SBFC Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 3.35%

SBFC Finance Limited (SBFC) has an Asset Resilience Ratio of 3.35% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rs3.29 Billion

≈ $35.55 Million USD Cash + Short-term Investments

Total Assets

Rs98.22 Billion

≈ $1.06 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how SBFC Finance Limited's Asset Resilience Ratio has changed over time. Check SBFC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down SBFC Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SBFC Finance Limited (SBFC) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs3.29 Billion	3.35%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs3.29 Billion	3.35%

Asset Resilience Insights

Limited Liquidity: SBFC Finance Limited maintains only 3.35% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

SBFC Finance Limited Industry Peers by Asset Resilience Ratio

Compare SBFC Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Hotai Finance Corp TW:6592	Credit Services	1.50%
PTC India Financial Services Limited NSE:PFS	Credit Services	19.78%
Atlantis S.A. WAR:ATS	Credit Services	95.52%
TCI Finance Limited NSE:TCIFINANCE	Credit Services	40.70%
Lawfinance Ltd AU:LAW	Credit Services	7.34%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for SBFC Finance Limited (2020–2025)

The table below shows the annual Asset Resilience Ratio data for SBFC Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	7.27%	Rs6.25 Billion ≈ $67.55 Million	Rs85.96 Billion ≈ $929.60 Million	-1.29pp
2024-03-31	8.56%	Rs6.04 Billion ≈ $65.36 Million	Rs70.63 Billion ≈ $763.81 Million	+4.39pp
2023-03-31	4.17%	Rs2.39 Billion ≈ $25.89 Million	Rs57.46 Billion ≈ $621.46 Million	-12.88pp
2022-03-31	17.05%	Rs7.70 Billion ≈ $83.25 Million	Rs45.15 Billion ≈ $488.28 Million	-3.97pp
2021-03-31	21.02%	Rs8.89 Billion ≈ $96.19 Million	Rs42.31 Billion ≈ $457.59 Million	+13.60pp
2020-03-31	7.42%	Rs3.12 Billion ≈ $33.78 Million	Rs42.08 Billion ≈ $455.08 Million	--

pp = percentage points

About SBFC Finance Limited

NSE:SBFC India Credit Services

Market Cap

$1.09 Billion

Rs101.22 Billion INR

Market Cap Rank

#8370 Global

#421 in India

Share Price

Rs92.34

Change (1 day)

-1.23%

52-Week Range

Rs80.95 - Rs118.50

All Time High

Rs119.02