Poonawalla Fincorp Limited - Asset Resilience Ratio

Latest as of March 2026: 0.01%

Poonawalla Fincorp Limited (POONAWALLA) has an Asset Resilience Ratio of 0.01% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Poonawalla Fincorp Limited strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs76.80 Million
≈ $830.56K USD Cash + Short-term Investments

Total Assets

Rs602.72 Billion
≈ $6.52 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2013–2026)

This chart shows how Poonawalla Fincorp Limited's Asset Resilience Ratio has changed over time. See POONAWALLA net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Poonawalla Fincorp Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see POONAWALLA market cap.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs76.80 Million 0.01%
Total Liquid Assets Rs76.80 Million 0.01%

Asset Resilience Insights

  • Limited Liquidity: Poonawalla Fincorp Limited maintains only 0.01% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Poonawalla Fincorp Limited Industry Peers by Asset Resilience Ratio

Compare Poonawalla Fincorp Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bajaj Finance Limited
NSE:BAJFINANCE
Credit Services 2.35%
Manappuram Finance Limited
NSE:MANAPPURAM
Credit Services 4.86%
Capri Global Capital Limited
NSE:CGCL
Credit Services 0.13%
Hotai Finance Corp
TW:6592
Credit Services 1.50%
Beijing Cuiwei Tower Co Ltd
SHG:603123
Credit Services 1.79%
Mufin Green Finance Ltd
NSE:MUFIN
Credit Services 3.44%
Vakif Finansal Kiralama AS
IS:VAKFN
Credit Services 0.62%
Moneyme Ltd
AU:MME
Credit Services 1.75%

Annual Asset Resilience Ratio for Poonawalla Fincorp Limited (2013–2026)

The table below shows the annual Asset Resilience Ratio data for Poonawalla Fincorp Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2026-03-31 0.01% Rs76.80 Million
≈ $830.56K
Rs602.72 Billion
≈ $6.52 Billion
-4.03pp
2025-03-31 4.05% Rs14.17 Billion
≈ $153.24 Million
Rs350.30 Billion
≈ $3.79 Billion
+3.99pp
2024-03-31 0.06% Rs133.60 Million
≈ $1.44 Million
Rs240.87 Billion
≈ $2.60 Billion
-3.38pp
2023-03-31 3.44% Rs7.98 Billion
≈ $86.31 Million
Rs232.21 Billion
≈ $2.51 Billion
+1.15pp
2022-03-31 2.29% Rs3.76 Billion
≈ $40.63 Million
Rs164.43 Billion
≈ $1.78 Billion
-1.65pp
2021-03-31 3.93% Rs5.19 Billion
≈ $56.18 Million
Rs132.12 Billion
≈ $1.43 Billion
-0.51pp
2020-03-31 4.44% Rs6.77 Billion
≈ $73.17 Million
Rs152.40 Billion
≈ $1.65 Billion
+1.66pp
2019-03-31 2.78% Rs4.66 Billion
≈ $50.44 Million
Rs167.89 Billion
≈ $1.82 Billion
+0.27pp
2018-03-31 2.51% Rs3.74 Billion
≈ $40.45 Million
Rs148.94 Billion
≈ $1.61 Billion
+1.97pp
2017-03-31 0.54% Rs735.61 Million
≈ $7.96 Million
Rs135.95 Billion
≈ $1.47 Billion
+0.05pp
2016-03-31 0.49% Rs755.20 Million
≈ $8.17 Million
Rs155.25 Billion
≈ $1.68 Billion
-0.22pp
2015-03-31 0.71% Rs1.06 Billion
≈ $11.44 Million
Rs148.82 Billion
≈ $1.61 Billion
-0.12pp
2014-03-31 0.83% Rs1.10 Billion
≈ $11.89 Million
Rs131.78 Billion
≈ $1.43 Billion
+0.32pp
2013-03-31 0.51% Rs673.24 Million
≈ $7.28 Million
Rs131.14 Billion
≈ $1.42 Billion
--
pp = percentage points

About Poonawalla Fincorp Limited

NSE:POONAWALLA India Credit Services
Market Cap
$3.84 Billion
Rs354.79 Billion INR
Market Cap Rank
#4301 Global
#182 in India
Share Price
Rs405.25
Change (1 day)
+0.45%
52-Week Range
Rs368.40 - Rs542.50
All Time High
Rs542.50
About

Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provide… Read more