PB Fintech Limited - Asset Resilience Ratio
PB Fintech Limited (POLICYBZR) has an Asset Resilience Ratio of 15.76% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does PB Fintech Limited carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how PB Fintech Limited's Asset Resilience Ratio has changed over time. See POLICYBZR total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down PB Fintech Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see POLICYBZR market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs12.51 Billion | 15.76% |
| Total Liquid Assets | Rs12.51 Billion | 15.76% |
Asset Resilience Insights
- Good Liquidity Position: PB Fintech Limited maintains a healthy 15.76% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
PB Fintech Limited Industry Peers by Asset Resilience Ratio
Compare PB Fintech Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Steadfast Group Ltd
AU:SDF |
Insurance Brokers | 6.24% |
|
AUB Group Ltd
AU:AUB |
Insurance Brokers | 28.39% |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3 |
Insurance Brokers | 0.40% |
|
Banvida
SN:BANVIDA |
Insurance Brokers | 0.65% |
|
Aon PLC
F:4VK |
Insurance Brokers | 0.40% |
|
AUB GROUP LTD.
F:A5H |
Insurance Brokers | 0.03% |
|
Fanhua Inc
F:4CIA |
Insurance Brokers | 15.16% |
|
Grupo Profuturo S.A.B. de C.V
MX:GPROFUT |
Insurance Brokers | 3.19% |
Annual Asset Resilience Ratio for PB Fintech Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for PB Fintech Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 29.08% | Rs21.89 Billion ≈ $236.76 Million |
Rs75.29 Billion ≈ $814.28 Million |
-27.02pp |
| 2024-03-31 | 56.10% | Rs37.74 Billion ≈ $408.18 Million |
Rs67.29 Billion ≈ $727.66 Million |
+2.88pp |
| 2023-03-31 | 53.21% | Rs33.28 Billion ≈ $359.89 Million |
Rs62.54 Billion ≈ $676.35 Million |
-26.63pp |
| 2022-03-31 | 79.84% | Rs47.23 Billion ≈ $510.78 Million |
Rs59.15 Billion ≈ $639.74 Million |
+15.15pp |
| 2021-03-31 | 64.69% | Rs15.08 Billion ≈ $163.06 Million |
Rs23.31 Billion ≈ $252.06 Million |
+48.60pp |
| 2020-03-31 | 16.09% | Rs2.54 Billion ≈ $27.43 Million |
Rs15.76 Billion ≈ $170.44 Million |
-21.75pp |
| 2019-03-31 | 37.84% | Rs2.84 Billion ≈ $30.75 Million |
Rs7.51 Billion ≈ $81.27 Million |
-37.21pp |
| 2018-03-31 | 75.05% | Rs6.60 Billion ≈ $71.40 Million |
Rs8.80 Billion ≈ $95.14 Million |
+20.53pp |
| 2017-03-31 | 54.52% | Rs2.05 Billion ≈ $22.12 Million |
Rs3.75 Billion ≈ $40.57 Million |
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About PB Fintech Limited
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance produ… Read more