RBL Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -1.70%

RBL Bank Limited (RBLBANK) has an Asset Resilience Ratio of -1.70% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check RBLBANK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-23.53 Billion

≈ $-254.42 Million USD Cash + Short-term Investments

Total Assets

Rs1.38 Trillion

≈ $14.97 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how RBL Bank Limited's Asset Resilience Ratio has changed over time. See RBLBANK net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down RBL Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RBL Bank Limited stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-23.53 Billion	-1.7%
Total Liquid Assets	Rs-23.53 Billion	-1.70%

Asset Resilience Insights

Limited Liquidity: RBL Bank Limited maintains only -1.70% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

RBL Bank Limited Industry Peers by Asset Resilience Ratio

Compare RBL Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for RBL Bank Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for RBL Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.03%	Rs470.94 Million ≈ $5.09 Million	Rs1.38 Trillion ≈ $14.97 Billion	+5.15pp
2023-03-31	-5.12%	Rs-59.27 Billion ≈ $-640.93 Million	Rs1.16 Trillion ≈ $12.52 Billion	+6.96pp
2022-03-31	-12.08%	Rs-128.23 Billion ≈ $-1.39 Billion	Rs1.06 Trillion ≈ $11.48 Billion	-3.73pp
2021-03-31	-8.35%	Rs-84.03 Billion ≈ $-908.78 Million	Rs1.01 Trillion ≈ $10.88 Billion	-0.70pp
2020-03-31	-7.65%	Rs-68.08 Billion ≈ $-736.21 Million	Rs889.83 Billion ≈ $9.62 Billion	-8.99pp
2018-03-31	1.34%	Rs8.30 Billion ≈ $89.75 Million	Rs618.77 Billion ≈ $6.69 Billion	-0.77pp
2017-03-31	2.11%	Rs10.27 Billion ≈ $111.09 Million	Rs486.76 Billion ≈ $5.26 Billion	--

pp = percentage points

About RBL Bank Limited

NSE:RBLBANK India Banks - Regional

Market Cap

$2.47 Billion

Rs228.72 Billion INR

Market Cap Rank

#5631 Global

#243 in India

Share Price

Rs369.25

Change (1 day)

+0.01%

52-Week Range

Rs228.03 - Rs372.65

All Time High

Rs683.17