financial Services Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 25,387,408,000 to 27,543,200,000, a change of 2,155,792,000 (8.5%).
- Net income of 2,170,500,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 13,161,458,000.
- Other factors decreased equity by 13,176,166,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs2.17 Billion | +7.88% |
| Other Comprehensive Income | Rs13.16 Billion | +47.78% |
| Other Changes | Rs-13.18 Billion | -47.84% |
| Total Change | Rs- | 8.49% |
Book Value vs Market Value Analysis
This analysis compares PTC India Financial Services Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.73x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.48x to 0.73x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-03-31 | Rs21.03 | Rs31.18 | x |
| 2009-03-31 | Rs25.33 | Rs31.18 | x |
| 2010-03-31 | Rs14.63 | Rs31.18 | x |
| 2011-03-31 | Rs23.34 | Rs31.18 | x |
| 2012-03-31 | Rs20.85 | Rs31.18 | x |
| 2013-03-31 | Rs21.81 | Rs31.18 | x |
| 2014-03-31 | Rs24.00 | Rs31.18 | x |
| 2015-03-31 | Rs25.54 | Rs31.18 | x |
| 2016-03-31 | Rs31.00 | Rs31.18 | x |
| 2017-03-31 | Rs41.07 | Rs31.18 | x |
| 2018-03-31 | Rs36.43 | Rs31.18 | x |
| 2019-03-31 | Rs32.18 | Rs31.18 | x |
| 2020-03-31 | Rs32.93 | Rs31.18 | x |
| 2021-03-31 | Rs33.00 | Rs31.18 | x |
| 2022-03-31 | Rs35.25 | Rs31.18 | x |
| 2023-03-31 | Rs38.03 | Rs31.18 | x |
| 2024-03-31 | Rs39.53 | Rs31.18 | x |
| 2025-03-31 | Rs42.89 | Rs31.18 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PTC India Financial Services Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.88%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 39.15%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 2.06x
- Recent ROE (7.88%) is above the historical average (7.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -0.09% | -3.08% | 0.03x | 1.02x | Rs-111.65 Million |
| 2009 | 1.40% | 73.64% | 0.02x | 1.03x | Rs-524.05 Million |
| 2010 | 4.00% | 60.77% | 0.04x | 1.51x | Rs-381.41 Million |
| 2011 | 3.64% | 57.53% | 0.04x | 1.67x | Rs-647.42 Million |
| 2012 | 13.14% | 50.21% | 0.16x | 1.68x | Rs368.46 Million |
| 2013 | 8.49% | 36.38% | 0.10x | 2.36x | Rs-184.57 Million |
| 2014 | 15.40% | 38.03% | 0.10x | 4.01x | Rs728.29 Million |
| 2015 | 11.19% | 20.06% | 0.12x | 4.70x | Rs171.59 Million |
| 2016 | 22.44% | 32.95% | 0.13x | 5.06x | Rs2.17 Billion |
| 2017 | 14.27% | 25.57% | 0.13x | 4.44x | Rs1.03 Billion |
| 2018 | -4.28% | -8.49% | 0.09x | 5.51x | Rs-3.34 Billion |
| 2019 | 8.91% | 13.91% | 0.10x | 6.38x | Rs-225.13 Million |
| 2020 | 5.20% | 8.09% | 0.12x | 5.50x | Rs-1.01 Billion |
| 2021 | 1.21% | 2.30% | 0.10x | 5.44x | Rs-1.86 Billion |
| 2022 | 5.74% | 14.00% | 0.10x | 4.20x | Rs-964.02 Million |
| 2023 | 7.20% | 23.49% | 0.10x | 3.13x | Rs-684.67 Million |
| 2024 | 6.33% | 22.82% | 0.11x | 2.57x | Rs-931.24 Million |
| 2025 | 7.88% | 39.15% | 0.10x | 2.06x | Rs-583.82 Million |
Industry Comparison
This section compares PTC India Financial Services Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $36,896,520,071
- Average return on equity (ROE) among peers: 9.93%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PTC India Financial Services Limited (PFS) | Rs29.78 Billion | -0.09% | 0.80x | $216.58 Million |
| Akme Fintrade India Ltd (AFIL) | $1.30 Billion | 0.00% | 2.50x | $41.31 Million |
| Arman Financial Services Limited (ARMANFIN) | $392.47 Million | 15.69% | 2.49x | $169.77 Million |
| Baid Finserv Limited (BAIDFIN) | $108.03 Million | 5.96% | 2.17x | $19.08 Million |
| Bajaj Finance Limited (BAJFINANCE) | $48.00 Billion | 18.71% | 5.84x | $62.99 Billion |
| Capri Global Capital Limited (CGCL) | $13.83 Billion | 9.81% | 2.09x | $1.94 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $195.93 Billion | 17.46% | 7.00x | $14.26 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $39.31 Billion | 10.79% | 6.73x | $3.16 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $69.56 Billion | 7.64% | 3.00x | $2.25 Billion |
| CSL Finance Limited (CSLFINANCE) | $983.69 Million | 13.27% | 0.12x | $55.14 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-453.82 Million | 0.00% | 0.00x | $1.13 Million |
About PTC India Financial Services Limited
PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.