Satin Creditcare Network Limited - Asset Resilience Ratio

Latest as of March 2026: 5.18%

Satin Creditcare Network Limited (SATIN) has an Asset Resilience Ratio of 5.18% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Satin Creditcare Network Limited to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs7.45 Billion

≈ $80.60 Million USD Cash + Short-term Investments

Total Assets

Rs143.87 Billion

≈ $1.56 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2026)

This chart shows how Satin Creditcare Network Limited's Asset Resilience Ratio has changed over time. See Satin Creditcare Network Limited (SATIN) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Satin Creditcare Network Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Satin Creditcare Network Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs7.45 Billion	5.18%
Total Liquid Assets	Rs7.45 Billion	5.18%

Asset Resilience Insights

Limited Liquidity: Satin Creditcare Network Limited maintains only 5.18% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Satin Creditcare Network Limited Industry Peers by Asset Resilience Ratio

Compare Satin Creditcare Network Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vakif Finansal Kiralama AS IS:VAKFN	Credit Services	0.62%
Mastercard Inc NYSE:MA	Credit Services	0.60%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
Harmoney Corp Ltd AU:HMY	Credit Services	0.00%
FORIS AG F:FRS	Credit Services	0.54%
Mint Corp V:MIT	Credit Services	0.00%

Annual Asset Resilience Ratio for Satin Creditcare Network Limited (2014–2026)

The table below shows the annual Asset Resilience Ratio data for Satin Creditcare Network Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	5.18%	Rs7.45 Billion ≈ $80.60 Million	Rs143.87 Billion ≈ $1.56 Billion	-0.26pp
2025-03-31	5.44%	Rs6.30 Billion ≈ $68.15 Million	Rs115.87 Billion ≈ $1.25 Billion	-2.32pp
2024-03-31	7.76%	Rs8.14 Billion ≈ $87.98 Million	Rs104.85 Billion ≈ $1.13 Billion	-0.27pp
2023-03-31	8.03%	Rs6.30 Billion ≈ $68.14 Million	Rs78.50 Billion ≈ $848.90 Million	-5.47pp
2022-03-31	13.50%	Rs10.33 Billion ≈ $111.72 Million	Rs76.55 Billion ≈ $827.89 Million	-1.63pp
2021-03-31	15.13%	Rs12.17 Billion ≈ $131.60 Million	Rs80.45 Billion ≈ $870.00 Million	+3.61pp
2020-03-31	11.52%	Rs8.41 Billion ≈ $90.92 Million	Rs73.00 Billion ≈ $789.43 Million	-0.32pp
2019-03-31	11.83%	Rs7.99 Billion ≈ $86.41 Million	Rs67.53 Billion ≈ $730.28 Million	+6.90pp
2018-03-31	4.93%	Rs2.88 Billion ≈ $31.15 Million	Rs58.44 Billion ≈ $632.00 Million	-1.73pp
2017-03-31	6.66%	Rs3.18 Billion ≈ $34.42 Million	Rs47.77 Billion ≈ $516.64 Million	+23.07pp
2016-03-31	-16.41%	Rs-5.42 Billion ≈ $-58.61 Million	Rs33.03 Billion ≈ $357.25 Million	-16.12pp
2015-03-31	-0.29%	Rs-58.45 Million ≈ $-632.08K	Rs20.11 Billion ≈ $217.45 Million	-0.15pp
2014-03-31	-0.14%	Rs-15.87 Million ≈ $-171.61K	Rs11.22 Billion ≈ $121.30 Million	--

pp = percentage points

About Satin Creditcare Network Limited

NSE:SATIN India Credit Services

Market Cap

$280.04 Million

Rs25.89 Billion INR

Market Cap Rank

#15250 Global

#771 in India

Share Price

Rs235.43

Change (1 day)

+1.73%

52-Week Range

Rs134.08 - Rs242.10

All Time High

Rs690.20