RBL Bank Limited (RBLBANK) - Net Assets

Latest as of March 2026: Rs167.24 Billion INR ≈ $1.81 Billion USD

Based on the latest financial reports, RBL Bank Limited (RBLBANK) has net assets worth Rs167.24 Billion INR (≈ $1.81 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.81 Trillion ≈ $19.55 Billion USD) and total liabilities (Rs1.64 Trillion ≈ $17.74 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is RBL Bank Limited's equity to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs167.24 Billion
% of Total Assets	9.25%
Annual Growth Rate	27.27%
5-Year Change	33.47%
10-Year Change	285.68%
Growth Volatility	175.93

RBL Bank Limited - Net Assets Trend (2010–2026)

This chart illustrates how RBL Bank Limited's net assets have evolved over time, based on quarterly financial data. See RBLBANK defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for RBL Bank Limited (2010–2026)

The table below shows the annual net assets of RBL Bank Limited from 2010 to 2026. For live valuation and market cap data, see market value of RBL Bank Limited.

Year	Net Assets	Change
2026-03-31	Rs167.24 Billion ≈ $1.81 Billion	+6.73%
2025-03-31	Rs156.70 Billion ≈ $1.69 Billion	+5.61%
2024-03-31	Rs148.37 Billion ≈ $1.60 Billion	-85.52%
2023-03-31	Rs1.02 Trillion ≈ $11.08 Billion	+717.80%
2022-03-31	Rs125.30 Billion ≈ $1.36 Billion	-1.07%
2021-03-31	Rs126.66 Billion ≈ $1.37 Billion	+19.89%
2020-03-31	Rs105.65 Billion ≈ $1.14 Billion	+40.22%
2019-03-31	Rs75.35 Billion ≈ $814.86 Million	+12.47%
2018-03-31	Rs66.99 Billion ≈ $724.51 Million	+54.49%
2017-03-31	Rs43.36 Billion ≈ $468.96 Million	+45.11%
2016-03-31	Rs29.88 Billion ≈ $323.17 Million	+34.04%
2015-03-31	Rs22.29 Billion ≈ $241.10 Million	+18.32%
2014-03-31	Rs18.84 Billion ≈ $203.77 Million	+17.35%
2013-03-31	Rs16.06 Billion ≈ $173.65 Million	+40.45%
2012-03-31	Rs11.43 Billion ≈ $123.63 Million	+5.37%
2011-03-31	Rs10.85 Billion ≈ $117.34 Million	+207.38%
2010-03-31	Rs3.53 Billion ≈ $38.17 Million	--

Equity Component Analysis

This analysis shows how different components contribute to RBL Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs6.18 Billion	3.70%
Other Comprehensive Income	Rs1.75 Billion	1.05%
Other Components	Rs159.31 Billion	95.26%
Total Equity	Rs167.24 Billion	100.00%

RBL Bank Limited Competitors by Market Cap

The table below lists competitors of RBL Bank Limited ranked by their market capitalization.

Company	Market Cap
Corporativo Fragua S.A.B. de C.V MX:FRAGUAB	$2.48 Billion
Banque Cantonale du Valais SW:WKBN	$2.48 Billion
Artois Nom. PA:ARTO	$2.48 Billion
BB Biotech AG SW:BION	$2.48 Billion
Viva Energy Group Ltd AU:VEA	$2.47 Billion
Sunway Construction Group Bhd KLSE:5263	$2.47 Billion
Ideaya Biosciences Inc NASDAQ:IDYA	$2.47 Billion
Shandong Dawn Polymer Co Ltd SHE:002838	$2.47 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in RBL Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 156,695,300,000 to 167,242,400,000, a change of 10,547,100,000 (6.7%).
Net income of 8,790,500,000 contributed positively to equity growth.
Dividend payments of 612,600,000 reduced retained earnings.
New share issuances of 1,597,600,000 increased equity.
Other comprehensive income increased equity by 54,000,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs8.79 Billion	+5.26%
Dividends Paid	Rs612.60 Million	-0.37%
Share Issuances	Rs1.60 Billion	+0.96%
Other Comprehensive Income	Rs54.00 Million	+0.03%
Other Changes	Rs717.60 Million	+0.43%
Total Change	Rs-	6.73%

Book Value vs Market Value Analysis

This analysis compares RBL Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.38x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 10.95x to 1.38x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2010-03-31	Rs33.71	Rs369.25	x
2011-03-31	Rs83.58	Rs369.25	x
2012-03-31	Rs53.18	Rs369.25	x
2013-03-31	Rs53.25	Rs369.25	x
2014-03-31	Rs69.26	Rs369.25	x
2015-03-31	Rs75.97	Rs369.25	x
2016-03-31	Rs92.02	Rs369.25	x
2017-03-31	Rs114.73	Rs369.25	x
2018-03-31	Rs159.63	Rs369.25	x
2019-03-31	Rs174.14	Rs369.25	x
2020-03-31	Rs231.99	Rs369.25	x
2021-03-31	Rs231.53	Rs369.25	x
2022-03-31	Rs209.21	Rs369.25	x
2023-03-31	Rs224.68	Rs369.25	x
2024-03-31	Rs241.87	Rs369.25	x
2025-03-31	Rs256.98	Rs369.25	x
2026-03-31	Rs268.07	Rs369.25	x

Capital Efficiency Dashboard

This dashboard shows how efficiently RBL Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.26%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 4.76%
• Asset Turnover: 0.10x
• Equity Multiplier: 10.81x
Recent ROE (5.26%) is below the historical average (6.23%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	5.41%	12.14%	0.08x	5.91x	Rs-161.90 Million
2011	1.14%	5.93%	0.06x	2.98x	Rs-961.72 Million
2012	5.69%	12.28%	0.07x	6.30x	Rs-492.21 Million
2013	5.78%	9.25%	0.08x	8.07x	Rs-677.12 Million
2014	4.92%	5.75%	0.09x	9.66x	Rs-957.50 Million
2015	9.29%	8.81%	0.09x	12.16x	Rs-157.65 Million
2016	9.79%	9.04%	0.08x	13.10x	Rs-63.39 Million
2017	10.30%	10.08%	0.09x	11.23x	Rs131.76 Million
2018	9.46%	11.30%	0.09x	9.26x	Rs-363.83 Million
2019	11.39%	11.16%	0.10x	10.67x	Rs1.04 Billion
2020	4.73%	4.67%	0.12x	8.42x	Rs-5.56 Billion
2021	4.18%	5.02%	0.10x	7.94x	Rs-7.37 Billion
2022	-1.33%	-1.54%	0.10x	8.47x	Rs-14.19 Billion
2023	6.80%	7.59%	0.10x	8.56x	Rs-4.33 Billion
2024	8.49%	8.22%	0.11x	9.33x	Rs-2.24 Billion
2025	4.58%	3.99%	0.12x	9.37x	Rs-8.50 Billion
2026	5.26%	4.76%	0.10x	10.81x	Rs-7.93 Billion

Industry Comparison

This section compares RBL Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $105,668,636,200
Average return on equity (ROE) among peers: 7.07%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
RBL Bank Limited (RBLBANK)	Rs167.24 Billion	5.41%	9.81x	$2.47 Billion
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.30 Billion
Bandhan Bank Limited (BANDHANBNK)	$44.46 Billion	25.01%	5.80x	$3.73 Billion
Bank of Baroda (BANKBARODA)	$218.99 Billion	20.25%	15.72x	$15.83 Billion
Bank of India (BANKINDIA)	$369.16 Billion	-16.15%	15.66x	$7.27 Billion
Canara Bank (CANBK)	$328.59 Billion	-7.93%	16.16x	$13.24 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$2.50 Billion	7.76%	16.26x	$142.52 Million
Central Bank of India (CENTRALBK)	$18.68 Billion	17.14%	29.40x	$3.24 Billion
CSB Bank Limited (CSBBANK)	$9.74 Billion	-20.27%	15.89x	$673.57 Million
City Union Bank Limited (CUB)	$16.41 Billion	19.63%	13.00x	$1.59 Billion
DCB Bank Limited (DCBBANK)	$40.49 Billion	7.10%	10.07x	$647.71 Million

About RBL Bank Limited

NSE:RBLBANK India Banks - Regional

Market Cap

$2.47 Billion

Rs228.72 Billion INR

Market Cap Rank

#5631 Global

#243 in India

Share Price

Rs369.25

Change (1 day)

+0.01%

52-Week Range

Rs228.03 - Rs372.65

All Time High

Rs683.17