PB Fintech Limited (POLICYBZR) - Net Assets

Latest as of September 2025: Rs67.75 Billion INR ≈ $732.65 Million USD

Based on the latest financial reports, PB Fintech Limited (POLICYBZR) has net assets worth Rs67.75 Billion INR (≈ $732.65 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs79.39 Billion ≈ $858.60 Million USD) and total liabilities (Rs11.65 Billion ≈ $125.95 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are PB Fintech Limited's assets to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs67.75 Billion
% of Total Assets	85.33%
Annual Growth Rate	45.2%
5-Year Change	223.23%
10-Year Change	N/A
Growth Volatility	77.04

PB Fintech Limited - Net Assets Trend (2017–2025)

This chart illustrates how PB Fintech Limited's net assets have evolved over time, based on quarterly financial data. Also explore total assets of PB Fintech Limited for the complete picture of this company's asset base.

Annual Net Assets for PB Fintech Limited (2017–2025)

The table below shows the annual net assets of PB Fintech Limited from 2017 to 2025. For live valuation and market cap data, see how much is PB Fintech Limited worth.

Year	Net Assets	Change
2025-03-31	Rs64.38 Billion ≈ $696.23 Million	+9.55%
2024-03-31	Rs58.76 Billion ≈ $635.52 Million	+7.14%
2023-03-31	Rs54.85 Billion ≈ $593.16 Million	+1.35%
2022-03-31	Rs54.12 Billion ≈ $585.25 Million	+171.71%
2021-03-31	Rs19.92 Billion ≈ $215.40 Million	+57.34%
2020-03-31	Rs12.66 Billion ≈ $136.90 Million	+158.18%
2019-03-31	Rs4.90 Billion ≈ $53.02 Million	-38.29%
2018-03-31	Rs7.95 Billion ≈ $85.93 Million	+143.86%
2017-03-31	Rs3.26 Billion ≈ $35.24 Million	--

Equity Component Analysis

This analysis shows how different components contribute to PB Fintech Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 1767883100000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Common Stock	Rs918.50 Million	1.43%
Other Comprehensive Income	Rs5.24 Billion	8.14%
Other Components	Rs78.10 Billion	121.42%
Total Equity	Rs64.32 Billion	100.00%

PB Fintech Limited Competitors by Market Cap

The table below lists competitors of PB Fintech Limited ranked by their market capitalization.

Company	Market Cap
Hubei Feilihua Quartz Glass Co Ltd SHE:300395	$8.33 Billion
Houlihan Lokey Inc NYSE:HLI	$8.35 Billion
Aker ASA OL:AKER	$8.35 Billion
National Retail Properties Inc NYSE:NNN	$8.35 Billion
China Gold International Resources TO:CGG	$8.32 Billion
SG Micro Corp SHE:300661	$8.32 Billion
SAINSBURY -J.- ADR/4 NEW F:SUY	$8.31 Billion
ORION CORP.B UNSP.ADR 1/2 F:OFK0	$8.31 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in PB Fintech Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 58,710,300,000 to 64,322,800,000, a change of 5,612,500,000 (9.6%).
Net income of 3,530,100,000 contributed positively to equity growth.
New share issuances of 16,100,000 increased equity.
Other comprehensive income decreased equity by 4,893,000,000.
Other factors increased equity by 6,959,300,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs3.53 Billion	+5.49%
Share Issuances	Rs16.10 Million	+0.03%
Other Comprehensive Income	Rs-4.89 Billion	-7.61%
Other Changes	Rs6.96 Billion	+10.82%
Total Change	Rs-	9.56%

Book Value vs Market Value Analysis

This analysis compares PB Fintech Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 11.95x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 27.21x to 11.95x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-03-31	Rs61.23	Rs1666.20	x
2018-03-31	Rs437.13	Rs1666.20	x
2019-03-31	Rs10.91	Rs1666.20	x
2020-03-31	Rs36.13	Rs1666.20	x
2021-03-31	Rs54.52	Rs1666.20	x
2022-03-31	Rs132.15	Rs1666.20	x
2023-03-31	Rs123.08	Rs1666.20	x
2024-03-31	Rs127.12	Rs1666.20	x
2025-03-31	Rs139.39	Rs1666.20	x

Capital Efficiency Dashboard

This dashboard shows how efficiently PB Fintech Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.49%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 7.09%
• Asset Turnover: 0.66x
• Equity Multiplier: 1.17x
Recent ROE (5.49%) is above the historical average (-13.91%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2017	2.27%	3.98%	0.49x	1.17x	Rs-248.55 Million
2018	-7.51%	-17.72%	0.38x	1.12x	Rs-1.38 Billion
2019	-70.74%	-70.45%	0.66x	1.53x	Rs-3.96 Billion
2020	-24.02%	-39.42%	0.49x	1.25x	Rs-4.31 Billion
2021	-7.54%	-16.94%	0.38x	1.17x	Rs-3.49 Billion
2022	-15.39%	-58.45%	0.24x	1.09x	Rs-13.74 Billion
2023	-8.90%	-19.05%	0.41x	1.14x	Rs-10.35 Billion
2024	1.14%	1.95%	0.51x	1.15x	Rs-5.20 Billion
2025	5.49%	7.09%	0.66x	1.17x	Rs-2.90 Billion

Industry Comparison

This section compares PB Fintech Limited's net assets metrics with peer companies in the Insurance Brokers industry.

No peer company data available for comparison.

About PB Fintech Limited

NSE:POLICYBZR India Insurance Brokers

Market Cap

$8.33 Billion

Rs769.82 Billion INR

Market Cap Rank

#2550 Global

#103 in India

Share Price

Rs1666.20

Change (1 day)

-1.07%

52-Week Range

Rs1426.90 - Rs1957.30

All Time High

Rs2215.85