Suryoday Small Finance Bank Limited - Asset Resilience Ratio

Latest as of June 2024: -14.46%

Suryoday Small Finance Bank Limited (SURYODAY) has an Asset Resilience Ratio of -14.46% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Suryoday Small Finance Bank Limited to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-18.43 Billion

≈ $-199.29 Million USD Cash + Short-term Investments

Total Assets

Rs127.44 Billion

≈ $1.38 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Suryoday Small Finance Bank Limited's Asset Resilience Ratio has changed over time. See SURYODAY equity to assets ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Suryoday Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Suryoday Small Finance Bank Limited worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-18.43 Billion	-14.46%
Total Liquid Assets	Rs-18.43 Billion	-14.46%

Asset Resilience Insights

Limited Liquidity: Suryoday Small Finance Bank Limited maintains only -14.46% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Suryoday Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare Suryoday Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Prosperity Bancshares Inc NYSE:PB	Banks - Regional	26.30%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Suryoday Small Finance Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Suryoday Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-19.07%	Rs-23.60 Billion ≈ $-255.24 Million	Rs123.78 Billion ≈ $1.34 Billion	-11.19pp
2023-03-31	-7.87%	Rs-7.76 Billion ≈ $-83.97 Million	Rs98.61 Billion ≈ $1.07 Billion	-7.92pp
2022-03-31	0.04%	Rs35.76 Million ≈ $386.69K	Rs81.80 Billion ≈ $884.66 Million	+1.40pp
2021-03-31	-1.35%	Rs-908.71 Million ≈ $-9.83 Million	Rs67.12 Billion ≈ $725.88 Million	-0.34pp
2020-03-31	-1.01%	Rs-541.75 Million ≈ $-5.86 Million	Rs53.65 Billion ≈ $580.15 Million	--

pp = percentage points

About Suryoday Small Finance Bank Limited

NSE:SURYODAY India Banks - Regional

Market Cap

$201.26 Million

Rs18.61 Billion INR

Market Cap Rank

#16607 Global

#865 in India

Share Price

Rs175.09

Change (1 day)

+0.96%

52-Week Range

Rs116.44 - Rs179.93

All Time High

Rs277.80