Union Bank of India (UNIONBANK) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.109x

Based on the latest financial reports, Union Bank of India (UNIONBANK) has a cash flow conversion efficiency ratio of -0.109x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-136.73 Billion ≈ $-1.48 Billion USD) by net assets (Rs1.26 Trillion ≈ $13.62 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Union Bank of India - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Union Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read total liabilities of Union Bank of India for a breakdown of total debt and financial obligations.

Union Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Union Bank of India ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
SK Telecom Co Ltd ADR NYSE:SKM	0.085x
SK Telecom Co Ltd KO:017670	0.014x
Wistron Corp TW:3231	-0.170x
Host Hotels & Resorts Inc NASDAQ:HST	0.080x
HDFC Life Insurance Company Limited NSE:HDFCLIFE	0.419x
LTIMindtree Limited NSE:LTM	0.057x
Reinsurance Group of America NYSE:RGA	0.074x
Gjensidige Forsikring ASA OL:GJF	0.041x

Annual Cash Flow Conversion Efficiency for Union Bank of India (2005–2025)

The table below shows the annual cash flow conversion efficiency of Union Bank of India from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see Union Bank of India market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs1.14 Trillion ≈ $12.31 Billion	Rs174.79 Billion ≈ $1.89 Billion	0.154x	-52.03%
2024-03-31	Rs975.98 Billion ≈ $10.55 Billion	Rs312.42 Billion ≈ $3.38 Billion	0.320x	+312.77%
2023-03-31	Rs788.04 Billion ≈ $8.52 Billion	Rs61.11 Billion ≈ $660.93 Million	0.078x	-84.88%
2022-03-31	Rs708.61 Billion ≈ $7.66 Billion	Rs363.39 Billion ≈ $3.93 Billion	0.513x	+195.73%
2021-03-31	Rs647.38 Billion ≈ $7.00 Billion	Rs-346.80 Billion ≈ $-3.75 Billion	-0.536x	-137.05%
2020-03-31	Rs339.89 Billion ≈ $3.68 Billion	Rs-76.81 Billion ≈ $-830.70 Million	-0.226x	+22.03%
2019-03-31	Rs268.36 Billion ≈ $2.90 Billion	Rs-77.78 Billion ≈ $-841.21 Million	-0.290x	-220.20%
2018-03-31	Rs252.52 Billion ≈ $2.73 Billion	Rs60.89 Billion ≈ $658.53 Million	0.241x	+16418.87%
2017-03-31	Rs241.12 Billion ≈ $2.61 Billion	Rs-356.30 Million ≈ $-3.85 Million	-0.001x	-100.41%
2016-03-31	Rs230.48 Billion ≈ $2.49 Billion	Rs82.74 Billion ≈ $894.82 Million	0.359x	+301.68%
2015-03-31	Rs199.08 Billion ≈ $2.15 Billion	Rs-35.44 Billion ≈ $-383.24 Million	-0.178x	-229.96%
2014-03-31	Rs187.64 Billion ≈ $2.03 Billion	Rs25.70 Billion ≈ $277.95 Million	0.137x	+1220.86%
2013-03-31	Rs174.60 Billion ≈ $1.89 Billion	Rs1.81 Billion ≈ $19.58 Million	0.010x	+104.02%
2012-03-31	Rs148.19 Billion ≈ $1.60 Billion	Rs-38.24 Billion ≈ $-413.52 Million	-0.258x	-174.64%
2011-03-31	Rs129.85 Billion ≈ $1.40 Billion	Rs44.89 Billion ≈ $485.45 Million	0.346x	+813.45%
2010-03-31	Rs104.24 Billion ≈ $1.13 Billion	Rs-5.05 Billion ≈ $-54.62 Million	-0.048x	-107.56%
2009-03-31	Rs87.40 Billion ≈ $945.24 Million	Rs55.99 Billion ≈ $605.52 Million	0.641x	+143.80%
2008-03-31	Rs73.48 Billion ≈ $794.63 Million	Rs19.31 Billion ≈ $208.79 Million	0.263x	-30.29%
2007-03-31	Rs51.90 Billion ≈ $561.26 Million	Rs19.56 Billion ≈ $211.56 Million	0.377x	+252.73%
2006-03-31	Rs45.58 Billion ≈ $492.95 Million	Rs-11.25 Billion ≈ $-121.66 Million	-0.247x	-132.67%
2005-03-31	Rs36.14 Billion ≈ $390.89 Million	Rs27.30 Billion ≈ $295.27 Million	0.755x	--

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$13.70 Billion

Rs1.27 Trillion INR

Market Cap Rank

#1733 Global

#61 in India

Share Price

Rs165.94

Change (1 day)

-0.82%

52-Week Range

Rs115.58 - Rs202.27

All Time High

Rs202.27