The South Indian Bank Limited - Asset Resilience Ratio

Latest as of March 2019: 0.27%

The South Indian Bank Limited (SOUTHBANK) has an Asset Resilience Ratio of 0.27% as of March 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of The South Indian Bank Limited to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs2.50 Billion

≈ $27.04 Million USD Cash + Short-term Investments

Total Assets

Rs922.79 Billion

≈ $9.98 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how The South Indian Bank Limited's Asset Resilience Ratio has changed over time. See SOUTHBANK net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down The South Indian Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is The South Indian Bank Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs2.50 Billion	0.27%
Total Liquid Assets	Rs2.50 Billion	0.27%

Asset Resilience Insights

Limited Liquidity: The South Indian Bank Limited maintains only 0.27% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

The South Indian Bank Limited Industry Peers by Asset Resilience Ratio

Compare The South Indian Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Prosperity Bancshares Inc NYSE:PB	Banks - Regional	26.30%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for The South Indian Bank Limited (2016–2024)

The table below shows the annual Asset Resilience Ratio data for The South Indian Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.73%	Rs-67.29 Billion ≈ $-727.67 Million	Rs1.17 Trillion ≈ $12.70 Billion	-6.00pp
2019-03-31	0.27%	Rs2.50 Billion ≈ $27.04 Million	Rs922.79 Billion ≈ $9.98 Billion	-0.64pp
2018-03-31	0.91%	Rs7.50 Billion ≈ $81.11 Million	Rs826.86 Billion ≈ $8.94 Billion	+0.23pp
2017-03-31	0.67%	Rs5.00 Billion ≈ $54.07 Million	Rs743.12 Billion ≈ $8.04 Billion	+0.40pp
2016-03-31	0.28%	Rs1.75 Billion ≈ $18.93 Million	Rs631.75 Billion ≈ $6.83 Billion	--

pp = percentage points

About The South Indian Bank Limited

NSE:SOUTHBANK India Banks - Regional

Market Cap

$1.37 Billion

Rs126.85 Billion INR

Market Cap Rank

#7733 Global

#369 in India

Share Price

Rs48.46

Change (1 day)

-0.06%

52-Week Range

Rs28.59 - Rs48.49

All Time High

Rs48.49