Repco Home Finance Limited - Asset Resilience Ratio
Repco Home Finance Limited (REPCOHOME) has an Asset Resilience Ratio of 1.18% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read REPCOHOME liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2025)
This chart shows how Repco Home Finance Limited's Asset Resilience Ratio has changed over time. See REPCOHOME total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Repco Home Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Repco Home Finance Limited stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs1.81 Billion | 1.18% |
| Short-term Investments | Rs900.00K | 0.0% |
| Total Liquid Assets | Rs1.81 Billion | 1.18% |
Asset Resilience Insights
- Limited Liquidity: Repco Home Finance Limited maintains only 1.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Repco Home Finance Limited Industry Peers by Asset Resilience Ratio
Compare Repco Home Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
Annual Asset Resilience Ratio for Repco Home Finance Limited (2008–2025)
The table below shows the annual Asset Resilience Ratio data for Repco Home Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 2.99% | Rs4.40 Billion ≈ $47.56 Million |
Rs147.16 Billion ≈ $1.59 Billion |
+1.11pp |
| 2024-03-31 | 1.88% | Rs2.60 Billion ≈ $28.09 Million |
Rs137.97 Billion ≈ $1.49 Billion |
-1.72pp |
| 2023-03-31 | 3.61% | Rs4.54 Billion ≈ $49.14 Million |
Rs125.96 Billion ≈ $1.36 Billion |
+4.93pp |
| 2022-03-31 | -1.33% | Rs-1.60 Billion ≈ $-17.29 Million |
Rs120.52 Billion ≈ $1.30 Billion |
-1.29pp |
| 2021-03-31 | -0.04% | Rs-44.60 Million ≈ $-482.33K |
Rs124.20 Billion ≈ $1.34 Billion |
0.00pp |
| 2020-03-31 | -0.03% | Rs-40.80 Million ≈ $-441.24K |
Rs120.37 Billion ≈ $1.30 Billion |
-0.03pp |
| 2019-03-31 | 0.00% | Rs1.00 Million ≈ $10.81K |
Rs109.87 Billion ≈ $1.19 Billion |
+0.00pp |
| 2018-03-31 | 0.00% | Rs600.00K ≈ $6.49K |
Rs97.48 Billion ≈ $1.05 Billion |
+0.06pp |
| 2017-03-31 | -0.06% | Rs-52.45 Million ≈ $-567.22K |
Rs88.67 Billion ≈ $958.93 Million |
+0.01pp |
| 2016-03-31 | -0.06% | Rs-50.14 Million ≈ $-542.23K |
Rs77.72 Billion ≈ $840.47 Million |
+0.01pp |
| 2015-03-31 | -0.08% | Rs-46.76 Million ≈ $-505.64K |
Rs60.81 Billion ≈ $657.62 Million |
-0.16pp |
| 2013-03-31 | 0.08% | Rs32.02 Million ≈ $346.28K |
Rs37.92 Billion ≈ $410.14 Million |
+0.13pp |
| 2011-03-31 | -0.05% | Rs-10.08 Million ≈ $-109.00K |
Rs20.97 Billion ≈ $226.81 Million |
-0.15pp |
| 2009-03-31 | 0.10% | Rs10.74 Million ≈ $116.15K |
Rs10.40 Billion ≈ $112.42 Million |
-0.35pp |
| 2008-03-31 | 0.45% | Rs33.15 Million ≈ $358.50K |
Rs7.38 Billion ≈ $79.80 Million |
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About Repco Home Finance Limited
Repco Home Finance Limited operates as a housing finance company in India. The company offers dream home, composite, fifty plus, NRI housing, plot, Repco privilege, green and easy home, advantage, and home 25 loans. It also offers repair, renovation, extension, and multipurpose loans, including home makeover and super loans. In addition, the company provides new horizon, prosperity, commercial re… Read more