Repco Home Finance Limited (REPCOHOME) - Net Assets

Latest as of September 2025: Rs36.11 Billion INR ≈ $390.48 Million USD

Based on the latest financial reports, Repco Home Finance Limited (REPCOHOME) has net assets worth Rs36.11 Billion INR (≈ $390.48 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs153.10 Billion ≈ $1.66 Billion USD) and total liabilities (Rs117.00 Billion ≈ $1.27 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Repco Home Finance Limited asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs36.11 Billion
% of Total Assets	23.58%
Annual Growth Rate	26.84%
5-Year Change	62.2%
10-Year Change	255.78%
Growth Volatility	43.39

Repco Home Finance Limited - Net Assets Trend (2007–2025)

This chart illustrates how Repco Home Finance Limited's net assets have evolved over time, based on quarterly financial data. Also explore REPCOHOME current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for Repco Home Finance Limited (2007–2025)

The table below shows the annual net assets of Repco Home Finance Limited from 2007 to 2025. For live valuation and market cap data, see REPCOHOME company net worth.

Year	Net Assets	Change
2025-03-31	Rs34.27 Billion ≈ $370.62 Million	+14.79%
2024-03-31	Rs29.85 Billion ≈ $322.86 Million	+15.30%
2023-03-31	Rs25.89 Billion ≈ $280.01 Million	+13.07%
2022-03-31	Rs22.90 Billion ≈ $247.65 Million	+8.38%
2021-03-31	Rs21.13 Billion ≈ $228.50 Million	+15.45%
2020-03-31	Rs18.30 Billion ≈ $197.91 Million	+17.19%
2019-03-31	Rs15.62 Billion ≈ $168.88 Million	+17.57%
2018-03-31	Rs13.28 Billion ≈ $143.64 Million	+38.24%
2017-03-31	Rs9.61 Billion ≈ $103.91 Million	-0.25%
2016-03-31	Rs9.63 Billion ≈ $104.17 Million	+17.86%
2015-03-31	Rs8.17 Billion ≈ $88.39 Million	+10.72%
2014-03-31	Rs7.38 Billion ≈ $79.83 Million	+16.33%
2013-03-31	Rs6.35 Billion ≈ $68.62 Million	+109.23%
2012-03-31	Rs3.03 Billion ≈ $32.80 Million	+22.41%
2011-03-31	Rs2.48 Billion ≈ $26.79 Million	+27.06%
2010-03-31	Rs1.95 Billion ≈ $21.09 Million	+24.93%
2009-03-31	Rs1.56 Billion ≈ $16.88 Million	+15.58%
2008-03-31	Rs1.35 Billion ≈ $14.60 Million	+184.71%
2007-03-31	Rs474.29 Million ≈ $5.13 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Repco Home Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 637509.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs12.93 Billion	37.73%
Common Stock	Rs625.60 Million	1.83%
Other Comprehensive Income	Rs17.53 Billion	51.15%
Other Components	Rs3.18 Billion	9.29%
Total Equity	Rs34.27 Billion	100.00%

Repco Home Finance Limited Competitors by Market Cap

The table below lists competitors of Repco Home Finance Limited ranked by their market capitalization.

Company	Market Cap
Shin Heung Energy & Electronics Co.Ltd KQ:243840	$275.68 Million
Semperit Aktiengesellschaft Holding VI:SEM	$275.68 Million
Bold Eagle Acquisition Corp. Class A Ordinary Shares NASDAQ:BEAG	$275.71 Million
Xperi Corp NYSE:XPER	$275.71 Million
The Orissa Minerals Development Company Limited NSE:ORISSAMINE	$275.62 Million
Prakash Industries Limited NSE:PRAKASH	$275.55 Million
TBS Energi Utama Tbk PT JK:TOBA	$275.53 Million
Media and Games Invest PLC ST:M8G	$275.40 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Repco Home Finance Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 29,854,000,000 to 34,270,400,000, a change of 4,416,400,000 (14.8%).
Net income of 4,614,800,000 contributed positively to equity growth.
Dividend payments of 187,600,000 reduced retained earnings.
Other comprehensive income increased equity by 17,516,700,000.
Other factors decreased equity by 17,527,500,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs4.61 Billion	+13.47%
Dividends Paid	Rs187.60 Million	-0.55%
Other Comprehensive Income	Rs17.52 Billion	+51.11%
Other Changes	Rs-17.53 Billion	-51.14%
Total Change	Rs-	14.79%

Book Value vs Market Value Analysis

This analysis compares Repco Home Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.74x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 23.67x to 0.74x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2007-03-31	Rs17.21	Rs407.40	x
2008-03-31	Rs39.48	Rs407.40	x
2009-03-31	Rs33.81	Rs407.40	x
2010-03-31	Rs44.47	Rs407.40	x
2011-03-31	Rs53.34	Rs407.40	x
2012-03-31	Rs65.30	Rs407.40	x
2013-03-31	Rs135.38	Rs407.40	x
2014-03-31	Rs118.39	Rs407.40	x
2015-03-31	Rs130.89	Rs407.40	x
2016-03-31	Rs154.18	Rs407.40	x
2017-03-31	Rs183.77	Rs407.40	x
2018-03-31	Rs212.18	Rs407.40	x
2019-03-31	Rs249.45	Rs407.40	x
2020-03-31	Rs292.34	Rs407.40	x
2021-03-31	Rs337.52	Rs407.40	x
2022-03-31	Rs365.81	Rs407.40	x
2023-03-31	Rs413.61	Rs407.40	x
2024-03-31	Rs476.90	Rs407.40	x
2025-03-31	Rs547.76	Rs407.40	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Repco Home Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.47%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 27.64%
• Asset Turnover: 0.11x
• Equity Multiplier: 4.29x
Recent ROE (13.47%) is below the historical average (16.06%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2007	24.30%	26.32%	0.10x	9.58x	Rs67.85 Million
2008	11.53%	22.61%	0.09x	5.46x	Rs20.66 Million
2009	17.30%	23.95%	0.11x	6.66x	Rs113.97 Million
2010	22.74%	27.10%	0.11x	7.66x	Rs248.45 Million
2011	23.47%	59.04%	0.05x	8.47x	Rs333.79 Million
2012	20.27%	52.40%	0.04x	9.40x	Rs311.34 Million
2013	12.61%	19.72%	0.11x	5.98x	Rs165.64 Million
2014	14.92%	20.57%	0.11x	6.42x	Rs362.88 Million
2015	15.34%	18.09%	0.11x	7.44x	Rs436.08 Million
2016	15.99%	17.47%	0.11x	8.07x	Rs577.35 Million
2017	16.32%	17.94%	0.12x	7.71x	Rs727.02 Million
2018	15.83%	18.96%	0.11x	7.34x	Rs774.67 Million
2019	15.95%	20.91%	0.11x	7.04x	Rs929.02 Million
2020	16.29%	22.11%	0.11x	6.58x	Rs1.15 Billion
2021	14.21%	21.82%	0.11x	5.88x	Rs889.24 Million
2022	8.48%	15.02%	0.11x	5.26x	Rs-348.87 Million
2023	12.22%	24.61%	0.10x	4.87x	Rs573.63 Million
2024	13.84%	27.27%	0.11x	4.62x	Rs1.15 Billion
2025	13.47%	27.64%	0.11x	4.29x	Rs1.19 Billion

Industry Comparison

This section compares Repco Home Finance Limited's net assets metrics with peer companies in the Mortgage Finance industry.

Industry Context

Industry: Mortgage Finance
Average net assets among peers: $19,340,587,889
Average return on equity (ROE) among peers: 10.83%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Repco Home Finance Limited (REPCOHOME)	Rs36.11 Billion	24.30%	3.24x	$275.64 Million
Aadhar Housing Finance Ltd (AADHARHFC)	$26.93 Billion	0.00%	4.06x	$2.29 Billion
Aavas Financiers Limited (AAVAS)	$43.61 Billion	13.17%	3.27x	$1.18 Billion
Aptus Value Housing Finance India Limited (APTUS)	$19.79 Billion	13.49%	1.28x	$1.41 Billion
Bajaj Housing Finance (BAJAJHFL)	$36.58 Billion	2.85%	4.26x	$7.85 Billion
GIC Housing Finance Limited (GICHSGFIN)	$6.60 Billion	15.59%	9.18x	$88.24 Million
Home First Finance Company India Limited (HOMEFIRST)	$18.17 Billion	12.56%	2.71x	$1.31 Billion
INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR)	$8.00 Billion	3.80%	0.67x	$951.30 Million
PNB Housing Finance Limited (PNBHOUSING)	$4.00 Billion	19.37%	10.09x	$2.95 Billion
Reliance Home Finance Limited (RHFL)	$10.38 Billion	16.63%	9.74x	$10.54 Million

About Repco Home Finance Limited

NSE:REPCOHOME India Mortgage Finance

Market Cap

$275.64 Million

Rs25.49 Billion INR

Market Cap Rank

#15324 Global

#756 in India

Share Price

Rs407.40

Change (1 day)

-0.65%

52-Week Range

Rs336.60 - Rs454.35

All Time High

Rs843.22