Union Bank of India (UNIONBANK) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.191x

Based on the latest financial reports, Union Bank of India (UNIONBANK) has a cash flow conversion efficiency ratio of 0.191x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs240.66 Billion ≈ $2.60 Billion USD) by net assets (Rs1.26 Trillion ≈ $13.62 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See UNIONBANK defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Union Bank of India - Cash Flow Conversion Efficiency Trend (2005–2026)

This chart illustrates how Union Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Union Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Union Bank of India ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Shenwan Hongyuan Group Co Ltd SHE:000166	-0.034x
News Corporation AU:NWSLV	0.055x
Daqin Railway Co Ltd SHG:601006	0.021x
WUXI BIOLOGICS-00000083 F:1FW2	N/A
Dongfang Electric Corp Ltd Class A SHG:600875	-0.065x
James Hardie Industries Plc AU:JHX	0.031x
Masco Corporation NYSE:MAS	-2.926x
Zhejiang Huayou Cobalt Co Ltd SHG:603799	0.041x

Annual Cash Flow Conversion Efficiency for Union Bank of India (2005–2026)

The table below shows the annual cash flow conversion efficiency of Union Bank of India from 2005 to 2026. For the full company profile with market capitalisation and key ratios, see Union Bank of India market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.34 Trillion ≈ $14.44 Billion	Rs71.99 Billion ≈ $778.52 Million	0.054x	-64.90%
2025-03-31	Rs1.14 Trillion ≈ $12.31 Billion	Rs174.79 Billion ≈ $1.89 Billion	0.154x	-52.03%
2024-03-31	Rs975.98 Billion ≈ $10.55 Billion	Rs312.42 Billion ≈ $3.38 Billion	0.320x	+312.77%
2023-03-31	Rs788.04 Billion ≈ $8.52 Billion	Rs61.11 Billion ≈ $660.93 Million	0.078x	-84.88%
2022-03-31	Rs708.61 Billion ≈ $7.66 Billion	Rs363.39 Billion ≈ $3.93 Billion	0.513x	+195.73%
2021-03-31	Rs647.38 Billion ≈ $7.00 Billion	Rs-346.80 Billion ≈ $-3.75 Billion	-0.536x	-137.05%
2020-03-31	Rs339.89 Billion ≈ $3.68 Billion	Rs-76.81 Billion ≈ $-830.70 Million	-0.226x	+22.03%
2019-03-31	Rs268.36 Billion ≈ $2.90 Billion	Rs-77.78 Billion ≈ $-841.21 Million	-0.290x	-220.20%
2018-03-31	Rs252.52 Billion ≈ $2.73 Billion	Rs60.89 Billion ≈ $658.53 Million	0.241x	+16418.87%
2017-03-31	Rs241.12 Billion ≈ $2.61 Billion	Rs-356.30 Million ≈ $-3.85 Million	-0.001x	-100.41%
2016-03-31	Rs230.48 Billion ≈ $2.49 Billion	Rs82.74 Billion ≈ $894.82 Million	0.359x	+301.68%
2015-03-31	Rs199.08 Billion ≈ $2.15 Billion	Rs-35.44 Billion ≈ $-383.24 Million	-0.178x	-229.96%
2014-03-31	Rs187.64 Billion ≈ $2.03 Billion	Rs25.70 Billion ≈ $277.95 Million	0.137x	+1220.86%
2013-03-31	Rs174.60 Billion ≈ $1.89 Billion	Rs1.81 Billion ≈ $19.58 Million	0.010x	+104.02%
2012-03-31	Rs148.19 Billion ≈ $1.60 Billion	Rs-38.24 Billion ≈ $-413.52 Million	-0.258x	-174.64%
2011-03-31	Rs129.85 Billion ≈ $1.40 Billion	Rs44.89 Billion ≈ $485.45 Million	0.346x	+813.45%
2010-03-31	Rs104.24 Billion ≈ $1.13 Billion	Rs-5.05 Billion ≈ $-54.62 Million	-0.048x	-107.56%
2009-03-31	Rs87.40 Billion ≈ $945.24 Million	Rs55.99 Billion ≈ $605.52 Million	0.641x	+143.80%
2008-03-31	Rs73.48 Billion ≈ $794.63 Million	Rs19.31 Billion ≈ $208.79 Million	0.263x	-30.29%
2007-03-31	Rs51.90 Billion ≈ $561.26 Million	Rs19.56 Billion ≈ $211.56 Million	0.377x	+252.73%
2006-03-31	Rs45.58 Billion ≈ $492.95 Million	Rs-11.25 Billion ≈ $-121.66 Million	-0.247x	-132.67%
2005-03-31	Rs36.14 Billion ≈ $390.89 Million	Rs27.30 Billion ≈ $295.27 Million	0.755x	--

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$14.54 Billion

Rs1.34 Trillion INR

Market Cap Rank

#1691 Global

#57 in India

Share Price

Rs176.12

Change (1 day)

+1.36%

52-Week Range

Rs124.82 - Rs202.27

All Time High

Rs202.27