Suryoday Small Finance Bank Limited - Asset Resilience Ratio

Latest as of June 2024: -14.46%

Suryoday Small Finance Bank Limited (SURYODAY) has an Asset Resilience Ratio of -14.46% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Suryoday Small Finance Bank Limited's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-18.43 Billion

≈ $-199.29 Million USD Cash + Short-term Investments

Total Assets

Rs127.44 Billion

≈ $1.38 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Suryoday Small Finance Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Suryoday Small Finance Bank Limited assets under control.

Liquid Assets Composition Over Time

This chart breaks down Suryoday Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Suryoday Small Finance Bank Limited (SURYODAY) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-18.43 Billion	-14.46%
Total Liquid Assets	Rs-18.43 Billion	-14.46%

Asset Resilience Insights

Limited Liquidity: Suryoday Small Finance Bank Limited maintains only -14.46% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Suryoday Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare Suryoday Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco Santander Chile SN:BSANTANDER	Banks - Regional	3.58%
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
FirstSun Capital Bancorp Common Stock NASDAQ:FSUN	Banks - Regional	12.13%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%

Annual Asset Resilience Ratio for Suryoday Small Finance Bank Limited (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Suryoday Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-19.07%	Rs-23.60 Billion ≈ $-255.24 Million	Rs123.78 Billion ≈ $1.34 Billion	-11.19pp
2023-03-31	-7.87%	Rs-7.76 Billion ≈ $-83.97 Million	Rs98.61 Billion ≈ $1.07 Billion	-7.92pp
2022-03-31	0.04%	Rs35.76 Million ≈ $386.69K	Rs81.80 Billion ≈ $884.66 Million	+1.40pp
2021-03-31	-1.35%	Rs-908.71 Million ≈ $-9.83 Million	Rs67.12 Billion ≈ $725.88 Million	-0.34pp
2020-03-31	-1.01%	Rs-541.75 Million ≈ $-5.86 Million	Rs53.65 Billion ≈ $580.15 Million	--

pp = percentage points

About Suryoday Small Finance Bank Limited

NSE:SURYODAY India Banks - Regional

Market Cap

$168.28 Million

Rs15.56 Billion INR

Market Cap Rank

#17313 Global

#912 in India

Share Price

Rs146.40

Change (1 day)

-0.37%

52-Week Range

Rs116.44 - Rs194.31

All Time High

Rs277.80