Suryoday Small Finance Bank Limited (SURYODAY) - Total Assets
Based on the latest financial reports, Suryoday Small Finance Bank Limited (SURYODAY) holds total assets worth Rs170.39 Billion INR (≈ $1.84 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Suryoday Small Finance Bank Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Suryoday Small Finance Bank Limited - Total Assets Trend (2013–2025)
This chart illustrates how Suryoday Small Finance Bank Limited's total assets have evolved over time, based on quarterly financial data. Explore Suryoday Small Finance Bank Limited (SURYODAY) long-term investment share to see how much of total assets are deployed in long-term investments.
Suryoday Small Finance Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Suryoday Small Finance Bank Limited's total assets of Rs170.39 Billion consist of 13.7% current assets and 86.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 11.0% |
| Accounts Receivable | Rs4.07 Billion | 2.6% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Suryoday Small Finance Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SURYODAY market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Suryoday Small Finance Bank Limited's current assets represent 13.7% of total assets in 2025, a decrease from 20.8% in 2013.
- Cash Position: Cash and equivalents constituted 11.0% of total assets in 2025, down from 20.8% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 2.6% of total assets.
Suryoday Small Finance Bank Limited Competitors by Total Assets
Key competitors of Suryoday Small Finance Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
Prosperity Bancshares Inc
NYSE:PB
|
USA | $43.62 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Graubuendner Kantonalbank
SW:GRKP
|
Switzerland | CHF36.31 Billion |
|
EnTie Commercial Bank Ltd
TW:2849
|
Taiwan | NT$388.25 Billion |
|
CFM Indosuez Wealth SA
PA:MLCFM
|
France | €5.59 Billion |
|
Addiko Bank AG
VI:ADKO
|
Austria | €6.39 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
Suryoday Small Finance Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 18.51 | 50.67 |
| Quick Ratio | 0.10 | 37.22 | 50.67 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-115.86 Billion | Rs8.66 Billion | Rs8.69 Billion |
Suryoday Small Finance Bank Limited - Advanced Valuation Insights
This section examines the relationship between Suryoday Small Finance Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.65 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 26.1% |
| Total Assets | Rs156.14 Billion |
| Market Capitalization | $201.26 Million USD |
Valuation Analysis
Below Book Valuation: The market values Suryoday Small Finance Bank Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Suryoday Small Finance Bank Limited's assets grew by 26.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Suryoday Small Finance Bank Limited (2013–2025)
The table below shows the annual total assets of Suryoday Small Finance Bank Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs156.14 Billion ≈ $1.69 Billion |
+26.15% |
| 2024-03-31 | Rs123.78 Billion ≈ $1.34 Billion |
+25.52% |
| 2023-03-31 | Rs98.61 Billion ≈ $1.07 Billion |
+20.55% |
| 2022-03-31 | Rs81.80 Billion ≈ $884.66 Million |
+21.87% |
| 2021-03-31 | Rs67.12 Billion ≈ $725.88 Million |
+25.12% |
| 2020-03-31 | Rs53.65 Billion ≈ $580.15 Million |
+42.63% |
| 2019-03-31 | Rs37.61 Billion ≈ $406.76 Million |
+74.46% |
| 2018-03-31 | Rs21.56 Billion ≈ $233.16 Million |
+34.39% |
| 2017-03-31 | Rs16.04 Billion ≈ $173.49 Million |
+34.52% |
| 2016-03-31 | Rs11.93 Billion ≈ $128.97 Million |
+57.57% |
| 2015-03-31 | Rs7.57 Billion ≈ $81.85 Million |
+89.36% |
| 2014-03-31 | Rs4.00 Billion ≈ $43.22 Million |
+96.61% |
| 2013-03-31 | Rs2.03 Billion ≈ $21.98 Million |
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About Suryoday Small Finance Bank Limited
Suryoday Small Finance Bank Limited provides financial products to micro-entrepreneurs and underserved communities and individuals in India. It operates through Treasury, Retail Banking, Corporate Banking, and Other Banking Operation segments. The company offers savings, salary, and current accounts; and term and fixed deposits, recurring, and double joy deposits. It also provides two-wheeler, co… Read more