Union Bank of India Cash Flow Conversion Efficiency

Latest as of September 2025: 0.191x

Union Bank of India cash flow conversion efficiency. Based on the latest financial reports, Union Bank of India (UNIONBANK) has a cash flow conversion efficiency ratio of 0.191x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs240.66 Billion ≈ $2.60 Billion USD) by net assets (Rs1.26 Trillion ≈ $13.62 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Union Bank of India (2005–2026)

Cash flow conversion efficiency of Union Bank of India from 2005 to 2026. This chart illustrates how Union Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Union Bank of India (UNIONBANK) share price today for real-time trading data and today's change.

Union Bank of India Cash Flow Conversion Ratio Explained

Union Bank of India cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Union Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Union Bank of India ranked by their cash flow conversion efficiency. Also see UNIONBANK market cap overview for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
EchoStar Corporation NASDAQ:ECHO	0.042x
Pinnacle Financial Partners, Inc. NYSE:PNFP	0.006x
Ball Corporation NYSE:BALL	-0.138x
BSE Limited NSE:BSE	0.185x
POSCO Holdings Inc F:PKX	0.031x
HAL Trust AS:HAL	0.088x
New China Life Insurance Co Ltd SHG:601336	0.336x
Hengtong Optic Electric Co Ltd SHG:600487	0.013x

Annual Cash Flow Conversion Efficiency for Union Bank of India (2005–2026)

The table below shows the annual cash flow conversion efficiency of Union Bank of India from 2005 to 2026. Review Union Bank of India free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.34 Trillion ≈ $14.44 Billion	Rs71.99 Billion ≈ $778.52 Million	0.054x	-64.90%
2025-03-31	Rs1.14 Trillion ≈ $12.31 Billion	Rs174.79 Billion ≈ $1.89 Billion	0.154x	-52.03%
2024-03-31	Rs975.98 Billion ≈ $10.55 Billion	Rs312.42 Billion ≈ $3.38 Billion	0.320x	+312.77%
2023-03-31	Rs788.04 Billion ≈ $8.52 Billion	Rs61.11 Billion ≈ $660.93 Million	0.078x	-84.88%
2022-03-31	Rs708.61 Billion ≈ $7.66 Billion	Rs363.39 Billion ≈ $3.93 Billion	0.513x	+195.73%
2021-03-31	Rs647.38 Billion ≈ $7.00 Billion	Rs-346.80 Billion ≈ $-3.75 Billion	-0.536x	-137.05%
2020-03-31	Rs339.89 Billion ≈ $3.68 Billion	Rs-76.81 Billion ≈ $-830.70 Million	-0.226x	+22.03%
2019-03-31	Rs268.36 Billion ≈ $2.90 Billion	Rs-77.78 Billion ≈ $-841.21 Million	-0.290x	-220.20%
2018-03-31	Rs252.52 Billion ≈ $2.73 Billion	Rs60.89 Billion ≈ $658.53 Million	0.241x	+16418.87%
2017-03-31	Rs241.12 Billion ≈ $2.61 Billion	Rs-356.30 Million ≈ $-3.85 Million	-0.001x	-100.41%
2016-03-31	Rs230.48 Billion ≈ $2.49 Billion	Rs82.74 Billion ≈ $894.82 Million	0.359x	+301.68%
2015-03-31	Rs199.08 Billion ≈ $2.15 Billion	Rs-35.44 Billion ≈ $-383.24 Million	-0.178x	-229.96%
2014-03-31	Rs187.64 Billion ≈ $2.03 Billion	Rs25.70 Billion ≈ $277.95 Million	0.137x	+1220.86%
2013-03-31	Rs174.60 Billion ≈ $1.89 Billion	Rs1.81 Billion ≈ $19.58 Million	0.010x	+104.02%
2012-03-31	Rs148.19 Billion ≈ $1.60 Billion	Rs-38.24 Billion ≈ $-413.52 Million	-0.258x	-174.64%
2011-03-31	Rs129.85 Billion ≈ $1.40 Billion	Rs44.89 Billion ≈ $485.45 Million	0.346x	+813.45%
2010-03-31	Rs104.24 Billion ≈ $1.13 Billion	Rs-5.05 Billion ≈ $-54.62 Million	-0.048x	-107.56%
2009-03-31	Rs87.40 Billion ≈ $945.24 Million	Rs55.99 Billion ≈ $605.52 Million	0.641x	+143.80%
2008-03-31	Rs73.48 Billion ≈ $794.63 Million	Rs19.31 Billion ≈ $208.79 Million	0.263x	-30.29%
2007-03-31	Rs51.90 Billion ≈ $561.26 Million	Rs19.56 Billion ≈ $211.56 Million	0.377x	+252.73%
2006-03-31	Rs45.58 Billion ≈ $492.95 Million	Rs-11.25 Billion ≈ $-121.66 Million	-0.247x	-132.67%
2005-03-31	Rs36.14 Billion ≈ $390.89 Million	Rs27.30 Billion ≈ $295.27 Million	0.755x	--

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$15.36 Billion

Rs1.42 Trillion INR

Market Cap Rank

#1551 Global

#47 in India

Share Price

Rs186.00

Change (1 day)

-0.27%

52-Week Range

Rs148.06 - Rs202.27

All Time High

Rs202.27