Union Bank of India (UNIONBANK) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.191x

Based on the latest financial reports, Union Bank of India (UNIONBANK) has a cash flow conversion efficiency ratio of 0.191x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs240.66 Billion ≈ $2.60 Billion USD) by net assets (Rs1.26 Trillion ≈ $13.62 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See UNIONBANK equity financing ratio to measure how much of total assets are equity-financed.

Union Bank of India - Cash Flow Conversion Efficiency Trend (2005–2026)

This chart illustrates how Union Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of Union Bank of India to evaluate the quality of earnings relative to operating cash generation.

Union Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Union Bank of India ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
PTC Inc NASDAQ:PTC	0.083x
Pinnacle Financial Partners, Inc. NYSE:PNFP	0.063x
Jazz Pharmaceuticals PLC NASDAQ:JAZZ	0.090x
Jones Lang LaSalle Incorporated NYSE:JLL	-0.102x
Lincoln Electric Holdings Inc NASDAQ:LECO	0.068x
Britannia Industries Limited NSE:BRITANNIA	0.078x
ASR Nederland NV AS:ASRNL	0.019x
Huagong Tech Co Ltd SHE:000988	0.040x

Annual Cash Flow Conversion Efficiency for Union Bank of India (2005–2026)

The table below shows the annual cash flow conversion efficiency of Union Bank of India from 2005 to 2026. For the full company profile with market capitalisation and key ratios, see market value of Union Bank of India.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.34 Trillion ≈ $14.44 Billion	Rs71.99 Billion ≈ $778.52 Million	0.054x	-64.90%
2025-03-31	Rs1.14 Trillion ≈ $12.31 Billion	Rs174.79 Billion ≈ $1.89 Billion	0.154x	-52.03%
2024-03-31	Rs975.98 Billion ≈ $10.55 Billion	Rs312.42 Billion ≈ $3.38 Billion	0.320x	+312.77%
2023-03-31	Rs788.04 Billion ≈ $8.52 Billion	Rs61.11 Billion ≈ $660.93 Million	0.078x	-84.88%
2022-03-31	Rs708.61 Billion ≈ $7.66 Billion	Rs363.39 Billion ≈ $3.93 Billion	0.513x	+195.73%
2021-03-31	Rs647.38 Billion ≈ $7.00 Billion	Rs-346.80 Billion ≈ $-3.75 Billion	-0.536x	-137.05%
2020-03-31	Rs339.89 Billion ≈ $3.68 Billion	Rs-76.81 Billion ≈ $-830.70 Million	-0.226x	+22.03%
2019-03-31	Rs268.36 Billion ≈ $2.90 Billion	Rs-77.78 Billion ≈ $-841.21 Million	-0.290x	-220.20%
2018-03-31	Rs252.52 Billion ≈ $2.73 Billion	Rs60.89 Billion ≈ $658.53 Million	0.241x	+16418.87%
2017-03-31	Rs241.12 Billion ≈ $2.61 Billion	Rs-356.30 Million ≈ $-3.85 Million	-0.001x	-100.41%
2016-03-31	Rs230.48 Billion ≈ $2.49 Billion	Rs82.74 Billion ≈ $894.82 Million	0.359x	+301.68%
2015-03-31	Rs199.08 Billion ≈ $2.15 Billion	Rs-35.44 Billion ≈ $-383.24 Million	-0.178x	-229.96%
2014-03-31	Rs187.64 Billion ≈ $2.03 Billion	Rs25.70 Billion ≈ $277.95 Million	0.137x	+1220.86%
2013-03-31	Rs174.60 Billion ≈ $1.89 Billion	Rs1.81 Billion ≈ $19.58 Million	0.010x	+104.02%
2012-03-31	Rs148.19 Billion ≈ $1.60 Billion	Rs-38.24 Billion ≈ $-413.52 Million	-0.258x	-174.64%
2011-03-31	Rs129.85 Billion ≈ $1.40 Billion	Rs44.89 Billion ≈ $485.45 Million	0.346x	+813.45%
2010-03-31	Rs104.24 Billion ≈ $1.13 Billion	Rs-5.05 Billion ≈ $-54.62 Million	-0.048x	-107.56%
2009-03-31	Rs87.40 Billion ≈ $945.24 Million	Rs55.99 Billion ≈ $605.52 Million	0.641x	+143.80%
2008-03-31	Rs73.48 Billion ≈ $794.63 Million	Rs19.31 Billion ≈ $208.79 Million	0.263x	-30.29%
2007-03-31	Rs51.90 Billion ≈ $561.26 Million	Rs19.56 Billion ≈ $211.56 Million	0.377x	+252.73%
2006-03-31	Rs45.58 Billion ≈ $492.95 Million	Rs-11.25 Billion ≈ $-121.66 Million	-0.247x	-132.67%
2005-03-31	Rs36.14 Billion ≈ $390.89 Million	Rs27.30 Billion ≈ $295.27 Million	0.755x	--

About Union Bank of India

NSE:UNIONBANK India Banks - Regional

Market Cap

$14.14 Billion

Rs1.31 Trillion INR

Market Cap Rank

#1696 Global

#58 in India

Share Price

Rs171.24

Change (1 day)

+0.49%

52-Week Range

Rs124.82 - Rs202.27

All Time High

Rs202.27