Union Bank of India - Asset Resilience Ratio

Latest as of March 2024: -4.76%

Union Bank of India (UNIONBANK) has an Asset Resilience Ratio of -4.76% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check UNIONBANK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-667.44 Billion

≈ $-7.22 Billion USD Cash + Short-term Investments

Total Assets

Rs14.02 Trillion

≈ $151.62 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Union Bank of India's Asset Resilience Ratio has changed over time. See UNIONBANK net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Union Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Union Bank of India market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-667.44 Billion	-4.76%
Total Liquid Assets	Rs-667.44 Billion	-4.76%

Asset Resilience Insights

Limited Liquidity: Union Bank of India maintains only -4.76% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Union Bank of India Industry Peers by Asset Resilience Ratio

Compare Union Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Union Bank of India (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Union Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-3.61%	Rs-506.26 Billion ≈ $-5.48 Billion	Rs14.02 Trillion ≈ $151.62 Billion	+4.91pp
2023-03-31	-8.52%	Rs-1.10 Trillion ≈ $-11.87 Billion	Rs12.88 Trillion ≈ $139.33 Billion	-4.97pp
2022-03-31	-3.55%	Rs-423.31 Billion ≈ $-4.58 Billion	Rs11.94 Trillion ≈ $129.10 Billion	-0.40pp
2021-03-31	-3.15%	Rs-340.99 Billion ≈ $-3.69 Billion	Rs10.82 Trillion ≈ $117.06 Billion	+0.11pp
2020-03-31	-3.26%	Rs-181.14 Billion ≈ $-1.96 Billion	Rs5.56 Trillion ≈ $60.08 Billion	--

pp = percentage points

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$14.54 Billion

Rs1.34 Trillion INR

Market Cap Rank

#1691 Global

#57 in India

Share Price

Rs176.12

Change (1 day)

+1.36%

52-Week Range

Rs124.82 - Rs202.27

All Time High

Rs202.27