Viji Finance Limited Asset Resilience Ratio
Viji Finance Limited asset resilience ratio. Viji Finance Limited (VIJIFIN) has an Asset Resilience Ratio of 29.76% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See VIJIFIN cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Viji Finance Limited (2014–2025)
Asset resilience ratio of Viji Finance Limited from 2014 to 2025. This chart shows how Viji Finance Limited's Asset Resilience Ratio has changed over time. Read VIJIFIN current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Viji Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see VIJIFIN asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs51.26 Million | 14.88% |
| Short-term Investments | Rs51.26 Million | 14.88% |
| Total Liquid Assets | Rs102.51 Million | 29.76% |
Asset Resilience Insights
- Very High Liquidity: Viji Finance Limited maintains exceptional liquid asset reserves at 29.76% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company maintains a balanced mix of cash and short-term investments.
Viji Finance Limited Industry Peers by Asset Resilience Ratio
Compare Viji Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Viji Finance Limited Asset Resilience Ratio by Year (2014–2025)
Viji Finance Limited asset resilience ratio by year from 2014 to 2025. The table below shows the annual Asset Resilience Ratio data for Viji Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 29.01% | Rs101.70 Million ≈ $1.10 Million |
Rs350.54 Million ≈ $3.79 Million |
+28.99pp |
| 2024-03-31 | 0.03% | Rs66.00K ≈ $713.76 |
Rs253.63 Million ≈ $2.74 Million |
-0.03pp |
| 2023-03-31 | 0.06% | Rs131.00K ≈ $1.42K |
Rs225.54 Million ≈ $2.44 Million |
-0.06pp |
| 2022-03-31 | 0.12% | Rs206.00K ≈ $2.23K |
Rs174.63 Million ≈ $1.89 Million |
-0.10pp |
| 2021-03-31 | 0.22% | Rs349.00K ≈ $3.77K |
Rs157.44 Million ≈ $1.70 Million |
+0.00pp |
| 2020-03-31 | 0.22% | Rs349.00K ≈ $3.77K |
Rs159.98 Million ≈ $1.73 Million |
-1.63pp |
| 2019-03-31 | 1.85% | Rs2.83 Million ≈ $30.56K |
Rs152.66 Million ≈ $1.65 Million |
+1.70pp |
| 2018-03-31 | 0.16% | Rs220.76K ≈ $2.39K |
Rs141.46 Million ≈ $1.53 Million |
-6.91pp |
| 2017-03-31 | 7.07% | Rs8.73 Million ≈ $94.40K |
Rs123.55 Million ≈ $1.34 Million |
+6.76pp |
| 2016-03-31 | 0.31% | Rs309.11K ≈ $3.34K |
Rs100.19 Million ≈ $1.08 Million |
-0.82pp |
| 2015-03-31 | 1.13% | Rs1.05 Million ≈ $11.39K |
Rs93.46 Million ≈ $1.01 Million |
+1.13pp |
| 2014-03-31 | 0.00% | Rs1.00K ≈ $10.81 |
Rs94.80 Million ≈ $1.03 Million |
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About Viji Finance Limited
Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, gold loans, corporate finance, infrastructure/project finance, and personal finance services. Viji Finance Limited was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. The company was incorporated in … Read more