Satin Creditcare Network Limited - Asset Resilience Ratio

Latest as of September 2025: 20.00%

Satin Creditcare Network Limited (SATIN) has an Asset Resilience Ratio of 20.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Satin Creditcare Network Limited for a breakdown of total debt and financial obligations.

Liquid Assets

Rs25.70 Billion

≈ $277.89 Million USD Cash + Short-term Investments

Total Assets

Rs128.51 Billion

≈ $1.39 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2025)

This chart shows how Satin Creditcare Network Limited's Asset Resilience Ratio has changed over time. See Satin Creditcare Network Limited book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Satin Creditcare Network Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Satin Creditcare Network Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs25.70 Billion	20.0%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs25.70 Billion	20.00%

Asset Resilience Insights

Good Liquidity Position: Satin Creditcare Network Limited maintains a healthy 20.00% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Satin Creditcare Network Limited Industry Peers by Asset Resilience Ratio

Compare Satin Creditcare Network Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Satin Creditcare Network Limited (2014–2025)

The table below shows the annual Asset Resilience Ratio data for Satin Creditcare Network Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	5.44%	Rs6.30 Billion ≈ $68.15 Million	Rs115.87 Billion ≈ $1.25 Billion	-2.32pp
2024-03-31	7.76%	Rs8.14 Billion ≈ $87.98 Million	Rs104.85 Billion ≈ $1.13 Billion	-0.27pp
2023-03-31	8.03%	Rs6.30 Billion ≈ $68.14 Million	Rs78.50 Billion ≈ $848.90 Million	-5.47pp
2022-03-31	13.50%	Rs10.33 Billion ≈ $111.72 Million	Rs76.55 Billion ≈ $827.89 Million	-1.63pp
2021-03-31	15.13%	Rs12.17 Billion ≈ $131.60 Million	Rs80.45 Billion ≈ $870.00 Million	+3.61pp
2020-03-31	11.52%	Rs8.41 Billion ≈ $90.92 Million	Rs73.00 Billion ≈ $789.43 Million	-0.32pp
2019-03-31	11.83%	Rs7.99 Billion ≈ $86.41 Million	Rs67.53 Billion ≈ $730.28 Million	+6.90pp
2018-03-31	4.93%	Rs2.88 Billion ≈ $31.15 Million	Rs58.44 Billion ≈ $632.00 Million	-1.73pp
2017-03-31	6.66%	Rs3.18 Billion ≈ $34.42 Million	Rs47.77 Billion ≈ $516.64 Million	+23.07pp
2016-03-31	-16.41%	Rs-5.42 Billion ≈ $-58.61 Million	Rs33.03 Billion ≈ $357.25 Million	-16.12pp
2015-03-31	-0.29%	Rs-58.45 Million ≈ $-632.08K	Rs20.11 Billion ≈ $217.45 Million	-0.15pp
2014-03-31	-0.14%	Rs-15.87 Million ≈ $-171.61K	Rs11.22 Billion ≈ $121.30 Million	--

pp = percentage points

About Satin Creditcare Network Limited

NSE:SATIN India Credit Services

Market Cap

$209.54 Million

Rs19.38 Billion INR

Market Cap Rank

#16362 Global

#829 in India

Share Price

Rs176.16

Change (1 day)

-2.92%

52-Week Range

Rs134.08 - Rs181.45

All Time High

Rs690.20