Viji Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 29.76%

Viji Finance Limited (VIJIFIN) has an Asset Resilience Ratio of 29.76% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check VIJIFIN strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs102.51 Million

≈ $1.11 Million USD Cash + Short-term Investments

Total Assets

Rs344.41 Million

≈ $3.72 Million USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2025)

This chart shows how Viji Finance Limited's Asset Resilience Ratio has changed over time. See Viji Finance Limited (VIJIFIN) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Viji Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Viji Finance Limited (VIJIFIN) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs51.26 Million	14.88%
Short-term Investments	Rs51.26 Million	14.88%
Total Liquid Assets	Rs102.51 Million	29.76%

Asset Resilience Insights

Very High Liquidity: Viji Finance Limited maintains exceptional liquid asset reserves at 29.76% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company maintains a balanced mix of cash and short-term investments.

Viji Finance Limited Industry Peers by Asset Resilience Ratio

Compare Viji Finance Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for Viji Finance Limited (2014–2025)

The table below shows the annual Asset Resilience Ratio data for Viji Finance Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	29.01%	Rs101.70 Million ≈ $1.10 Million	Rs350.54 Million ≈ $3.79 Million	+28.99pp
2024-03-31	0.03%	Rs66.00K ≈ $713.76	Rs253.63 Million ≈ $2.74 Million	-0.03pp
2023-03-31	0.06%	Rs131.00K ≈ $1.42K	Rs225.54 Million ≈ $2.44 Million	-0.06pp
2022-03-31	0.12%	Rs206.00K ≈ $2.23K	Rs174.63 Million ≈ $1.89 Million	-0.10pp
2021-03-31	0.22%	Rs349.00K ≈ $3.77K	Rs157.44 Million ≈ $1.70 Million	+0.00pp
2020-03-31	0.22%	Rs349.00K ≈ $3.77K	Rs159.98 Million ≈ $1.73 Million	-1.63pp
2019-03-31	1.85%	Rs2.83 Million ≈ $30.56K	Rs152.66 Million ≈ $1.65 Million	+1.70pp
2018-03-31	0.16%	Rs220.76K ≈ $2.39K	Rs141.46 Million ≈ $1.53 Million	-6.91pp
2017-03-31	7.07%	Rs8.73 Million ≈ $94.40K	Rs123.55 Million ≈ $1.34 Million	+6.76pp
2016-03-31	0.31%	Rs309.11K ≈ $3.34K	Rs100.19 Million ≈ $1.08 Million	-0.82pp
2015-03-31	1.13%	Rs1.05 Million ≈ $11.39K	Rs93.46 Million ≈ $1.01 Million	+1.13pp
2014-03-31	0.00%	Rs1.00K ≈ $10.81	Rs94.80 Million ≈ $1.03 Million	--

pp = percentage points

About Viji Finance Limited

NSE:VIJIFIN India Credit Services

Market Cap

$6.63 Million

Rs612.75 Million INR

Market Cap Rank

#27989 Global

#1568 in India

Share Price

Rs4.30

Change (1 day)

+4.88%

52-Week Range

Rs2.01 - Rs4.60

All Time High

Rs163.71