SBFC Finance Limited Asset Resilience Ratio

Latest as of September 2025: 3.35%

SBFC Finance Limited asset resilience ratio. SBFC Finance Limited (SBFC) has an Asset Resilience Ratio of 3.35% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SBFC Finance Limited total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs3.29 Billion

≈ $35.55 Million USD Cash + Short-term Investments

Total Assets

Rs98.22 Billion

≈ $1.06 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of SBFC Finance Limited (2020–2025)

Asset resilience ratio of SBFC Finance Limited from 2020 to 2025. This chart shows how SBFC Finance Limited's Asset Resilience Ratio has changed over time. See SBFC Finance Limited (SBFC) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Liquid Assets Composition Over Time

This chart breaks down SBFC Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see SBFC current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs3.29 Billion	3.35%
Short-term Investments	Rs0.00	0%
Total Liquid Assets	Rs3.29 Billion	3.35%

Asset Resilience Insights

Limited Liquidity: SBFC Finance Limited maintains only 3.35% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

SBFC Finance Limited Industry Peers by Asset Resilience Ratio

Compare SBFC Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Spandana Sphoorty Financial Limited NSE:SPANDANA	Credit Services	8.09%
Vakif Finansal Kiralama AS IS:VAKFN	Credit Services	0.62%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

SBFC Finance Limited Asset Resilience Ratio by Year (2020–2025)

SBFC Finance Limited asset resilience ratio by year from 2020 to 2025. The table below shows the annual Asset Resilience Ratio data for SBFC Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	7.27%	Rs6.25 Billion ≈ $67.55 Million	Rs85.96 Billion ≈ $929.60 Million	-1.29pp
2024-03-31	8.56%	Rs6.04 Billion ≈ $65.36 Million	Rs70.63 Billion ≈ $763.81 Million	+4.39pp
2023-03-31	4.17%	Rs2.39 Billion ≈ $25.89 Million	Rs57.46 Billion ≈ $621.46 Million	-12.88pp
2022-03-31	17.05%	Rs7.70 Billion ≈ $83.25 Million	Rs45.15 Billion ≈ $488.28 Million	-3.97pp
2021-03-31	21.02%	Rs8.89 Billion ≈ $96.19 Million	Rs42.31 Billion ≈ $457.59 Million	+13.60pp
2020-03-31	7.42%	Rs3.12 Billion ≈ $33.78 Million	Rs42.08 Billion ≈ $455.08 Million	--

pp = percentage points

About SBFC Finance Limited

NSE:SBFC India Credit Services

Market Cap

$946.22 Million

Rs87.49 Billion INR

Market Cap Rank

#8919 Global

#427 in India

Share Price

Rs79.82

Change (1 day)

-0.50%

52-Week Range

Rs79.82 - Rs118.50

All Time High

Rs119.02