The South Indian Bank Limited (SOUTHBANK) - Net Assets
Based on the latest financial reports, The South Indian Bank Limited (SOUTHBANK) has net assets worth Rs110.23 Billion INR (≈ $1.19 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.38 Trillion ≈ $14.98 Billion USD) and total liabilities (Rs1.27 Trillion ≈ $13.79 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check The South Indian Bank Limited (SOUTHBANK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs110.23 Billion |
| % of Total Assets | 7.96% |
| Annual Growth Rate | 16.77% |
| 5-Year Change | 74.0% |
| 10-Year Change | 162.85% |
| Growth Volatility | 14.94 |
The South Indian Bank Limited - Net Assets Trend (2005–2025)
This chart illustrates how The South Indian Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore The South Indian Bank Limited assets under control for the complete picture of this company's asset base.
Annual Net Assets for The South Indian Bank Limited (2005–2025)
The table below shows the annual net assets of The South Indian Bank Limited from 2005 to 2025. For live valuation and market cap data, see SOUTHBANK market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs101.08 Billion ≈ $1.09 Billion |
+14.52% |
| 2024-03-31 | Rs88.26 Billion ≈ $954.54 Million |
+32.24% |
| 2023-03-31 | Rs66.75 Billion ≈ $721.85 Million |
+14.02% |
| 2022-03-31 | Rs58.54 Billion ≈ $633.11 Million |
+0.77% |
| 2021-03-31 | Rs58.09 Billion ≈ $628.25 Million |
+6.06% |
| 2020-03-31 | Rs54.77 Billion ≈ $592.35 Million |
+2.63% |
| 2019-03-31 | Rs53.37 Billion ≈ $577.18 Million |
+1.79% |
| 2018-03-31 | Rs52.43 Billion ≈ $567.03 Million |
+8.14% |
| 2017-03-31 | Rs48.48 Billion ≈ $524.35 Million |
+26.08% |
| 2016-03-31 | Rs38.46 Billion ≈ $415.89 Million |
+7.07% |
| 2015-03-31 | Rs35.92 Billion ≈ $388.44 Million |
+6.57% |
| 2014-03-31 | Rs33.70 Billion ≈ $364.49 Million |
+12.11% |
| 2013-03-31 | Rs30.06 Billion ≈ $325.11 Million |
+38.51% |
| 2012-03-31 | Rs21.70 Billion ≈ $234.72 Million |
+17.49% |
| 2011-03-31 | Rs18.47 Billion ≈ $199.78 Million |
+24.37% |
| 2010-03-31 | Rs14.85 Billion ≈ $160.63 Million |
+13.90% |
| 2009-03-31 | Rs13.04 Billion ≈ $141.02 Million |
+12.32% |
| 2008-03-31 | Rs11.61 Billion ≈ $125.56 Million |
+60.37% |
| 2007-03-31 | Rs7.24 Billion ≈ $78.29 Million |
+12.97% |
| 2006-03-31 | Rs6.41 Billion ≈ $69.31 Million |
+40.77% |
| 2005-03-31 | Rs4.55 Billion ≈ $49.23 Million |
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Equity Component Analysis
This analysis shows how different components contribute to The South Indian Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2343479.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs9.16 Billion | 9.07% |
| Common Stock | Rs2.62 Billion | 2.59% |
| Other Comprehensive Income | Rs60.73 Billion | 60.08% |
| Other Components | Rs28.57 Billion | 28.26% |
| Total Equity | Rs101.08 Billion | 100.00% |
The South Indian Bank Limited Competitors by Market Cap
The table below lists competitors of The South Indian Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dezhan HealthCare Co Ltd
SHE:000813
|
$1.12 Billion |
|
Ayalon Holdings Ltd
TA:AYAL
|
$1.12 Billion |
|
Montnets Cloud Technology Group Co Ltd
SHE:002123
|
$1.12 Billion |
|
Neuren Pharmaceuticals Ltd
AU:NEU
|
$1.12 Billion |
|
Jiangsu Kanion Pharmaceutical Co Ltd
SHG:600557
|
$1.12 Billion |
|
Fujian Longxi Bearing Group Co Ltd
SHG:600592
|
$1.12 Billion |
|
Intellect Design Arena Limited
NSE:INTELLECT
|
$1.12 Billion |
|
Wavestone S.A.
PA:WAVE
|
$1.12 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The South Indian Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 88,263,417,000 to 101,080,300,000, a change of 12,816,883,000 (14.5%).
- Net income of 13,030,939,000 contributed positively to equity growth.
- Dividend payments of 784,900,000 reduced retained earnings.
- Share repurchases of 4,700,000 reduced equity.
- New share issuances of 4,700,000 increased equity.
- Other comprehensive income increased equity by 9,629,328,000.
- Other factors decreased equity by 9,058,484,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs13.03 Billion | +12.89% |
| Dividends Paid | Rs784.90 Million | -0.78% |
| Share Repurchases | Rs4.70 Million | -0.0% |
| Share Issuances | Rs4.70 Million | +0.0% |
| Other Comprehensive Income | Rs9.63 Billion | +9.53% |
| Other Changes | Rs-9.06 Billion | -8.96% |
| Total Change | Rs- | 14.52% |
Book Value vs Market Value Analysis
This analysis compares The South Indian Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.02x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 12.89x to 1.02x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | Rs3.06 | Rs39.46 | x |
| 2006-03-31 | Rs4.31 | Rs39.46 | x |
| 2007-03-31 | Rs4.87 | Rs39.46 | x |
| 2008-03-31 | Rs7.81 | Rs39.46 | x |
| 2009-03-31 | Rs8.77 | Rs39.46 | x |
| 2010-03-31 | Rs9.99 | Rs39.46 | x |
| 2011-03-31 | Rs12.42 | Rs39.46 | x |
| 2012-03-31 | Rs14.59 | Rs39.46 | x |
| 2013-03-31 | Rs20.21 | Rs39.46 | x |
| 2014-03-31 | Rs22.66 | Rs39.46 | x |
| 2015-03-31 | Rs23.98 | Rs39.46 | x |
| 2016-03-31 | Rs25.71 | Rs39.46 | x |
| 2017-03-31 | Rs32.21 | Rs39.46 | x |
| 2018-03-31 | Rs29.02 | Rs39.46 | x |
| 2019-03-31 | Rs29.49 | Rs39.46 | x |
| 2020-03-31 | Rs27.81 | Rs39.46 | x |
| 2021-03-31 | Rs29.56 | Rs39.46 | x |
| 2022-03-31 | Rs25.70 | Rs39.46 | x |
| 2023-03-31 | Rs29.30 | Rs39.46 | x |
| 2024-03-31 | Rs41.99 | Rs39.46 | x |
| 2025-03-31 | Rs38.63 | Rs39.46 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The South Indian Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.89%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.60%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 12.33x
- Recent ROE (12.89%) is above the historical average (10.04%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 1.91% | 1.06% | 0.09x | 20.82x | Rs-368.24 Million |
| 2006 | 7.94% | 6.11% | 0.08x | 16.90x | Rs-131.84 Million |
| 2007 | 14.38% | 9.64% | 0.08x | 18.86x | Rs317.21 Million |
| 2008 | 13.06% | 10.57% | 0.08x | 14.72x | Rs355.25 Million |
| 2009 | 14.93% | 10.52% | 0.09x | 15.63x | Rs643.52 Million |
| 2010 | 15.74% | 10.90% | 0.08x | 17.19x | Rs852.32 Million |
| 2011 | 15.84% | 11.07% | 0.08x | 17.77x | Rs1.08 Billion |
| 2012 | 18.51% | 10.53% | 0.09x | 18.60x | Rs1.85 Billion |
| 2013 | 16.71% | 10.56% | 0.10x | 16.56x | Rs2.02 Billion |
| 2014 | 15.06% | 9.38% | 0.10x | 16.31x | Rs1.70 Billion |
| 2015 | 8.55% | 5.32% | 0.10x | 16.46x | Rs-519.75 Million |
| 2016 | 8.67% | 5.53% | 0.10x | 16.43x | Rs-512.92 Million |
| 2017 | 8.10% | 6.02% | 0.09x | 15.33x | Rs-923.44 Million |
| 2018 | 6.39% | 4.76% | 0.09x | 15.77x | Rs-1.89 Billion |
| 2019 | 4.64% | 3.32% | 0.08x | 17.29x | Rs-2.86 Billion |
| 2020 | 1.91% | 1.23% | 0.09x | 17.72x | Rs-4.43 Billion |
| 2021 | 1.07% | 0.75% | 0.09x | 16.21x | Rs-5.19 Billion |
| 2022 | 0.77% | 0.59% | 0.08x | 17.09x | Rs-5.41 Billion |
| 2023 | 11.62% | 9.48% | 0.08x | 16.14x | Rs1.08 Billion |
| 2024 | 12.13% | 10.56% | 0.09x | 13.30x | Rs1.88 Billion |
| 2025 | 12.89% | 11.60% | 0.09x | 12.33x | Rs2.92 Billion |
Industry Comparison
This section compares The South Indian Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $108,245,704,600
- Average return on equity (ROE) among peers: 6.74%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The South Indian Bank Limited (SOUTHBANK) | Rs110.23 Billion | 1.91% | 11.56x | $1.12 Billion |
| AU Small Finance Bank Limited (AUBANK) | $62.75 Billion | 18.66% | 7.22x | $8.21 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $216.10 Billion | 10.32% | 7.23x | $3.48 Billion |
| Bank of Baroda (BANKBARODA) | $133.71 Billion | 17.83% | 16.32x | $14.73 Billion |
| Bank of India (BANKINDIA) | $245.44 Billion | 28.81% | 17.60x | $6.89 Billion |
| Canara Bank (CANBK) | $254.09 Billion | 11.69% | 15.50x | $13.21 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $1.15 Billion | 11.96% | 16.87x | $136.92 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $3.57 Billion |
| CSB Bank Limited (CSBBANK) | $8.88 Billion | -5.98% | 16.74x | $699.76 Million |
| City Union Bank Limited (CUB) | $48.41 Billion | 14.11% | 8.35x | $2.17 Billion |
| DCB Bank Limited (DCBBANK) | $1.64 Billion | -51.93% | 21.79x | $649.92 Million |
About The South Indian Bank Limited
The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, propert… Read more