Poonawalla Fincorp Limited - Asset Resilience Ratio
Poonawalla Fincorp Limited (POONAWALLA) has an Asset Resilience Ratio of 4.05% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Poonawalla Fincorp Limited balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Poonawalla Fincorp Limited's Asset Resilience Ratio has changed over time. See POONAWALLA net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Poonawalla Fincorp Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see POONAWALLA market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs14.17 Billion | 4.05% |
| Total Liquid Assets | Rs14.17 Billion | 4.05% |
Asset Resilience Insights
- Limited Liquidity: Poonawalla Fincorp Limited maintains only 4.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Poonawalla Fincorp Limited Industry Peers by Asset Resilience Ratio
Compare Poonawalla Fincorp Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for Poonawalla Fincorp Limited (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Poonawalla Fincorp Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 4.05% | Rs14.17 Billion ≈ $153.24 Million |
Rs350.30 Billion ≈ $3.79 Billion |
+3.99pp |
| 2024-03-31 | 0.06% | Rs133.60 Million ≈ $1.44 Million |
Rs240.87 Billion ≈ $2.60 Billion |
-3.38pp |
| 2023-03-31 | 3.44% | Rs7.98 Billion ≈ $86.31 Million |
Rs232.21 Billion ≈ $2.51 Billion |
+1.15pp |
| 2022-03-31 | 2.29% | Rs3.76 Billion ≈ $40.63 Million |
Rs164.43 Billion ≈ $1.78 Billion |
-1.65pp |
| 2021-03-31 | 3.93% | Rs5.19 Billion ≈ $56.18 Million |
Rs132.12 Billion ≈ $1.43 Billion |
-0.51pp |
| 2020-03-31 | 4.44% | Rs6.77 Billion ≈ $73.17 Million |
Rs152.40 Billion ≈ $1.65 Billion |
+1.66pp |
| 2019-03-31 | 2.78% | Rs4.66 Billion ≈ $50.44 Million |
Rs167.89 Billion ≈ $1.82 Billion |
+0.27pp |
| 2018-03-31 | 2.51% | Rs3.74 Billion ≈ $40.45 Million |
Rs148.94 Billion ≈ $1.61 Billion |
+1.97pp |
| 2017-03-31 | 0.54% | Rs735.61 Million ≈ $7.96 Million |
Rs135.95 Billion ≈ $1.47 Billion |
+0.05pp |
| 2016-03-31 | 0.49% | Rs755.20 Million ≈ $8.17 Million |
Rs155.25 Billion ≈ $1.68 Billion |
-0.22pp |
| 2015-03-31 | 0.71% | Rs1.06 Billion ≈ $11.44 Million |
Rs148.82 Billion ≈ $1.61 Billion |
-0.12pp |
| 2014-03-31 | 0.83% | Rs1.10 Billion ≈ $11.89 Million |
Rs131.78 Billion ≈ $1.43 Billion |
+0.32pp |
| 2013-03-31 | 0.51% | Rs673.24 Million ≈ $7.28 Million |
Rs131.14 Billion ≈ $1.42 Billion |
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About Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provide… Read more