PB Fintech Limited - Asset Resilience Ratio

Latest as of September 2025: 15.76%

PB Fintech Limited (POLICYBZR) has an Asset Resilience Ratio of 15.76% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does PB Fintech Limited carry for a breakdown of total debt and financial obligations.

Liquid Assets

Rs12.51 Billion
≈ $135.32 Million USD Cash + Short-term Investments

Total Assets

Rs79.39 Billion
≈ $858.60 Million USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how PB Fintech Limited's Asset Resilience Ratio has changed over time. See POLICYBZR total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down PB Fintech Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see POLICYBZR market cap overview.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs12.51 Billion 15.76%
Total Liquid Assets Rs12.51 Billion 15.76%

Asset Resilience Insights

  • Good Liquidity Position: PB Fintech Limited maintains a healthy 15.76% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

PB Fintech Limited Industry Peers by Asset Resilience Ratio

Compare PB Fintech Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Steadfast Group Ltd
AU:SDF
Insurance Brokers 6.24%
AUB Group Ltd
AU:AUB
Insurance Brokers 28.39%
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3
Insurance Brokers 0.40%
Banvida
SN:BANVIDA
Insurance Brokers 0.65%
Aon PLC
F:4VK
Insurance Brokers 0.40%
AUB GROUP LTD.
F:A5H
Insurance Brokers 0.03%
Fanhua Inc
F:4CIA
Insurance Brokers 15.16%
Grupo Profuturo S.A.B. de C.V
MX:GPROFUT
Insurance Brokers 3.19%

Annual Asset Resilience Ratio for PB Fintech Limited (2017–2025)

The table below shows the annual Asset Resilience Ratio data for PB Fintech Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 29.08% Rs21.89 Billion
≈ $236.76 Million
Rs75.29 Billion
≈ $814.28 Million
-27.02pp
2024-03-31 56.10% Rs37.74 Billion
≈ $408.18 Million
Rs67.29 Billion
≈ $727.66 Million
+2.88pp
2023-03-31 53.21% Rs33.28 Billion
≈ $359.89 Million
Rs62.54 Billion
≈ $676.35 Million
-26.63pp
2022-03-31 79.84% Rs47.23 Billion
≈ $510.78 Million
Rs59.15 Billion
≈ $639.74 Million
+15.15pp
2021-03-31 64.69% Rs15.08 Billion
≈ $163.06 Million
Rs23.31 Billion
≈ $252.06 Million
+48.60pp
2020-03-31 16.09% Rs2.54 Billion
≈ $27.43 Million
Rs15.76 Billion
≈ $170.44 Million
-21.75pp
2019-03-31 37.84% Rs2.84 Billion
≈ $30.75 Million
Rs7.51 Billion
≈ $81.27 Million
-37.21pp
2018-03-31 75.05% Rs6.60 Billion
≈ $71.40 Million
Rs8.80 Billion
≈ $95.14 Million
+20.53pp
2017-03-31 54.52% Rs2.05 Billion
≈ $22.12 Million
Rs3.75 Billion
≈ $40.57 Million
--
pp = percentage points

About PB Fintech Limited

NSE:POLICYBZR India Insurance Brokers
Market Cap
$8.33 Billion
Rs769.82 Billion INR
Market Cap Rank
#2550 Global
#103 in India
Share Price
Rs1666.20
Change (1 day)
-1.07%
52-Week Range
Rs1426.90 - Rs1957.30
All Time High
Rs2215.85
About

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance produ… Read more