Union Bank of India Asset Resilience Ratio
Union Bank of India asset resilience ratio. Union Bank of India (UNIONBANK) has an Asset Resilience Ratio of -4.76% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Union Bank of India fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Union Bank of India (2020–2024)
Asset resilience ratio of Union Bank of India from 2020 to 2024. This chart shows how Union Bank of India's Asset Resilience Ratio has changed over time. Read total liabilities of Union Bank of India for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Union Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Union Bank of India's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs-667.44 Billion | -4.76% |
| Total Liquid Assets | Rs-667.44 Billion | -4.76% |
Asset Resilience Insights
- Limited Liquidity: Union Bank of India maintains only -4.76% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Union Bank of India Industry Peers by Asset Resilience Ratio
Compare Union Bank of India's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
|
Banco da Amazônia S.A
SA:BAZA3 |
Banks - Regional | -2.37% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
|
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée
PA:CRAV |
Banks - Regional | -1.09% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
Bank Victoria International
JK:BVIC |
Banks - Regional | -5.34% |
|
Hvidbjerg Bank
CO:HVID |
Banks - Regional | -50.56% |
Union Bank of India Asset Resilience Ratio by Year (2020–2024)
Union Bank of India asset resilience ratio by year from 2020 to 2024. The table below shows the annual Asset Resilience Ratio data for Union Bank of India.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -3.61% | Rs-506.26 Billion ≈ $-5.48 Billion |
Rs14.02 Trillion ≈ $151.62 Billion |
+4.91pp |
| 2023-03-31 | -8.52% | Rs-1.10 Trillion ≈ $-11.87 Billion |
Rs12.88 Trillion ≈ $139.33 Billion |
-4.97pp |
| 2022-03-31 | -3.55% | Rs-423.31 Billion ≈ $-4.58 Billion |
Rs11.94 Trillion ≈ $129.10 Billion |
-0.40pp |
| 2021-03-31 | -3.15% | Rs-340.99 Billion ≈ $-3.69 Billion |
Rs10.82 Trillion ≈ $117.06 Billion |
+0.11pp |
| 2020-03-31 | -3.26% | Rs-181.14 Billion ≈ $-1.96 Billion |
Rs5.56 Trillion ≈ $60.08 Billion |
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About Union Bank of India
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in … Read more