Satin Creditcare Network Limited - Asset Resilience Ratio
Satin Creditcare Network Limited (SATIN) has an Asset Resilience Ratio of 5.18% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2026)
This chart shows how Satin Creditcare Network Limited's Asset Resilience Ratio has changed over time. Check SATIN PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Satin Creditcare Network Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SATIN stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs7.45 Billion | 5.18% |
| Total Liquid Assets | Rs7.45 Billion | 5.18% |
Asset Resilience Insights
- Limited Liquidity: Satin Creditcare Network Limited maintains only 5.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Satin Creditcare Network Limited Industry Peers by Asset Resilience Ratio
Compare Satin Creditcare Network Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Hotai Finance Corp
TW:6592 |
Credit Services | 1.50% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Qudian Inc
NYSE:QD |
Credit Services | 70.36% |
|
Finance of America Companies Inc
NYSE:FOA |
Credit Services | 0.29% |
|
X Financial Class A
NYSE:XYF |
Credit Services | -13.27% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for Satin Creditcare Network Limited (2014–2026)
The table below shows the annual Asset Resilience Ratio data for Satin Creditcare Network Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 5.18% | Rs7.45 Billion ≈ $80.60 Million |
Rs143.87 Billion ≈ $1.56 Billion |
-0.26pp |
| 2025-03-31 | 5.44% | Rs6.30 Billion ≈ $68.15 Million |
Rs115.87 Billion ≈ $1.25 Billion |
-2.32pp |
| 2024-03-31 | 7.76% | Rs8.14 Billion ≈ $87.98 Million |
Rs104.85 Billion ≈ $1.13 Billion |
-0.27pp |
| 2023-03-31 | 8.03% | Rs6.30 Billion ≈ $68.14 Million |
Rs78.50 Billion ≈ $848.90 Million |
-5.47pp |
| 2022-03-31 | 13.50% | Rs10.33 Billion ≈ $111.72 Million |
Rs76.55 Billion ≈ $827.89 Million |
-1.63pp |
| 2021-03-31 | 15.13% | Rs12.17 Billion ≈ $131.60 Million |
Rs80.45 Billion ≈ $870.00 Million |
+3.61pp |
| 2020-03-31 | 11.52% | Rs8.41 Billion ≈ $90.92 Million |
Rs73.00 Billion ≈ $789.43 Million |
-0.32pp |
| 2019-03-31 | 11.83% | Rs7.99 Billion ≈ $86.41 Million |
Rs67.53 Billion ≈ $730.28 Million |
+6.90pp |
| 2018-03-31 | 4.93% | Rs2.88 Billion ≈ $31.15 Million |
Rs58.44 Billion ≈ $632.00 Million |
-1.73pp |
| 2017-03-31 | 6.66% | Rs3.18 Billion ≈ $34.42 Million |
Rs47.77 Billion ≈ $516.64 Million |
+23.07pp |
| 2016-03-31 | -16.41% | Rs-5.42 Billion ≈ $-58.61 Million |
Rs33.03 Billion ≈ $357.25 Million |
-16.12pp |
| 2015-03-31 | -0.29% | Rs-58.45 Million ≈ $-632.08K |
Rs20.11 Billion ≈ $217.45 Million |
-0.15pp |
| 2014-03-31 | -0.14% | Rs-15.87 Million ≈ $-171.61K |
Rs11.22 Billion ≈ $121.30 Million |
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About Satin Creditcare Network Limited
Satin Creditcare Network Limited, a non-banking finance company, provides micro finance services in India. The company offers microcredit to economically active women in rural, semi-urban, and urban regions; loans for income generating purposes, such as agriculture, transportation, trading, and production related business activities; water and sanitation loans; loans for clean energy and various … Read more