SBFC Finance Limited (SBFC) - Total Assets
Based on the latest financial reports, SBFC Finance Limited (SBFC) holds total assets worth Rs98.22 Billion INR (≈ $1.06 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check SBFC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
SBFC Finance Limited - Total Assets Trend (2017–2025)
This chart illustrates how SBFC Finance Limited's total assets have evolved over time, based on quarterly financial data. Check SBFC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
SBFC Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
SBFC Finance Limited's total assets of Rs98.22 Billion consist of 37.7% current assets and 62.3% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs1.85 Billion | 3.1% |
| Accounts Receivable | Rs156.59 Million | 0.2% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs436.65 Million | 0.5% |
| Intangible Assets | Rs44.10 Million | 0.1% |
| Goodwill | Rs2.60 Billion | 3.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how SBFC Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SBFC Finance Limited market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: SBFC Finance Limited's current assets represent 37.7% of total assets in 2025, an increase from 0.0% in 2017.
- Cash Position: Cash and equivalents constituted 3.1% of total assets in 2025, up from 0.0% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2017.
- Asset Diversification: The largest asset category is goodwill at 3.0% of total assets.
SBFC Finance Limited Competitors by Total Assets
Key competitors of SBFC Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Vardhman Holdings Limited
NSE:VHL
|
India | Rs37.69 Billion |
|
Five-Star Business Finance Limited
NSE:FIVESTAR
|
India | Rs154.35 Billion |
|
Capri Global Capital Limited
NSE:CGCL
|
India | Rs326.76 Billion |
|
Srisawad Power 1979 PCL
BK:SAWAD
|
Thailand | ฿107.67 Billion |
|
Navient Corp
NASDAQ:NAVI
|
USA | $48.68 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Menif Financial Services Ltd
TA:MNIF
|
Israel | ILA3.82 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
SBFC Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 440.33 | 106.58 | 1.60 |
| Quick Ratio | 442.04 | 106.58 | 1.60 |
| Cash Ratio | 4.07 | 0.00 | 0.00 |
| Working Capital | Rs68.93 Billion | Rs57.37 Billion | Rs5.74 Billion |
SBFC Finance Limited - Advanced Valuation Insights
This section examines the relationship between SBFC Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.11 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 21.7% |
| Total Assets | Rs85.96 Billion |
| Market Capitalization | $1.09 Billion USD |
Valuation Analysis
Below Book Valuation: The market values SBFC Finance Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: SBFC Finance Limited's assets grew by 21.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for SBFC Finance Limited (2017–2025)
The table below shows the annual total assets of SBFC Finance Limited from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs85.96 Billion ≈ $929.60 Million |
+21.70% |
| 2024-03-31 | Rs70.63 Billion ≈ $763.81 Million |
+22.91% |
| 2023-03-31 | Rs57.46 Billion ≈ $621.46 Million |
+27.27% |
| 2022-03-31 | Rs45.15 Billion ≈ $488.28 Million |
+6.71% |
| 2021-03-31 | Rs42.31 Billion ≈ $457.59 Million |
+0.55% |
| 2020-03-31 | Rs42.08 Billion ≈ $455.08 Million |
+134.73% |
| 2019-03-31 | Rs17.93 Billion ≈ $193.88 Million |
+29.70% |
| 2018-03-31 | Rs13.82 Billion ≈ $149.47 Million |
+14207.73% |
| 2017-03-31 | Rs96.60 Million ≈ $1.04 Million |
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About SBFC Finance Limited
SBFC Finance Limited, a non-banking financial company, engages in fund-based financing activity in India. It offers secured loans for micro, small, and medium enterprises (MSME); loans against gold; unsecured personal loans and unsecured business loans; and loan management services to small business owners, self-employed individuals, salaried and working-class individuals, entrepreneurs, and othe… Read more