RBL Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -1.70%

RBL Bank Limited (RBLBANK) has an Asset Resilience Ratio of -1.70% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RBL Bank Limited current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-23.53 Billion

≈ $-254.42 Million USD Cash + Short-term Investments

Total Assets

Rs1.38 Trillion

≈ $14.97 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how RBL Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see RBL Bank Limited assets under control.

Liquid Assets Composition Over Time

This chart breaks down RBL Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore RBL Bank Limited long-term investment allocation to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-23.53 Billion	-1.7%
Total Liquid Assets	Rs-23.53 Billion	-1.70%

Asset Resilience Insights

Limited Liquidity: RBL Bank Limited maintains only -1.70% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

RBL Bank Limited Industry Peers by Asset Resilience Ratio

Compare RBL Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for RBL Bank Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for RBL Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.03%	Rs470.94 Million ≈ $5.09 Million	Rs1.38 Trillion ≈ $14.97 Billion	+5.15pp
2023-03-31	-5.12%	Rs-59.27 Billion ≈ $-640.93 Million	Rs1.16 Trillion ≈ $12.52 Billion	+6.96pp
2022-03-31	-12.08%	Rs-128.23 Billion ≈ $-1.39 Billion	Rs1.06 Trillion ≈ $11.48 Billion	-3.73pp
2021-03-31	-8.35%	Rs-84.03 Billion ≈ $-908.78 Million	Rs1.01 Trillion ≈ $10.88 Billion	-0.70pp
2020-03-31	-7.65%	Rs-68.08 Billion ≈ $-736.21 Million	Rs889.83 Billion ≈ $9.62 Billion	-8.99pp
2018-03-31	1.34%	Rs8.30 Billion ≈ $89.75 Million	Rs618.77 Billion ≈ $6.69 Billion	-0.77pp
2017-03-31	2.11%	Rs10.27 Billion ≈ $111.09 Million	Rs486.76 Billion ≈ $5.26 Billion	--

pp = percentage points

About RBL Bank Limited

NSE:RBLBANK India Banks - Regional

Market Cap

$6.77 Billion

Rs626.24 Billion INR

Market Cap Rank

#2936 Global

#129 in India

Share Price

Rs404.00

Change (1 day)

+0.10%

52-Week Range

Rs268.95 - Rs418.50

All Time High

Rs683.17