Union Bank of India - Asset Resilience Ratio

Latest as of March 2024: -4.76%

Union Bank of India (UNIONBANK) has an Asset Resilience Ratio of -4.76% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Union Bank of India's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-667.44 Billion

≈ $-7.22 Billion USD Cash + Short-term Investments

Total Assets

Rs14.02 Trillion

≈ $151.62 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how Union Bank of India's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Union Bank of India (UNIONBANK) total assets.

Liquid Assets Composition Over Time

This chart breaks down Union Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Union Bank of India to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-667.44 Billion	-4.76%
Total Liquid Assets	Rs-667.44 Billion	-4.76%

Asset Resilience Insights

Limited Liquidity: Union Bank of India maintains only -4.76% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Union Bank of India Industry Peers by Asset Resilience Ratio

Compare Union Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bendigo and Adelaide Bank Ltd AU:BEN	Banks - Regional	-3.55%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
First Mid Illinois Bancshares Inc NASDAQ:FMBH	Banks - Regional	12.77%
Banco Mercantil do Brasil S.A SA:BMEB3	Banks - Regional	-18.66%
Southern California Bancorp Common Stock NASDAQ:BCAL	Banks - Regional	7.67%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Banco Hipotecario SA BA:BHIP	Banks - Regional	4.67%
Merkur PrivatBank KgaA XETRA:MBK	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Union Bank of India (2020–2024)

The table below shows the annual Asset Resilience Ratio data for Union Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-3.61%	Rs-506.26 Billion ≈ $-5.48 Billion	Rs14.02 Trillion ≈ $151.62 Billion	+4.91pp
2023-03-31	-8.52%	Rs-1.10 Trillion ≈ $-11.87 Billion	Rs12.88 Trillion ≈ $139.33 Billion	-4.97pp
2022-03-31	-3.55%	Rs-423.31 Billion ≈ $-4.58 Billion	Rs11.94 Trillion ≈ $129.10 Billion	-0.40pp
2021-03-31	-3.15%	Rs-340.99 Billion ≈ $-3.69 Billion	Rs10.82 Trillion ≈ $117.06 Billion	+0.11pp
2020-03-31	-3.26%	Rs-181.14 Billion ≈ $-1.96 Billion	Rs5.56 Trillion ≈ $60.08 Billion	--

pp = percentage points

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$14.45 Billion

Rs1.34 Trillion INR

Market Cap Rank

#1680 Global

#55 in India

Share Price

Rs175.00

Change (1 day)

-1.74%

52-Week Range

Rs134.08 - Rs202.27

All Time High

Rs202.27