Poonawalla Fincorp Limited (POONAWALLA) - Net Assets

Latest as of March 2026: Rs103.48 Billion INR ≈ $1.12 Billion USD

Based on the latest financial reports, Poonawalla Fincorp Limited (POONAWALLA) has net assets worth Rs103.48 Billion INR (≈ $1.12 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs602.72 Billion ≈ $6.52 Billion USD) and total liabilities (Rs499.23 Billion ≈ $5.40 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Poonawalla Fincorp Limited's equity to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs103.48 Billion
% of Total Assets	17.17%
Annual Growth Rate	25.39%
5-Year Change	70.81%
10-Year Change	369.03%
Growth Volatility	46.86

Poonawalla Fincorp Limited - Net Assets Trend (2005–2026)

This chart illustrates how Poonawalla Fincorp Limited's net assets have evolved over time, based on quarterly financial data. See Poonawalla Fincorp Limited defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Poonawalla Fincorp Limited (2005–2026)

The table below shows the annual net assets of Poonawalla Fincorp Limited from 2005 to 2026. For live valuation and market cap data, see POONAWALLA market cap overview.

Year	Net Assets	Change
2026-03-31	Rs103.48 Billion ≈ $1.12 Billion	+26.59%
2025-03-31	Rs81.75 Billion ≈ $884.06 Million	+0.09%
2024-03-31	Rs81.67 Billion ≈ $883.24 Million	+18.83%
2023-03-31	Rs68.73 Billion ≈ $743.31 Million	+13.45%
2022-03-31	Rs60.58 Billion ≈ $655.17 Million	+176.09%
2021-03-31	Rs21.94 Billion ≈ $237.31 Million	-20.15%
2020-03-31	Rs27.48 Billion ≈ $297.19 Million	+0.15%
2019-03-31	Rs27.44 Billion ≈ $296.74 Million	+39.14%
2018-03-31	Rs19.72 Billion ≈ $213.27 Million	-10.62%
2017-03-31	Rs22.06 Billion ≈ $238.61 Million	+0.01%
2016-03-31	Rs22.06 Billion ≈ $238.59 Million	+20.74%
2015-03-31	Rs18.27 Billion ≈ $197.61 Million	+8.33%
2014-03-31	Rs16.87 Billion ≈ $182.42 Million	+4.13%
2013-03-31	Rs16.20 Billion ≈ $175.19 Million	+28.26%
2012-03-31	Rs12.63 Billion ≈ $136.59 Million	+74.90%
2011-03-31	Rs7.22 Billion ≈ $78.10 Million	+55.44%
2010-03-31	Rs4.65 Billion ≈ $50.24 Million	+12.62%
2009-03-31	Rs4.13 Billion ≈ $44.61 Million	+7.32%
2008-03-31	Rs3.84 Billion ≈ $41.57 Million	+9.29%
2007-03-31	Rs3.52 Billion ≈ $38.03 Million	+134.48%
2006-03-31	Rs1.50 Billion ≈ $16.22 Million	+67.88%
2005-03-31	Rs893.41 Million ≈ $9.66 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Poonawalla Fincorp Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs1.62 Billion	1.56%
Other Components	Rs101.87 Billion	98.44%
Total Equity	Rs103.48 Billion	100.00%

Poonawalla Fincorp Limited Competitors by Market Cap

The table below lists competitors of Poonawalla Fincorp Limited ranked by their market capitalization.

Company	Market Cap
HC Semitek Corp SHE:300323	$3.83 Billion
Adaro Minerals Indonesia Tbk PT JK:ADMR	$3.83 Billion
FIELMANN AG (ADR/1/5)O.N. F:FIE1	$3.83 Billion
United Breweries Limited NSE:UBL	$3.84 Billion
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	$3.83 Billion
First BanCorp. NYSE:FBP	$3.83 Billion
Catalyst Pharmaceuticals Inc NASDAQ:CPRX	$3.83 Billion
Huaihe Energy Group Co Ltd SHG:600575	$3.83 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Poonawalla Fincorp Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 81,746,600,000 to 103,482,400,000, a change of 21,735,800,000 (26.6%).
Net income of 5,418,100,000 contributed positively to equity growth.
New share issuances of 15,403,100,000 increased equity.
Other comprehensive income decreased equity by 10,768,500,000.
Other factors increased equity by 11,683,100,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs5.42 Billion	+5.24%
Share Issuances	Rs15.40 Billion	+14.88%
Other Comprehensive Income	Rs-10.77 Billion	-10.41%
Other Changes	Rs11.68 Billion	+11.29%
Total Change	Rs-	26.59%

Book Value vs Market Value Analysis

This analysis compares Poonawalla Fincorp Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 3.10x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 25.75x to 3.10x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs15.71	Rs404.50	x
2006-03-31	Rs22.47	Rs404.50	x
2007-03-31	Rs34.50	Rs404.50	x
2008-03-31	Rs35.20	Rs404.50	x
2009-03-31	Rs37.79	Rs404.50	x
2010-03-31	Rs42.57	Rs404.50	x
2011-03-31	Rs55.51	Rs404.50	x
2012-03-31	Rs71.70	Rs404.50	x
2013-03-31	Rs83.81	Rs404.50	x
2014-03-31	Rs86.97	Rs404.50	x
2015-03-31	Rs93.87	Rs404.50	x
2016-03-31	Rs92.95	Rs404.50	x
2017-03-31	Rs91.53	Rs404.50	x
2018-03-31	Rs82.99	Rs404.50	x
2019-03-31	Rs102.09	Rs404.50	x
2020-03-31	Rs101.77	Rs404.50	x
2021-03-31	Rs81.41	Rs404.50	x
2022-03-31	Rs83.41	Rs404.50	x
2023-03-31	Rs88.76	Rs404.50	x
2024-03-31	Rs105.00	Rs404.50	x
2025-03-31	Rs105.57	Rs404.50	x
2026-03-31	Rs130.64	Rs404.50	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Poonawalla Fincorp Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.24%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.10%
• Asset Turnover: 0.11x
• Equity Multiplier: 5.82x
Recent ROE (5.24%) is below the historical average (7.99%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	15.63%	14.25%	0.15x	7.44x	Rs50.33 Million
2006	13.47%	17.26%	0.12x	6.57x	Rs52.02 Million
2007	8.93%	11.28%	0.13x	6.06x	Rs-37.64 Million
2008	13.15%	10.72%	0.14x	8.54x	Rs120.99 Million
2009	9.46%	6.24%	0.19x	8.01x	Rs-22.09 Million
2010	14.31%	9.45%	0.15x	9.81x	Rs200.02 Million
2011	16.91%	27.05%	0.08x	7.86x	Rs499.32 Million
2012	5.95%	7.47%	0.12x	6.55x	Rs-504.13 Million
2013	8.67%	8.54%	0.12x	8.22x	Rs-211.97 Million
2014	9.18%	7.10%	0.16x	7.97x	Rs-135.27 Million
2015	10.11%	7.34%	0.17x	8.33x	Rs19.20 Million
2016	9.77%	8.17%	0.17x	7.17x	Rs-50.53 Million
2017	0.94%	0.83%	0.18x	6.26x	Rs-1.97 Billion
2018	12.01%	10.71%	0.15x	7.55x	Rs396.86 Million
2019	11.08%	12.99%	0.14x	6.12x	Rs296.18 Million
2020	0.98%	1.12%	0.16x	5.55x	Rs-2.48 Billion
2021	-25.47%	-25.07%	0.17x	6.02x	Rs-7.78 Billion
2022	6.19%	24.77%	0.09x	2.72x	Rs-2.30 Billion
2023	9.97%	36.54%	0.08x	3.38x	Rs-21.60 Million
2024	20.60%	57.03%	0.12x	2.95x	Rs8.66 Billion
2025	-1.20%	-2.46%	0.11x	4.29x	Rs-9.16 Billion
2026	5.24%	8.10%	0.11x	5.82x	Rs-4.93 Billion

Industry Comparison

This section compares Poonawalla Fincorp Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $13,875,001,886
Average return on equity (ROE) among peers: 14.14%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Poonawalla Fincorp Limited (POONAWALLA)	Rs103.48 Billion	15.63%	4.82x	$3.83 Billion
Akme Fintrade India Ltd (AFIL)	$3.82 Billion	8.69%	0.77x	$66.41 Million
Arman Financial Services Limited (ARMANFIN)	$66.41 Million	10.09%	1.89x	$192.84 Million
Baid Finserv Limited (BAIDFIN)	$108.03 Million	5.96%	2.17x	$16.78 Million
Bajaj Finance Limited (BAJFINANCE)	$96.00 Billion	19.13%	5.64x	$64.48 Billion
Capri Global Capital Limited (CGCL)	$2.81 Billion	44.70%	0.62x	$2.30 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$3.01 Billion	11.80%	5.99x	$15.41 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$28.18 Billion	10.24%	7.22x	$3.23 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$4.60 Billion	18.10%	5.11x	$2.46 Billion
CSL Finance Limited (CSLFINANCE)	$518.95 Million	12.68%	0.00x	$55.58 Million
DCM Financial Services Limited (DCMFINSERV)	$-371.72 Million	0.00%	0.00x	$1.25 Million

About Poonawalla Fincorp Limited

NSE:POONAWALLA India Credit Services

Market Cap

$3.83 Billion

Rs354.13 Billion INR

Market Cap Rank

#4301 Global

#184 in India

Share Price

Rs404.50

Change (1 day)

-0.19%

52-Week Range

Rs368.40 - Rs542.50

All Time High

Rs542.50