The South Indian Bank Limited (SOUTHBANK) - Net Assets

Latest as of March 2026: Rs114.16 Billion INR ≈ $1.23 Billion USD

Based on the latest financial reports, The South Indian Bank Limited (SOUTHBANK) has net assets worth Rs114.16 Billion INR (≈ $1.23 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.42 Trillion ≈ $15.33 Billion USD) and total liabilities (Rs1.30 Trillion ≈ $14.10 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SOUTHBANK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs114.16 Billion
% of Total Assets	8.05%
Annual Growth Rate	16.58%
5-Year Change	95.01%
10-Year Change	135.46%
Growth Volatility	14.61

The South Indian Bank Limited - Net Assets Trend (2005–2026)

This chart illustrates how The South Indian Bank Limited's net assets have evolved over time, based on quarterly financial data. See SOUTHBANK days of operational coverage to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for The South Indian Bank Limited (2005–2026)

The table below shows the annual net assets of The South Indian Bank Limited from 2005 to 2026. For live valuation and market cap data, see SOUTHBANK market cap overview.

Year	Net Assets	Change
2026-03-31	Rs114.16 Billion ≈ $1.23 Billion	+12.94%
2025-03-31	Rs101.08 Billion ≈ $1.09 Billion	+14.52%
2024-03-31	Rs88.26 Billion ≈ $954.54 Million	+32.24%
2023-03-31	Rs66.75 Billion ≈ $721.85 Million	+14.02%
2022-03-31	Rs58.54 Billion ≈ $633.11 Million	+0.77%
2021-03-31	Rs58.09 Billion ≈ $628.25 Million	+6.06%
2020-03-31	Rs54.77 Billion ≈ $592.35 Million	+2.63%
2019-03-31	Rs53.37 Billion ≈ $577.18 Million	+1.79%
2018-03-31	Rs52.43 Billion ≈ $567.03 Million	+8.14%
2017-03-31	Rs48.48 Billion ≈ $524.35 Million	+26.08%
2016-03-31	Rs38.46 Billion ≈ $415.89 Million	+7.07%
2015-03-31	Rs35.92 Billion ≈ $388.44 Million	+6.57%
2014-03-31	Rs33.70 Billion ≈ $364.49 Million	+12.11%
2013-03-31	Rs30.06 Billion ≈ $325.11 Million	+38.51%
2012-03-31	Rs21.70 Billion ≈ $234.72 Million	+17.49%
2011-03-31	Rs18.47 Billion ≈ $199.78 Million	+24.37%
2010-03-31	Rs14.85 Billion ≈ $160.63 Million	+13.90%
2009-03-31	Rs13.04 Billion ≈ $141.02 Million	+12.32%
2008-03-31	Rs11.61 Billion ≈ $125.56 Million	+60.37%
2007-03-31	Rs7.24 Billion ≈ $78.29 Million	+12.97%
2006-03-31	Rs6.41 Billion ≈ $69.31 Million	+40.77%
2005-03-31	Rs4.55 Billion ≈ $49.23 Million	--

Equity Component Analysis

This analysis shows how different components contribute to The South Indian Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs2.62 Billion	2.29%
Other Comprehensive Income	Rs119.70 Million	0.10%
Other Components	Rs111.43 Billion	97.60%
Total Equity	Rs114.16 Billion	100.00%

The South Indian Bank Limited Competitors by Market Cap

The table below lists competitors of The South Indian Bank Limited ranked by their market capitalization.

Company	Market Cap
Zhejiang Construction Investment Group Co Ltd SHE:002761	$1.37 Billion
Kidswant Children Products Co.Ltd. SHE:301078	$1.37 Billion
Cia Brasileira de Aluminio SA:CBAV3	$1.37 Billion
Nantong Jiangshan Agrochemical & Chemicals Co Ltd SHG:600389	$1.37 Billion
Zhejiang Jiecang Linear Motion Technology Co Ltd SHG:603583	$1.37 Billion
Sigma Lithium Resources Corp NASDAQ:SGML	$1.37 Billion
Shaanxi Zhongtian Rocket Technology SHE:003009	$1.37 Billion
SK Networks Co Ltd KO:001740	$1.37 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The South Indian Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 101,080,300,000 to 114,163,400,000, a change of 13,083,100,000 (12.9%).
Net income of 14,556,400,000 contributed positively to equity growth.
Dividend payments of 1,046,600,000 reduced retained earnings.
New share issuances of 25,200,000 increased equity.
Other comprehensive income decreased equity by 60,612,367,000.
Other factors increased equity by 60,160,467,000.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs14.56 Billion	+12.75%
Dividends Paid	Rs1.05 Billion	-0.92%
Share Issuances	Rs25.20 Million	+0.02%
Other Comprehensive Income	Rs-60.61 Billion	-53.09%
Other Changes	Rs60.16 Billion	+52.7%
Total Change	Rs-	12.94%

Book Value vs Market Value Analysis

This analysis compares The South Indian Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.11x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 15.83x to 1.11x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-03-31	Rs3.06	Rs48.46	x
2006-03-31	Rs4.31	Rs48.46	x
2007-03-31	Rs4.87	Rs48.46	x
2008-03-31	Rs7.81	Rs48.46	x
2009-03-31	Rs8.77	Rs48.46	x
2010-03-31	Rs9.99	Rs48.46	x
2011-03-31	Rs12.42	Rs48.46	x
2012-03-31	Rs14.59	Rs48.46	x
2013-03-31	Rs20.21	Rs48.46	x
2014-03-31	Rs22.66	Rs48.46	x
2015-03-31	Rs23.98	Rs48.46	x
2016-03-31	Rs25.71	Rs48.46	x
2017-03-31	Rs32.21	Rs48.46	x
2018-03-31	Rs29.02	Rs48.46	x
2019-03-31	Rs29.49	Rs48.46	x
2020-03-31	Rs27.81	Rs48.46	x
2021-03-31	Rs29.56	Rs48.46	x
2022-03-31	Rs25.70	Rs48.46	x
2023-03-31	Rs29.30	Rs48.46	x
2024-03-31	Rs41.99	Rs48.46	x
2025-03-31	Rs38.63	Rs48.46	x
2026-03-31	Rs43.53	Rs48.46	x

Capital Efficiency Dashboard

This dashboard shows how efficiently The South Indian Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.75%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.28%
• Asset Turnover: 0.08x
• Equity Multiplier: 12.42x
Recent ROE (12.75%) is above the historical average (10.16%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	1.91%	1.06%	0.09x	20.82x	Rs-368.24 Million
2006	7.94%	6.11%	0.08x	16.90x	Rs-131.84 Million
2007	14.38%	9.64%	0.08x	18.86x	Rs317.21 Million
2008	13.06%	10.57%	0.08x	14.72x	Rs355.25 Million
2009	14.93%	10.52%	0.09x	15.63x	Rs643.52 Million
2010	15.74%	10.90%	0.08x	17.19x	Rs852.32 Million
2011	15.84%	11.07%	0.08x	17.77x	Rs1.08 Billion
2012	18.51%	10.53%	0.09x	18.60x	Rs1.85 Billion
2013	16.71%	10.56%	0.10x	16.56x	Rs2.02 Billion
2014	15.06%	9.38%	0.10x	16.31x	Rs1.70 Billion
2015	8.55%	5.32%	0.10x	16.46x	Rs-519.75 Million
2016	8.67%	5.53%	0.10x	16.43x	Rs-512.92 Million
2017	8.10%	6.02%	0.09x	15.33x	Rs-923.44 Million
2018	6.39%	4.76%	0.09x	15.77x	Rs-1.89 Billion
2019	4.64%	3.32%	0.08x	17.29x	Rs-2.86 Billion
2020	1.91%	1.23%	0.09x	17.72x	Rs-4.43 Billion
2021	1.07%	0.75%	0.09x	16.21x	Rs-5.19 Billion
2022	0.77%	0.59%	0.08x	17.09x	Rs-5.41 Billion
2023	11.62%	9.48%	0.08x	16.14x	Rs1.08 Billion
2024	12.13%	10.56%	0.09x	13.30x	Rs1.88 Billion
2025	12.89%	11.60%	0.09x	12.33x	Rs2.92 Billion
2026	12.75%	12.28%	0.08x	12.42x	Rs3.14 Billion

Industry Comparison

This section compares The South Indian Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $124,830,169,200
Average return on equity (ROE) among peers: 0.01%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
The South Indian Bank Limited (SOUTHBANK)	Rs114.16 Billion	1.91%	11.42x	$1.37 Billion
AU Small Finance Bank Limited (AUBANK)	$10.01 Billion	24.70%	5.27x	$8.36 Billion
Bandhan Bank Limited (BANDHANBNK)	$246.05 Billion	11.16%	6.78x	$3.63 Billion
Bank of Baroda (BANKBARODA)	$157.74 Billion	20.16%	17.02x	$15.72 Billion
Bank of India (BANKINDIA)	$214.77 Billion	12.69%	17.05x	$7.22 Billion
Canara Bank (CANBK)	$328.70 Billion	8.72%	15.99x	$13.12 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$4.07 Billion	6.24%	12.10x	$139.82 Million
Central Bank of India (CENTRALBK)	$194.39 Billion	-28.98%	16.07x	$3.21 Billion
CSB Bank Limited (CSBBANK)	$48.94 Billion	12.94%	10.79x	$669.90 Million
City Union Bank Limited (CUB)	$41.63 Billion	14.22%	8.59x	$1.58 Billion
DCB Bank Limited (DCBBANK)	$1.99 Billion	-81.69%	22.36x	$642.91 Million

About The South Indian Bank Limited

NSE:SOUTHBANK India Banks - Regional

Market Cap

$1.37 Billion

Rs126.85 Billion INR

Market Cap Rank

#7733 Global

#369 in India

Share Price

Rs48.46

Change (1 day)

-0.06%

52-Week Range

Rs28.59 - Rs48.49

All Time High

Rs48.49