The South Indian Bank Limited - Asset Resilience Ratio

Latest as of March 2019: 0.27%

The South Indian Bank Limited (SOUTHBANK) has an Asset Resilience Ratio of 0.27% as of March 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See The South Indian Bank Limited short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs2.50 Billion

≈ $27.04 Million USD Cash + Short-term Investments

Total Assets

Rs922.79 Billion

≈ $9.98 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how The South Indian Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of The South Indian Bank Limited.

Liquid Assets Composition Over Time

This chart breaks down The South Indian Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore The South Indian Bank Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs2.50 Billion	0.27%
Total Liquid Assets	Rs2.50 Billion	0.27%

Asset Resilience Insights

Limited Liquidity: The South Indian Bank Limited maintains only 0.27% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

The South Indian Bank Limited Industry Peers by Asset Resilience Ratio

Compare The South Indian Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco Santander Chile SN:BSANTANDER	Banks - Regional	3.58%
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
FirstSun Capital Bancorp Common Stock NASDAQ:FSUN	Banks - Regional	12.13%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%

Annual Asset Resilience Ratio for The South Indian Bank Limited (2016–2024)

The table below shows the annual Asset Resilience Ratio data for The South Indian Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-5.73%	Rs-67.29 Billion ≈ $-727.67 Million	Rs1.17 Trillion ≈ $12.70 Billion	-6.00pp
2019-03-31	0.27%	Rs2.50 Billion ≈ $27.04 Million	Rs922.79 Billion ≈ $9.98 Billion	-0.64pp
2018-03-31	0.91%	Rs7.50 Billion ≈ $81.11 Million	Rs826.86 Billion ≈ $8.94 Billion	+0.23pp
2017-03-31	0.67%	Rs5.00 Billion ≈ $54.07 Million	Rs743.12 Billion ≈ $8.04 Billion	+0.40pp
2016-03-31	0.28%	Rs1.75 Billion ≈ $18.93 Million	Rs631.75 Billion ≈ $6.83 Billion	--

pp = percentage points

About The South Indian Bank Limited

NSE:SOUTHBANK India Banks - Regional

Market Cap

$1.28 Billion

Rs118.42 Billion INR

Market Cap Rank

#7920 Global

#393 in India

Share Price

Rs45.23

Change (1 day)

-0.64%

52-Week Range

Rs28.64 - Rs48.49

All Time High

Rs48.49